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Germania #15018235 03/16/24 08:00 AM
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Bandit 200 XP Online Content OP
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Going up $500 on house and $ 600 on 3 cars , no such thing as a fixed income
$7500.00 and that doesn't include the boat , Germania won't insure boats any more

Last edited by Bandit 200 XP; 03/16/24 09:33 AM.

Triton 200 XP
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Re: Germania [Re: Bandit 200 XP] #15018240 03/16/24 09:17 AM
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teamplayer Offline
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Germania getting out of Texas home insurance business. They will allow "grandfathered in" but you will have to pay for it. Going sky high is their way to get you off their books without canceling you out.

Re: Germania [Re: Bandit 200 XP] #15018252 03/16/24 10:32 AM
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kennerdude Online Content
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Yep, ours went up $445 since last year with zero claims so now our agent is shopping around for us.


NIL CARBORUNDUM
Re: Germania [Re: Bandit 200 XP] #15018272 03/16/24 11:22 AM
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Fishspanker Offline
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Insurance increases were ridiculous this year. Welcome to more Bidenomics. Our vehicle insurance went up the most. Shopped that hard but couldn’t get much lower. Ended up saving on Homeowners. That equaled about 2/3 the amount they were increasing.


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Re: Germania [Re: Bandit 200 XP] #15018273 03/16/24 11:23 AM
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MV Online Content
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Ours went up.2650 to 4000. Im shopping

Re: Germania [Re: Bandit 200 XP] #15018304 03/16/24 12:06 PM
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I am in the process of changing insurance. I had been with same company and same agency for years. Nevera home claim and no vehicle claims in probably 10-15 years. Last boat claim was 5 years ago.

The increases got dumb. Found an independent agent who saved us an obscene amount and we are still with a well known company. Actually slightly better coverage too. I have known the agent for years so it's legit. He saved us serious money.

Re: Germania [Re: Bandit 200 XP] #15018313 03/16/24 12:11 PM
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Bandit 200 XP Online Content OP
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That's what i think i need is a agent to look for the best price


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Re: Germania [Re: Bandit 200 XP] #15018314 03/16/24 12:13 PM
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Predict there's going to be (if not already) a whole bunch of underinsured folks in the near future. The increase's are obscene and unsustainable for many in this inflationary economy.


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Re: Germania [Re: Bandit 200 XP] #15018318 03/16/24 12:18 PM
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Bandit 200 XP Online Content OP
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Quite a lot of Panhandle fire victims didn't have home owners insurance . They said they have to eat and pay bills and put gas in there cars


Triton 200 XP
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Re: Germania [Re: MV] #15018345 03/16/24 12:51 PM
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Originally Posted by MV
Ours went up.2650 to 4000. Im shopping


Good luck. Our home/auto went up 25% and I could not find better rates. This is the piece of inflation that has hit us the hardest.

Re: Germania [Re: Bandit 200 XP] #15018350 03/16/24 01:01 PM
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withay Online Content
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We got our Germania renewal policy this week

Our deductible went from $4000 to $12,000. There are a bunch of new restrictions. For instance - they will no longer pay for hail damage unless there is water intrusion.

Our rates went up last year

Re: Germania [Re: Bandit 200 XP] #15018352 03/16/24 01:06 PM
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It will get much worse thanks to the vast influx of non-insured illegal drivers. Can you imagine the payouts from Insurance companies for "uninsured motorist" claims? Nice.


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Re: Germania [Re: Bandit 200 XP] #15018371 03/16/24 01:19 PM
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RayBob Online Content
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My Texas Farm Bureau rates are increasing yearly


Advice? Wise men don't need it. Fools won't heed it.

Re: Germania [Re: Bandit 200 XP] #15018401 03/16/24 02:10 PM
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Dave-0 Online Content
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My Germania auto went from $503 last year to $1100 this year. No accidents or tickets in over a decade. Time to be looking elsewhere.

Last edited by Dave-0; 03/16/24 02:10 PM.

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Re: Germania [Re: Bandit 200 XP] #15018403 03/16/24 02:12 PM
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Just received my homeowners renewal notice. Premium increased 75%

Farmers insurance and no claims

Last edited by Brent S; 03/16/24 02:12 PM.
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