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Dec 30th, 2023
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 Germania
#15018235
03/16/24 08:00 AM
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Joined: Mar 2011
Posts: 14,124
Bandit 200 XP
OP
TFF Guru
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OP
TFF Guru
Joined: Mar 2011
Posts: 14,124 |
Going up $500 on house and $ 600 on 3 cars , no such thing as a fixed income
$7500.00 and that doesn't include the boat , Germania won't insure boats any more
Last edited by Bandit 200 XP; 03/16/24 09:33 AM.
Triton 200 XP
200 Yamaha 0X66
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Re: Germania
[Re: Bandit 200 XP]
#15018240
03/16/24 09:17 AM
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Joined: Jan 2006
Posts: 126
teamplayer
Outdoorsman
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Outdoorsman
Joined: Jan 2006
Posts: 126 |
Germania getting out of Texas home insurance business. They will allow "grandfathered in" but you will have to pay for it. Going sky high is their way to get you off their books without canceling you out.
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Re: Germania
[Re: Bandit 200 XP]
#15018252
03/16/24 10:32 AM
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Joined: Feb 2015
Posts: 5,248
kennerdude
TFF Celebrity
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TFF Celebrity
Joined: Feb 2015
Posts: 5,248 |
Yep, ours went up $445 since last year with zero claims so now our agent is shopping around for us.
NIL CARBORUNDUM
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Re: Germania
[Re: Bandit 200 XP]
#15018272
03/16/24 11:22 AM
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Joined: Jan 2008
Posts: 13,606
Fishspanker
TFF Guru
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TFF Guru
Joined: Jan 2008
Posts: 13,606 |
Insurance increases were ridiculous this year. Welcome to more Bidenomics. Our vehicle insurance went up the most. Shopped that hard but couldn’t get much lower. Ended up saving on Homeowners. That equaled about 2/3 the amount they were increasing.
The Sheep who only fears the Wolf is eaten by the Shepherd.
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Re: Germania
[Re: Bandit 200 XP]
#15018273
03/16/24 11:23 AM
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Joined: Sep 2003
Posts: 4,350
MV
TFF Team Angler
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TFF Team Angler
Joined: Sep 2003
Posts: 4,350 |
Ours went up.2650 to 4000. Im shopping
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Re: Germania
[Re: Bandit 200 XP]
#15018304
03/16/24 12:06 PM
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Joined: Jan 2004
Posts: 72,553
Mark Perry
Super Freak
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Super Freak
Joined: Jan 2004
Posts: 72,553 |
I am in the process of changing insurance. I had been with same company and same agency for years. Nevera home claim and no vehicle claims in probably 10-15 years. Last boat claim was 5 years ago.
The increases got dumb. Found an independent agent who saved us an obscene amount and we are still with a well known company. Actually slightly better coverage too. I have known the agent for years so it's legit. He saved us serious money.
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Re: Germania
[Re: Bandit 200 XP]
#15018313
03/16/24 12:11 PM
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Joined: Mar 2011
Posts: 14,124
Bandit 200 XP
OP
TFF Guru
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OP
TFF Guru
Joined: Mar 2011
Posts: 14,124 |
That's what i think i need is a agent to look for the best price
Triton 200 XP
200 Yamaha 0X66
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Re: Germania
[Re: Bandit 200 XP]
#15018314
03/16/24 12:13 PM
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Joined: Mar 2010
Posts: 25,861
T Bird
TFF Guru
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TFF Guru
Joined: Mar 2010
Posts: 25,861 |
Predict there's going to be (if not already) a whole bunch of underinsured folks in the near future. The increase's are obscene and unsustainable for many in this inflationary economy.
Okie by birth, Texan by choice. ![[Linked Image]](https://texasfishingforum.com/forums/pics/userpics/2021/01/full-47849-80883-111.jpg) USAF "Thunderbirds" Alumni 1985-1989
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Re: Germania
[Re: Bandit 200 XP]
#15018318
03/16/24 12:18 PM
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Joined: Mar 2011
Posts: 14,124
Bandit 200 XP
OP
TFF Guru
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OP
TFF Guru
Joined: Mar 2011
Posts: 14,124 |
Quite a lot of Panhandle fire victims didn't have home owners insurance . They said they have to eat and pay bills and put gas in there cars
Triton 200 XP
200 Yamaha 0X66
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Re: Germania
[Re: MV]
#15018345
03/16/24 12:51 PM
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Joined: May 2002
Posts: 5,739
JCG57
TFF Celebrity
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TFF Celebrity
Joined: May 2002
Posts: 5,739 |
Ours went up.2650 to 4000. Im shopping Good luck. Our home/auto went up 25% and I could not find better rates. This is the piece of inflation that has hit us the hardest.
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Re: Germania
[Re: Bandit 200 XP]
#15018350
03/16/24 01:01 PM
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Joined: Oct 2005
Posts: 511
withay
Pro Angler
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Pro Angler
Joined: Oct 2005
Posts: 511 |
We got our Germania renewal policy this week
Our deductible went from $4000 to $12,000. There are a bunch of new restrictions. For instance - they will no longer pay for hail damage unless there is water intrusion.
Our rates went up last year
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Re: Germania
[Re: Bandit 200 XP]
#15018352
03/16/24 01:06 PM
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Joined: May 2002
Posts: 82,918
Bob Davis
Bunkeroid Bob
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Bunkeroid Bob
Joined: May 2002
Posts: 82,918 |
It will get much worse thanks to the vast influx of non-insured illegal drivers. Can you imagine the payouts from Insurance companies for "uninsured motorist" claims? Nice.
![[Linked Image]](https://texasfishingforum.com/forums/pics/userpics/2020/11/full-1606-72644-flagsmall.jpg) ![[Linked Image]](http://storage.proboards.com/301739/images/59Zi67J3Dhm1xCemT6hS.gif) Foxtrot Juliet Bravo
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Re: Germania
[Re: Bandit 200 XP]
#15018371
03/16/24 01:19 PM
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Joined: Nov 2002
Posts: 54,480
RayBob
Super Freak
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Super Freak
Joined: Nov 2002
Posts: 54,480 |
My Texas Farm Bureau rates are increasing yearly
Advice? Wise men don't need it. Fools won't heed it.
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Re: Germania
[Re: Bandit 200 XP]
#15018401
03/16/24 02:10 PM
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Joined: Jun 2011
Posts: 6,327
Dave-0
DYSON
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DYSON
Joined: Jun 2011
Posts: 6,327 |
My Germania auto went from $503 last year to $1100 this year. No accidents or tickets in over a decade. Time to be looking elsewhere.
Last edited by Dave-0; 03/16/24 02:10 PM.
Laws won't fix a sin problem. What this world needs is a revival, change of the heart. ~The Skipper
Age is a number. Old is a lifestyle.
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Re: Germania
[Re: Bandit 200 XP]
#15018403
03/16/24 02:12 PM
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Joined: Jul 2013
Posts: 6,705
Brent S
TFF Celebrity
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TFF Celebrity
Joined: Jul 2013
Posts: 6,705 |
Just received my homeowners renewal notice. Premium increased 75%
Farmers insurance and no claims
Last edited by Brent S; 03/16/24 02:12 PM.
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