I have seen many an agent's rate vary with the same carrier. It usually boils down to discounts or difference in rating inforamation. I have never figured out what direct carriers like Progressive and Geico do when a client calls to cancel? Sometimes they will try to keep the client by giving them a better price. That usually just makes the client angry.

well I highly doubt that Brandon. If that were the case, my wife would have never switched from her SF agent in greenville. She switched before we were married and not living together so there were no special circumstances that made her insurance drop drastically, other than the policy written wrong. So i doubt you would write the same policy as Karen, even if you are a state farm agent trying to get work.

Does that mean one's rates depends on how competent the agent is? How hard is is to write a policy accurately and honestly? I've actually gotten quotes from two different local State Farm agents and they came out identical! They asked detailed questions to apply all the correct ratings and discounts I qualify for. That's why it raises red flags when one says Karen at State Farm can get you better rates than any other SF agent because "she knows how to write it". Maybe she's just very thorough and gets you all the discounts and ratings you deserve (and only those you deserve).

well I highly doubt that Brandon. If that were the case, my wife would have never switched from her SF agent in greenville. She switched before we were married and not living together so there were no special circumstances that made her insurance drop drastically, other than the policy written wrong. So i doubt you would write the same policy as Karen, even if you are a state farm agent trying to get work.

Actually Ronnie, you are wrong. When it comes to State Farm we (all agents) use the exact same system to do our quoting. We are trained that way. I quote the same way that Karen does, just as she quotes the same way that they do in Lubbock or any where in the state for that matter. If the agent does his or her job correctly, the quote will be the exact same anywhere in the state. Feel free to PM me if you have any questions as to the quoting process or if you still doubt me and ill try to explain it a little more detailed. However I do quote the same way she does.

Just spoke with Karen. She will be on the forum soon guys!

State farm treated me well also but they didn't put a hundred dollars a month back in my pocket like Charla did when I switched my boat, house and cars. Her # 817 232-1511. I can really put the $1200.00 a year to better use.(Like fishin trips!)