I keep seeing lots of promos for Karen at State Farm so I am confused. Does she set the premiums? Will I get the same rate for the same coverage from any other State Farm agent or is she the only one privy to these special rates?

Give her a call. Let her quote you. You be the judge.

shes just "that good". and knows how to write your policy.

Exactly Ronnie.

hmm... I don't know how to take that..... I hope it's all on the up and up.
Anyways no one has answered my question: if SF agent A writes a policy for coverage XYZ, and Karen writes the same policy with the same coverage XYZ, wouldn't I get the same rate?

I don't know that answer but Karen will. Give her a call.

Well I am fixing to find out how good Karen is, I just found out that there was still some water in my lower unit of my new to me 7 day old 250 Merc XS and that my gear case has a huge crack all the way around it and a nice big puddle of gear oil under the skeg. Whats the chance that they can get a new lower unit on there by Friday so I can fish BassChamps at Falconn!!

I will be curious to see what happens with your lower unit, and will be watching this one. In my eyes that situation wasn't from collision, rather from lack of proper care knowing a hard freeze was coming. Ronnie almost has me talked into switching to Karen on my boat.

Karen has recently gotten all my insurance, home, 3 autos, boat, life insurance, she's good people. But this is really a State Farm thing not a Karen thing and in my 15 years with SF with homeowners, boats, cars,trucks, 4wheelers,snowmachines, life insurance, they have never done me wrong! I have great confidence that this will work out just fine.

P.S, Insurance coverage is not solely for collision, theres lots of reasons to have full coverage on just about anything, collision is just one!

I have had Karen for a long long time, and never had a reason to switch. She has done myself, and my mother/stepdad a good job for over 30 years. I dont know why, but she just seems to be a better agent than any other I have met. My wife has SF out of greenville when we met, and I had her switch to Karen and she got better coverage for less money because Karen knew how to write the policy correctly. She also goes to bat for her clients when something happens, and will not leave you hanging without any help or concern. I am not sponsored nor affiliated with her or SF, just a very satisfied customer.

Karen is the best! Hit a stump at fork a few weeks back,$2200.00 dollars in damage. Called Karen and had a check from them in like three days. I'm very happy with SF that I'm going to get them to give me a price for my cars, house and travel trailer.

exactly what I have been preaching about. they are the best in my opinion. no bs, no extra calls, no worrying about getting your boat/vehicle taken care of in a timely fashion. just great service all around. 521- check out thier life policies as well. i have them on myself,wife,and son for a damn good price. it's easy of mind knowing that my wife would have no problems collecting the check if i were to expire. (dont tell her though, she may make it happen sooner than later as much as I pick on her) LOL! but seriously, planning for the unthinkable and securing your family's future if something were to happen is a very important thing to consider.

I have seen many an agent's rate vary with the same carrier. It usually boils down to discounts or difference in rating inforamation. I have never figured out what direct carriers like Progressive and Geico do when a client calls to cancel? Sometimes they will try to keep the client by giving them a better price. That usually just makes the client angry.

Some of you might be familiar with my recent dilemna and all I can say is Thank You Karen, she is simply Great! This has made me switching all my insurance needs over to her in the last month or so a very positive experience.

told ya, told ya, told ya hehehe shes wonderful.