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Re: Obamacare - Gotta Love It [Re: 1oldbassguy] #15346143 03/03/25 11:10 PM
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Originally Posted by 1oldbassguy
Originally Posted by butch sanders
Originally Posted by gregpaul
Originally Posted by TexDawg
Insured paying for the uninsured

Truth


how is that?

we have to pay a lot for our insurance
& i think it is obamacare


just the fact that you can't understand the scenario is scary .
Do you actually think insurance companies just absorb the loss of uninsured ???

If someone is uninsured, then no insurance company is paying anything to/for them because they are....wait for it....uninsured.

Obamacare means the low risk folks are paying for the high risk people because the insurance companies have to take them. .

Last edited by Ted Dyer; 03/05/25 03:20 AM.

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Re: Obamacare - Gotta Love It [Re: DCmac] #15346174 03/04/25 12:02 AM
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In the end it always falls back on the taxpayers.

Re: Obamacare - Gotta Love It [Re: Mark Perry] #15346181 03/04/25 12:14 AM
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Originally Posted by Mark Perry
In the end it always falls back on the taxpayers.


it always falls on two groups of people --- tax payers and the middle class .
Teds' comments above are silly and ignorant .
Insurance companies ALWAY 's bake in the cost of premiums and services due to those that never pay but still use services .
If an insured car is rear ended by an uninsured car ---- the premium's of the insured car are high enough to cover the repair , based of calculated data of total uninsured vehicles ---it's baked into the premium of the insured .
Medical coverage and services are no different . In fact , I would argue that medical services are WAY worse . Small companies and individuals are penalized for not being a part of a " large " group when it comes to monthly premiums .

Re: Obamacare - Gotta Love It [Re: DCmac] #15346186 03/04/25 12:22 AM
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ACA is what we are on
i am a 1099 employee & my wife works for our church
we did not feel right about having our church pay for our insurance
all i can say is they covered the cost of taking care of my wifes aneurism, it was $8880.00 out of pocket though
she is alive & healthy & that was May 2024

Re: Obamacare - Gotta Love It [Re: DCmac] #15346228 03/04/25 01:15 AM
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Remember when they claimed ACA would take care of the unpaid medical services problem that hits hospitals/ERs? Yeah, that really worked.

Re: Obamacare - Gotta Love It [Re: butch sanders] #15346251 03/04/25 01:37 AM
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Originally Posted by butch sanders
ACA is what we are on
i am a 1099 employee & my wife works for our church
we did not feel right about having our church pay for our insurance
all i can say is they covered the cost of taking care of my wifes aneurism, it was $8880.00 out of pocket though
she is alive & healthy & that was May 2024



Glad she is doing well sir. I wish her continued good health. cheers

Re: Obamacare - Gotta Love It [Re: ReelBusy] #15346254 03/04/25 01:48 AM
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Originally Posted by ReelBusy
Remember when they claimed ACA would take care of the unpaid medical services problem that hits hospitals/ERs? Yeah, that really worked.


Those who pushed the aca were liars for various reasons-
It was a net bad thing-

I resent anyone that endorsed that corrupt lie-


What has happed to you does not define who you are-

HOW you react to what happens to you DOES!
Re: Obamacare - Gotta Love It [Re: 1oldbassguy] #15346365 03/04/25 05:01 AM
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Originally Posted by 1oldbassguy
Originally Posted by Mark Perry
In the end it always falls back on the taxpayers.


it always falls on two groups of people --- tax payers and the middle class .
Teds' comments above are silly and ignorant .
Insurance companies ALWAY 's bake in the cost of premiums and services due to those that never pay but still use services .
If an insured car is rear ended by an uninsured car ---- the premium's of the insured car are high enough to cover the repair , based of calculated data of total uninsured vehicles ---it's baked into the premium of the insured .
Medical coverage and services are no different . In fact , I would argue that medical services are WAY worse . Small companies and individuals are penalized for not being a part of a " large " group when it comes to monthly premiums .

Your comparison to auto is silly and ignorant. Health insurance companies have never paid a penny of the medical cost of the uninsured. The uninsured use the emergency room and state and federal taxes reimburse the hospitals

Last edited by pchapin; 03/04/25 06:02 AM.

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Re: Obamacare - Gotta Love It [Re: Mark Perry] #15346640 03/04/25 03:55 PM
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Originally Posted by Mark Perry
Originally Posted by butch sanders
ACA is what we are on
i am a 1099 employee & my wife works for our church
we did not feel right about having our church pay for our insurance
all i can say is they covered the cost of taking care of my wifes aneurism, it was $8880.00 out of pocket though
she is alive & healthy & that was May 2024



Glad she is doing well sir. I wish her continued good health. cheers


thanks

Re: Obamacare - Gotta Love It [Re: Mark Perry] #15346645 03/04/25 04:00 PM
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Originally Posted by Mark Perry
Originally Posted by butch sanders
ACA is what we are on
i am a 1099 employee & my wife works for our church
we did not feel right about having our church pay for our insurance
all i can say is they covered the cost of taking care of my wifes aneurism, it was $8880.00 out of pocket though
she is alive & healthy & that was May 2024



Glad she is doing well sir. I wish her continued good health. cheers




Amen! angel2


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Re: Obamacare - Gotta Love It [Re: ko bass attack 27] #15346668 03/04/25 04:18 PM
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Originally Posted by ko bass attack 27
Hospitals were charging $5.00 for an aspirin 30 years ago. Medical expenses have been a ripoff for as long as I can remember.

But....competition, right?


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Re: Obamacare - Gotta Love It [Re: DCmac] #15346684 03/04/25 04:30 PM
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Forcing insurance companies to cover pre-existing conditions sounds like a great thing, but of course it causes everyone else to pay higher premiums. It's just common sense. We're ordering a for-profit company to accept a premium of a few hundred dollars a month for a person they know will cost them hundreds of thousands of dollars, maybe more, in medical expenses.

It's basically the same thing as forcing State Farm to issue a homeowner's policy to me if I call up and tell them my house is on fire.

Insurance companies aren't going to eat those costs. The rest of us make up for them.

Re: Obamacare - Gotta Love It [Re: Razorback] #15346772 03/04/25 05:45 PM
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Originally Posted by Razorback
Forcing insurance companies to cover pre-existing conditions sounds like a great thing, but of course it causes everyone else to pay higher premiums. It's just common sense. We're ordering a for-profit company to accept a premium of a few hundred dollars a month for a person they know will cost them hundreds of thousands of dollars, maybe more, in medical expenses.

It's basically the same thing as forcing State Farm to issue a homeowner's policy to me if I call up and tell them my house is on fire.

Insurance companies aren't going to eat those costs. The rest of us make up for them.

Do you know that before the ACA, if you had a heart attack or were diagnosed with cancer, your insurance company could and would refuse to renew your policy when the time came? There were also maximum limits to the coverage.


“No reasonable person would conclude that the statements were truly statements of fact”
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Re: Obamacare - Gotta Love It [Re: ReelBusy] #15346945 03/04/25 09:08 PM
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Originally Posted by ReelBusy
The Affordable Care Act, aka Obamacare, did nothing to make healthcare more affordable. Prices and premiums only went up, way up. Thanks to that [censored] we all have a version of major medical at an inflated price Yipee.

I was on COBRA insurance 2 times in my working life between jobs. Both BCBS almost Identical coverage .Before Obama Care in 2009 it cost $400.00 a month Later in 2014 it was $2400.00 a Month. Just my experience.


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Re: Obamacare - Gotta Love It [Re: banker-always fishing] #15346955 03/04/25 09:24 PM
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Originally Posted by banker-always fishing
Originally Posted by Mark Perry
Originally Posted by butch sanders
ACA is what we are on
i am a 1099 employee & my wife works for our church
we did not feel right about having our church pay for our insurance
all i can say is they covered the cost of taking care of my wifes aneurism, it was $8880.00 out of pocket though
she is alive & healthy & that was May 2024



Glad she is doing well sir. I wish her continued good health. cheers




Amen! angel2

thanks

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