The water temperature in the lake I fish is about 60 degrees. I haven't use surface lures in a while but will when I go soon. Will fish smash those lures in the dying pads and over shallow weed bed? Probably not in 55 degree water.

I have had amazing topwater action in January and February. Depends on the sun and air temperature. My graph might tell me 50 degrees but the top warms up quick in the back of coves.

Too bad the temperature starts falling fast in NY. When I lived in Texas, fishing was an all-year opportunity. but not so much now. Usually Oct. is the last month fish will strike surface lures depending on whether cold weather invades the n.e. sooner than later.

Exactly 55.3 degrees.

I’ve caught bass on top in the mid 40’s surface temp... pop’r fished slow... bloop................bloop-bloop....................bloop..................bloop-bloop.....................bait just disappears.

I think the only time top water doesn't seem to work is when it's iced over. AHAHAHHAHA

Yeah I have caught top water fish in snowstorms a couple of times

Low 50's............................slow roll a buzzbait on the warming sunny days in protected pockets.

I agree with this...another good bait when it's cold. The Pop-R P70, Rio Rico, or the Splash-It

I don't think water temp is the issue, seen them school in less than 50 degree water.

Never done it but they have wore out the story on the BTL podcast about that bassmaster won on a buzzbait in the snow
youtube]https://youtu.be/RC-m1LjmBFk?t=706

33 degrees! Below that they can’t get to it

It depends on the species of course. I know I catch way less fish when the water is below the 50's at least for bass. I sometimes catch trout on lures when the water's in the 40's but that's mainly during or after spawning, but that doesn't apply to Texas.

I have caught Largemouth on top waters in a snow storm more than once!

One of our church members , only fished with top waters. He didn't carry anything else in his boat July or January. He did catch fish in the winter on his topwaters.