I know that my credit score is not great. I use scoresence.oom and my low score is 637 middle is 674 and high is 720. Is it possible to get a loan with these types of scores? looking for a newer boat around $25,000. 2006 Le 21 with new lowrance HDI7's, 2 power poles... Very clean boat/ Thanks for your responce in advance

I'm sure they'll need more info, like your income and other debt. But it doesn't sound like a loan is out of the question with a mediocre credit score like that. I would PM them with that other data, obviously. Either way, good luck!

Thanks, just trying to get a feel.

Tough question to answer. We have had people with low 600's get approved and others with 780+ scores get declined. Provable income, debt to income ratio, loan history, value VS loan amount, years in the bureau, time on the job......All of these things effect approvals and rates. The three bureaus will never show the same score even if all pulled at the same time. Some lenders pull a specific bureau based on your zip code. Others pull the same bureau no matter where you live. They will not change, average or use the one we want them to or even the best one. The only way for us to get the whole picture is to look at your bureau. Let us know if we can help.
Thank you,
Ken