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Hey RecLending guys, Do you Pre-Approve?
#8567101
02/09/13 06:50 PM
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Joined: May 2011
Posts: 2,710
lowew79
OP
Extreme Angler
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OP
Extreme Angler
Joined: May 2011
Posts: 2,710 |
Hey Guys,
I see how helpful you guys are to everyone on here. My family and I are looking for our first boat. As we shop around it's hard to narrow down our options without knowing how much we have to spend.
Do you guys do pre-approval, so when we go to the dealerships and boat shows, we know how much we have to spend?
Politicians are like diapers, they both need to be changed often, and for the same reason - Unknown
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Re: Hey RecLending guys, Do you Pre-Approve?
[Re: lowew79]
#8567374
02/09/13 08:20 PM
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Joined: May 2011
Posts: 2,710
lowew79
OP
Extreme Angler
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OP
Extreme Angler
Joined: May 2011
Posts: 2,710 |
..the reason I wish to do it this way is because I'd rather have my credit pulled once than by every single dealer I talk to.
Politicians are like diapers, they both need to be changed often, and for the same reason - Unknown
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Re: Hey RecLending guys, Do you Pre-Approve?
[Re: lowew79]
#8568597
02/10/13 02:14 AM
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Joined: Mar 2010
Posts: 757
Paris Bass
Pro Angler
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Pro Angler
Joined: Mar 2010
Posts: 757 |
Not speaking on their behalf but I know that when I went for a pre approval process they wanted me to boat picked out first. So what I did is went to an online boat loan calculator and played with it a little to find a ballpark range. Maybe this help you, maybe not just my experience with it. Good luck all my dealings with them so far have been good.
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Re: Hey RecLending guys, Do you Pre-Approve?
[Re: lowew79]
#8569502
02/10/13 06:47 AM
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Joined: Jun 2007
Posts: 291
Has 2 Fish
Angler
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Angler
Joined: Jun 2007
Posts: 291 |
I am also looking for a used boat loan on a 2005 model, what kind of interest rates are out there now for 7-8 years loans with good credit?
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Re: Hey RecLending guys, Do you Pre-Approve?
[Re: lowew79]
#8795693
04/06/13 02:11 PM
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Joined: Jun 2007
Posts: 10
mojojojo7176
Green Horn
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Green Horn
Joined: Jun 2007
Posts: 10 |
I was wondering about this as well. Lowew did you ever get an answer ? And how's the boat shopping going ?
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Re: Hey RecLending guys, Do you Pre-Approve?
[Re: lowew79]
#8898935
05/05/13 05:21 AM
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Joined: Mar 2005
Posts: 1,621
psycho0819
Extreme Angler
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Extreme Angler
Joined: Mar 2005
Posts: 1,621 |
I called them a while back and had them run me through at a given amount, with a given down payment, just to see where my payments and interest would be on different term loans. They were very understanding of my needs at the time, and helped me get the info I was looking for. As luck would have it, I found the boat I want today, and will be calling them on Monday to get the ball rolling on the financing.
Great people to work with. Give them a call, they are very easy people to talk to.
If you're not living on the edge, you're taking up too much space!
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Re: Hey RecLending guys, Do you Pre-Approve?
[Re: lowew79]
#8906045
05/07/13 02:06 PM
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Joined: Oct 2010
Posts: 395
RecLending.com
Angler
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Angler
Joined: Oct 2010
Posts: 395 |
Sounds good to us. we are ready when you are. Thank you, Ken
RecLending Office (517) 543-6921 Email: Info@Reclending.com Todd's Cell: 517-294-0459
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