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Dec 30th, 2023
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 Re: Does anyone know where to get the best interest rate for a new boat
[Re: Ranger Z118]
#7411191
04/14/12 02:14 AM
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Joined: Apr 2008
Posts: 187
bassofile
Outdoorsman
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Outdoorsman
Joined: Apr 2008
Posts: 187 |
Credit union. I got my boat loan 1.5 years ago at 3.99% in Tyler through United Heritage Credit Union. I'm not sure how rates compare now. They mistakenly quoted me that rate. I think it was supposed to be 5.99% for boats, but they honored the 3.99%. The great thing about the low rate is how much the principle drops with each payment.
Last edited by bassofile; 04/14/12 02:18 AM.
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Re: Does anyone know where to get the best interest rate for a new boat
[Re: Ranger Z118]
#7411215
04/14/12 02:20 AM
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Joined: Mar 2002
Posts: 1,091
Mike Murphy
Extreme Angler
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Extreme Angler
Joined: Mar 2002
Posts: 1,091 |
Teachers Federal Credit Union; 3.50% with payroll deduction. Go join a credit Union they all have money to loan.
mi dos centavos
Mike Murphy
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Re: Does anyone know where to get the best interest rate for a new boat
[Re: Mike Murphy]
#7411614
04/14/12 04:23 AM
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Joined: Nov 2006
Posts: 177
bmt74
Outdoorsman
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Outdoorsman
Joined: Nov 2006
Posts: 177 |
Not to stir the pot against the majority here, but rates are a little lower when a place (a CU) doesn't have to pay taxes, but if you currently bank with a good community bank and a good banker you should give them a shot. A full rlationship goes a long ways and you'd be surprised what they can do for you and the ways they can help when you need it.
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Re: Does anyone know where to get the best interest rate for a new boat
[Re: Ranger Z118]
#7413866
04/15/12 02:12 AM
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Joined: Jan 2009
Posts: 2,850
Ranger Z118
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2009
Posts: 2,850 |
Again thanks for all of the help, I will be calling them on Monday!! Think I got the wife talked into it lol
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Re: Does anyone know where to get the best interest rate for a new boat
[Re: Ranger Z118]
#7448627
04/23/12 11:00 PM
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Joined: Jan 2009
Posts: 2,850
Ranger Z118
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2009
Posts: 2,850 |
Thanks again!!! Ended up getting 2.24% at teachers cooperative credit union in Tyler for 72 months. They are very easy to work with and I would highly recommend them.
Brian
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Re: Does anyone know where to get the best interest rate for a new boat
[Re: Ranger Z118]
#7448638
04/23/12 11:02 PM
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Joined: Jan 2009
Posts: 50,433
fouzman
Methuselah
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Methuselah
Joined: Jan 2009
Posts: 50,433 |
All's well that ends well.
Coincidence is His way of remaining anonymous.
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