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Check your insurance. #4658148 03/26/10 01:26 PM
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Bass-Coach Offline OP
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This is not something that most of us even consider till it is too late. Check how your insurance covers your trailer. If you have an accident on the highway, it may not make a difference, but if you have your trailer stolen then it is another matter.

Last year a fellow club member came back to the weigh-in of a tournament to find the trailer no longer attached to his truck. (the trailer still has not been found) Anyway, he turned it into his insurance and they only had it covered for somewhere around $3000. He found to his surprise that a new bass cat trailer would exceed $6000.


So I would suggest that all of you make a call to your insurance provider and check on their policy for how it would cover such a situation. Just thought I would let some of you learn from this guys misfortune.

Mike Hutchings
Broken Bow, OK.



Mike Hutchings
www.tri-lakesbassclub.com
Skeeter ZX-250
Moritz Chevrolet - 9101 Camp Bowie W Blvd, Fort Worth, TX - Monte Coon (817) 696-2003
Re: Check your insurance. [Re: Bass-Coach] #4658168 03/26/10 01:29 PM
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BassSAT Offline
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Good Info!

Re: Check your insurance. [Re: Bass-Coach] #4658226 03/26/10 01:39 PM
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dragonsdaddy Offline
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or you can be like me and have the rattiest truck and trailer in the lot.much cheaper than insurance too.

Re: Check your insurance. [Re: BassSAT] #4658267 03/26/10 01:43 PM
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Bill Waldschmidt Offline
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Also, never use just the pin that comes with your trailer to secure the coupler.

Use:
http://www.basspro.com/webapp/wcs/stores...010000_225-10-2 or
http://www.basspro.com/webapp/wcs/stores...010000_225-10-2
Depending on your trailer type. No worries about stolen trailers then.


Re: Check your insurance. [Re: Bill Waldschmidt] #4658752 03/26/10 03:09 PM
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Bass-Coach Offline OP
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bump



Mike Hutchings
www.tri-lakesbassclub.com
Skeeter ZX-250
Re: Check your insurance. [Re: dragonsdaddy] #4659266 03/26/10 04:34 PM
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ShamrockSmith Offline
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Originally Posted By: dragonsdaddy
or you can be like me and have the rattiest truck and trailer in the lot.much cheaper than insurance too.

thumb I like your thinking!


Re: Check your insurance. [Re: ShamrockSmith] #4659351 03/26/10 04:56 PM
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water_surge Offline
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Originally Posted By: AlvaradoZX176c
Originally Posted By: dragonsdaddy
or you can be like me and have the rattiest truck and trailer in the lot.much cheaper than insurance too.

thumb I like your thinking!
AMEN


We All Live Down Stream
dance2
Re: Check your insurance. [Re: water_surge] #4661084 03/26/10 11:06 PM
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big mike Offline
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i doubled my insurance coverage on my trailer and its only a few bucks more a month. also i dont use my pin i put a lock through that hole. and keep the key to it in your boat not your truck!!

Re: Check your insurance. [Re: big mike] #4661129 03/26/10 11:32 PM
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CrazyElvis Offline
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I wish someone would steal my trailer......LOL

I know I'm not supposed to say that...but I hate my EZ Loader trailer!!...and yes...its insured.

Re: Check your insurance. [Re: big mike] #4661137 03/26/10 11:35 PM
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rofd-ff-engineer Offline
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Ok I got a question, maybe a dumb one, but supposedly the only dumb question is the one that you didn't ask! Anways, I use the master lock coupler lock, but what about locking the trailer to the hitch? I've got a Triton, and I looked for some way to actually lock the trailer to the hitch, once your hooked up. Am I just having wishful thinking, or am I totally missing a way to lock it to the truck?


Re: Check your insurance. [Re: rofd-ff-engineer] #4661235 03/26/10 11:57 PM
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Bigg Un Offline
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Good info...Plano Marine told me what a new trailer would cost when I bought my boat so I could get the coverage right...also make sure your coverage for contents is enough to cover everything you have in the boat...

Re: Check your insurance. [Re: rofd-ff-engineer] #4661366 03/27/10 12:34 AM
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grout-scout Online Sleepy
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Originally Posted By: rofd-ff-engineer
Ok I got a question, maybe a dumb one, but supposedly the only dumb question is the one that you didn't ask! Anways, I use the master lock coupler lock, but what about locking the trailer to the hitch? I've got a Triton, and I looked for some way to actually lock the trailer to the hitch, once your hooked up. Am I just having wishful thinking, or am I totally missing a way to lock it to the truck?

My trailer has a hole that a master lock will fit in to lock the trailer on the ball. It is where the cheap little pin slips in under the latch on the hitch.

Re: Check your insurance. [Re: grout-scout] #4661379 03/27/10 12:37 AM
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rofd-ff-engineer Offline
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Thanks grout-scout! I'll look for that.


Re: Check your insurance. [Re: rofd-ff-engineer] #4661450 03/27/10 01:01 AM
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E-cat Offline
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Even if you lock your coupler to the the hitch ball, a thief will unscrew the ball from the hitch and still get your trailer. You can always tack weld the ball nut to the hitch.

You should also lock your safety chains to your hitch. Maybe with several locks to get through, the thief will move to another victim???

I was at Amistad this week and someone tried to break into my truck at the ramp. Door messed up from prying on it. They were unsuccessful fortunately but really made me stop and think about what would I do with boat in water but no way to get it home???? Hope I never have to find out!

Re: Check your insurance. [Re: E-cat] #4662133 03/27/10 03:40 AM
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Saltcraw Offline
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Hey E-cat, just curious, what ramp were you at? Hope we can keep up with these folks--

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