Yeah, not I. My future will portfolio consists of a lawn chair, white NB, Corvette, as I yell at you to stay off my freakin' grass.

As you look at your investment portfolio today and feel greedy and entertain delusions of grandeur. Possibly eyeballing the future yacht you plan to purchase since you have never lost money, always bought at the bottom and sold at the top how many are considering a bit of risk off type moves.

I dollar cost average into the market each month in a few index funds and max my 401k every year. I also DCA into some crypto each month but it’s a very small amount.
I’m trying to keep it simple.

I’m 40 years old and plan to retire in my late 50’s

Corvettes are so 1995

That’s a good plan- similar to mine. Only thing that’s gonna stink is healthcare costs when retiring early

So the question is are you considering a risky type move?

5 percent a year with "zero" risk is a no brainer. Just do it.

No, I'm considering moving out of some stuff. At least partially, at least to the point I can offset with a couple losses I have. I have a fair amount in cash type assets that are making about 5.2 percent. I'm considering padding those balances a bit more, get some bonus powder dry, I feel heavy in a couple positions and sectors and lighten up a bit. At 53 I still have time but I'm getting tired of 3 steps forward 2.5 steps back. In my mind I really don't want to expose myself to annual losses that exceed my annual interest income. Basically on a bad year I would essentially break even. If I can average 7 percent for the next 5 years I should be set up to cruise into retirement. As long as it's easy to make 5 percent with zero risk why take much risk. I have stood firm for a long time now and rode out a few nasty markets as many of you have. I'm ready to let the saddle sores heal.