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Dec 30th, 2023
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 new car interest rates?
#15108222
06/22/24 10:03 AM
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Joined: Nov 2006
Posts: 2,953
TLW
OP
Extreme Angler
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OP
Extreme Angler
Joined: Nov 2006
Posts: 2,953 |
anyone know what they are with 800 or higher score on all three credit sites...?
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Re: new car interest rates?
[Re: TLW]
#15108232
06/22/24 10:46 AM
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Joined: Mar 2010
Posts: 29,275
T Bird
TFF Guru
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TFF Guru
Joined: Mar 2010
Posts: 29,275 |
Bank of America
New Car 6.39% for 60 mo.
Used Car 6.69 for 60 mo.
Navy Federal Credit Union
New Car 4.99% for 60 mo.
Used Car 5.99 for 60 mo.
Okie by birth, Texan by choice. ![[Linked Image]](https://texasfishingforum.com/forums/pics/userpics/2021/01/full-47849-80883-111.jpg) USAF "Thunderbirds" Alumni 1985-1989
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Re: new car interest rates?
[Re: TLW]
#15108233
06/22/24 10:50 AM
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Joined: Mar 2006
Posts: 11,444
reeltexan
TFF Guru
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TFF Guru
Joined: Mar 2006
Posts: 11,444 |
"..The pleasantist angling is to see the fish
Cut with her golden oars the silver stream,
And greedily devour the treacherous bait.
Bill Shakespeare![[Linked Image]](http://s4.postimage.org/f0dhseas/P1120145.jpg)
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Re: new car interest rates?
[Re: TLW]
#15108243
06/22/24 11:11 AM
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Joined: Nov 2006
Posts: 2,953
TLW
OP
Extreme Angler
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OP
Extreme Angler
Joined: Nov 2006
Posts: 2,953 |
frank kent has really gone to tha dogs last few years.....  really low balled my trade and jacked up tha interest rate.......................... don't need a new one anyway...
Last edited by TLW; 06/22/24 11:14 AM.
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Re: new car interest rates?
[Re: TLW]
#15108285
06/22/24 01:03 PM
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Joined: Jul 2003
Posts: 3,553
McLovin’
TFF Team Angler
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TFF Team Angler
Joined: Jul 2003
Posts: 3,553 |
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Re: new car interest rates?
[Re: TLW]
#15108315
06/22/24 01:32 PM
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Joined: Feb 2008
Posts: 15,870
DanXB-21
TFF Guru
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TFF Guru
Joined: Feb 2008
Posts: 15,870 |
Bought the wife a new Jeep in December and rates were in the 6% range... She's been searching for a lower rate ever since to refinance and hasn't found anything... Her credit rating is in the 800's... Dan
"The problem with having a sense of humor is often that people you use it on aren't in a very good mood"...
Lou Holtz
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Re: new car interest rates?
[Re: TLW]
#15108326
06/22/24 01:35 PM
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Joined: May 2008
Posts: 3,932
donothin
TFF Team Angler
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TFF Team Angler
Joined: May 2008
Posts: 3,932 |
6% is about where it should be.
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Re: new car interest rates?
[Re: TLW]
#15108363
06/22/24 02:16 PM
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Joined: Mar 2006
Posts: 2,873
basscaster46
Extreme Angler
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Extreme Angler
Joined: Mar 2006
Posts: 2,873 |
I was quoted 6.49 credit union for 60 months
Last edited by basscaster46; 06/22/24 02:17 PM.
I got all day I’m retired
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Re: new car interest rates?
[Re: T Bird]
#15108376
06/22/24 02:38 PM
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Joined: Jan 2012
Posts: 16,593
ko bass attack 27
TFF Guru
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TFF Guru
Joined: Jan 2012
Posts: 16,593 |
Bank of America
New Car 6.39% for 60 mo.
Used Car 6.69 for 60 mo.
Navy Federal Credit Union
New Car 4.99% for 60 mo.
Used Car 5.99 for 60 mo.
4.99% doesn't sound bad.
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Re: new car interest rates?
[Re: McLovin’]
#15108385
06/22/24 02:49 PM
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Joined: May 2007
Posts: 45,607
WAWI
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 45,607 |
Yeah, if you are prepared to not be brand specific I have seen the manufacturers throw out some lower rates lately.
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Re: new car interest rates?
[Re: TLW]
#15108387
06/22/24 02:51 PM
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Joined: Jan 2008
Posts: 44,119
Ghost4BH
TFF Guru
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TFF Guru
Joined: Jan 2008
Posts: 44,119 |
Credit Union of Texas had the best rates by far when I purchased back in February. Their application process is easy and can be done over the phone or online. They are also open today…..I think until noon.
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Re: new car interest rates?
[Re: Ghost4BH]
#15108393
06/22/24 02:58 PM
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Joined: Sep 2005
Posts: 29,344
Brian Spagnola
TFF Guru
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TFF Guru
Joined: Sep 2005
Posts: 29,344 |
Credit Union of Texas had the best rates by far when I purchased back in February. Their application process is easy and can be done over the phone or online. They are also open today…..I think until noon. I had a guy here yesterday at 1030 AM. We agreed to numbers by 11. CUTX had his purchase order by 11:05. At 4:45 the CU told him he made a late payment on a CUTX credit card in 2018 and was denied. I had him approved in less than 10 min. That's not the norm but I can't believe they strung this guy along all day. On average a customer is at my store like 40 min.
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Re: new car interest rates?
[Re: McLovin’]
#15108403
06/22/24 03:25 PM
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Joined: Apr 2017
Posts: 15,467
tmd11111
TFF Guru
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TFF Guru
Joined: Apr 2017
Posts: 15,467 |
When a manufacturer has a special rate it’s usually in lieu of a rebate. Depending on how much you’re financing it may it may not be beneficial. As far as 6% being outrageous it’s actually on par with historical averages. Everyone just got too used to the feds pumping money into the economy for the past 20 years.
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Re: new car interest rates?
[Re: TLW]
#15108422
06/22/24 04:07 PM
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Joined: Sep 2005
Posts: 29,344
Brian Spagnola
TFF Guru
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TFF Guru
Joined: Sep 2005
Posts: 29,344 |
I just got someone 6% on a 2008 Silverado
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Re: new car interest rates?
[Re: tmd11111]
#15108432
06/22/24 04:21 PM
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Joined: Jul 2003
Posts: 3,553
McLovin’
TFF Team Angler
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TFF Team Angler
Joined: Jul 2003
Posts: 3,553 |
When a manufacturer has a special rate it’s usually in lieu of a rebate. Depending on how much you’re financing it may it may not be beneficial. As far as 6% being outrageous it’s actually on par with historical averages. Everyone just got too used to the feds pumping money into the economy for the past 20 years. Got rebates and 1.9, and was 5k less from the other two dealerships. It was very beneficial Not sure if they are still running that or not though. Son just bought a new Tundra at around 2.5%
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