Never even heard it before

My son owns 2 insurance companies, and he always shops around for us, making sure the coverage is Apples to Apples. We just put on a new roof with Grade 4 shingles and it lowered our house insurance drastically.

On our vehicles 2017 F-150 and 2019 Camry, we went from 1245 every six months to 1660 a year.

Shop around.

With the increasing cost of replacement or repair, it should be expected that insurance will increase in cost, though it is painful.

That is who I am changing from.

Thanks for your vote.

As was said before Germania is looking to get out of TX. Not writing new business and along with the increase I believe all homeowners will have a 3% wind/hail deductible. They won’t cancel existing customers but the increase along with very large deductible will intentionally lose them lots of customers which is the goal. Higher deductibles is the trend for all companies though for the most part.

My wife switched us from Geico to progressive on our vehicles this morning, they were about half as much for the same coverage. We roofed our house in 2008 with 30 year shingles for $7,400 we replaced them this year and the cost was over $14,000. The insurance costs are following suit. There is no shingles made that will last 30 years in the panhandle.

Renewed ours in February. Went up 40% to $3,900. I got 3 quotes from an independent agent. Came in at $6,300 $7,400 and $9,500. I was blown away.

It’s totally out of control.

Jimmy

Our homeowners insurance went up 43%, could not find anything cheaper aftercalling around. Do I really need insurance?

If you can afford the hit of the loss than no. If you still have a mortgage on your home than you are probably required to under the terms of your loan.

Makes me want to sell everything and live in my paid for RV, Insurance and Taxes will break me.

I just had this conversation with my wife. We are both 52 and starting to look where we want to retire. We live in a nice house and great neighborhood but the taxes and insurance are going to kill us in retirement. Currently it is 1K a month in taxes and insurance to live here. I can't imagine what they will be in 10 years from now.

Yeah, had them for years and loved them! Then, ours went up over $3000 last year. I went with Branch through Goosehead. I'll be going with Texas Farm Bureau in a week or so at renewal.

This!!

Last year Farm Bureau was about the same price as Germania .