TRS changed my wife from CVS-Caremark to Express Script and now 1 of her meds isn't covered. I take the same medication and CVS-Caremark still covers it at the same price as hers was. Wish they hadn't changed companies.

Many of you need to consider that with your lack of savings and how much it costs now you can't afford to live as long anyway......

The pulmonologist changed me from Symbicourt to Breztri, better kickback for him I guess.

Our insurance is through my wife’s job at Morgan Stanley. Fortunately whatever the prescription program is it’s pretty good. My wife takes several prescriptions and they are affordable. I do not have any regular prescriptions. When I have gotten a few short term they have been affordable.

We both have good jobs which we have put years of hard work into climbing the ladder. That gave us two health care insurance options. About 10 years ago they were pretty much the same. Her’s began to get significantly better so we switched my health insurance to her plan. That cost us $160 yr for way better benefits. Max out of pocket was $4,200 yr less.

They need to control drug prices like they control utility prices. People can’t do without their essential prescriptions. Drug companies should be able to get reasonable rates of return on their investment. These rates need to be set high enough to encourage companies to be in the market with R&D and production yet their product to be affordable to those who must have it.