|
Forums59
Topics1,041,372
Posts13,999,166
Members144,256
| |
Most Online39,925
Dec 30th, 2023
|
|
 Re: Boat insurance question
[Re: Ben B]
#14550018
11/29/22 09:39 PM
|
Joined: Sep 2003
Posts: 1,889
Coolarrow
Extreme Angler
|
|
Extreme Angler
Joined: Sep 2003
Posts: 1,889 |
I switched to Farmers after being with State Farm for 40 years. I hit a stump on Sam Rayburn in my bass boat last January. They denied claim because they said my fiberglass bass boat rusted the crack in the hull. They said I neglected to keep the hull from rusting. I dropped every line of insurance I had with them. Needless to say. Stay Away from State Farm! I told them over and over. It’s a fiberglass boat with a composite transom. It can’t rust. Claim denied.
|
|
|
Re: Boat insurance question
[Re: J-2]
#14550340
11/30/22 01:56 AM
|
Joined: Nov 2014
Posts: 23,783
SteezMacQueen
TFF Guru
|
|
TFF Guru
Joined: Nov 2014
Posts: 23,783 |
Allstate. I have an agreed value contract with a $10k rider for gear and electronics. $120 a month. That seems high..I have a 23 model Phoenix with 15k in gear and mine is $74 a month with Progressive Sounds high to me too. I just double checked. $121.22 per month. Think I’ll give em a call.
Eat. Sleep. Fish.
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550386
11/30/22 02:47 AM
|
Joined: Apr 2005
Posts: 6,481
Phoenix 920 Pro xp
TFF Celebrity
|
|
TFF Celebrity
Joined: Apr 2005
Posts: 6,481 |
check out texas farm bureau....paying $57 a month for a 2016
|
|
|
Re: Boat insurance question
[Re: J-2]
#14550405
11/30/22 03:13 AM
|
Joined: Aug 2004
Posts: 4,601
Duke 22
TFF Team Angler
|
|
TFF Team Angler
Joined: Aug 2004
Posts: 4,601 |
Allstate. I have an agreed value contract with a $10k rider for gear and electronics. $120 a month. That seems high..I have a 23 model Phoenix with 15k in gear and mine is $74 a month with Progressive My 19' PHX w/ 15k gear is $396.00 every six months with Progressive.
|
|
|
Re: Boat insurance question
[Re: Duke 22]
#14550485
11/30/22 12:17 PM
|
Joined: Jun 2009
Posts: 5,370
J-2
"Hotblack Desiato"
|
|
"Hotblack Desiato"
Joined: Jun 2009
Posts: 5,370 |
Allstate. I have an agreed value contract with a $10k rider for gear and electronics. $120 a month. That seems high..I have a 23 model Phoenix with 15k in gear and mine is $74 a month with Progressive My 19' PHX w/ 15k gear is $396.00 every six months with Progressive. I’m sure it helps that I have multiple policies with them.
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550548
11/30/22 01:40 PM
|
Joined: Apr 2017
Posts: 12,530
tmd11111
TFF Guru
|
|
TFF Guru
Joined: Apr 2017
Posts: 12,530 |
'17 Phoenix 920 Pro with agreed value and $15k for gear and electronics is costing me just under $700 a year with Foremost.
|
|
|
Re: Boat insurance question
[Re: Coolarrow]
#14550563
11/30/22 01:55 PM
|
Joined: Feb 2005
Posts: 3,635
fivebites
TFF Team Angler
|
|
TFF Team Angler
Joined: Feb 2005
Posts: 3,635 |
I switched to Farmers after being with State Farm for 40 years. I hit a stump on Sam Rayburn in my bass boat last January. They denied claim because they said my fiberglass bass boat rusted the crack in the hull. They said I neglected to keep the hull from rusting. I dropped every line of insurance I had with them. Needless to say. Stay Away from State Farm! I told them over and over. It’s a fiberglass boat with a composite transom. It can’t rust. Claim denied. You need to hire an attorney. Pressure them. That's horse manure not to cover your boat for that reason.
2019 Chevy Tahoe
2018 Basscat Eyra 250 Proxs
PB Wife of 32 years!
PB Largemouth 9.56 Ray Roberts
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550564
11/30/22 01:55 PM
|
Joined: Jun 2012
Posts: 20,945
Douglas J
TFF Guru
|
|
TFF Guru
Joined: Jun 2012
Posts: 20,945 |
Just renewed with Ryan McCoy on my 2022 BassCat and was around $800 a year for agreed value and ample content coverage
#MFGA
|
|
|
Re: Boat insurance question
[Re: fivebites]
#14550568
11/30/22 01:57 PM
|
Joined: Jun 2012
Posts: 20,945
Douglas J
TFF Guru
|
|
TFF Guru
Joined: Jun 2012
Posts: 20,945 |
I switched to Farmers after being with State Farm for 40 years. I hit a stump on Sam Rayburn in my bass boat last January. They denied claim because they said my fiberglass bass boat rusted the crack in the hull. They said I neglected to keep the hull from rusting. I dropped every line of insurance I had with them. Needless to say. Stay Away from State Farm! I told them over and over. It’s a fiberglass boat with a composite transom. It can’t rust. Claim denied. You need to hire an attorney. Pressure them. That's horse manure not to cover your boat for that reason. state farm sucks, they have been canceling boat insurance for all kinds of oddball reasons for a number of years now I had a $2800 claim with them that they canceled me over years ago, they are over priced and inconvenient on marine claims Farmers doesn't cover boats, but Foremost does and I had them for a number a years and had a L/U claim that was simple and paid in 2 days 100%, I just switched for better value a few years back
Last edited by Douglas J; 11/30/22 01:59 PM.
#MFGA
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550774
11/30/22 04:35 PM
|
Joined: Mar 2004
Posts: 1,657
HookaToad
Extreme Angler
|
|
Extreme Angler
Joined: Mar 2004
Posts: 1,657 |
American Modern
Had two claims last year 6k for fiberglass work after running over rebar on Limestone and 3300k for chunk of anticavitation plate on lower unit knocked off at Rayburn. Both claims handled quickly and without any hasstle at all and they did not raise my premium.
Still $721 per year for 2018 Skeeter FX21 with 10k for electronics and tackle equipment.
Good Fishing and God Bless
“I’d rather be a failure at something I enjoy than to be a success at something I hate”
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550813
11/30/22 04:58 PM
|
Joined: Nov 2002
Posts: 5,075
BMCD
TFF Celebrity
|
|
TFF Celebrity
Joined: Nov 2002
Posts: 5,075 |
2023 Nitro z21, I do not have min liability, have to have higher liabilities, and 10k fishing equipment coverage. $88 a month.
So many variables here. Just gotta shop it around and compare apples to apples
Last edited by BMCD; 12/02/22 03:28 PM.
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550863
11/30/22 06:03 PM
|
Joined: Feb 2011
Posts: 2,028
sprigsss
Extreme Angler
|
|
Extreme Angler
Joined: Feb 2011
Posts: 2,028 |
My sister is a State Farm Agent.
I usually just call her with a vin# and tell her to write me a policy and don't shop around.
When I called her for boat insurance, she flat out told me I did not want to insure my boat through her.
She sent me a quote, we both laughed, and then I went elsewhere.
|
|
|
Re: Boat insurance question
[Re: Douglas J]
#14550882
11/30/22 06:21 PM
|
Joined: Apr 2017
Posts: 12,530
tmd11111
TFF Guru
|
|
TFF Guru
Joined: Apr 2017
Posts: 12,530 |
I switched to Farmers after being with State Farm for 40 years. I hit a stump on Sam Rayburn in my bass boat last January. They denied claim because they said my fiberglass bass boat rusted the crack in the hull. They said I neglected to keep the hull from rusting. I dropped every line of insurance I had with them. Needless to say. Stay Away from State Farm! I told them over and over. It’s a fiberglass boat with a composite transom. It can’t rust. Claim denied. You need to hire an attorney. Pressure them. That's horse manure not to cover your boat for that reason. state farm sucks, they have been canceling boat insurance for all kinds of oddball reasons for a number of years now I had a $2800 claim with them that they canceled me over years ago, they are over priced and inconvenient on marine claims Farmers doesn't cover boats, but Foremost does and I had them for a number a years and had a L/U claim that was simple and paid in 2 days 100%, I just switched for better value a few years back Foremost is a subsidy of Farmers Ins.
|
|
|
Re: Boat insurance question
[Re: Ben B]
#14550889
11/30/22 06:27 PM
|
Joined: Jan 2004
Posts: 72,707
Mark Perry
Super Freak
|
|
Super Freak
Joined: Jan 2004
Posts: 72,707 |
I have Farm Bureau and they write boats through Progressive or Foremost.
|
|
|
Re: Boat insurance question
[Re: ogles824 (aka Lakewaydr50)]
#14551420
12/01/22 01:41 AM
|
Joined: Jun 2006
Posts: 690
basseditor
Pro Angler
|
|
Pro Angler
Joined: Jun 2006
Posts: 690 |
I just got Travelers too. I didn't know about the engine warranty. I'm going to have to add that. Thank you for your post.
|
|
Moderated by banker-always fishing, chickenman, Derek 🐝, Duck_Hunter, Fish Killer, J-2, Jacob, Jons3825, JustWingem, Nocona Brian, Toon-Troller, Uncle Zeek, Weekender1
|
