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Boat insurance question #14548942 11/28/22 11:43 PM
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Ben B Offline OP
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I’ve got a 2019 Skeeter FX250 and just got my renewal notice…$1,122 for the year!!

Does this seem high? And can anybody recommend a more affordable provider?

Moritz Chevrolet - 9101 Camp Bowie W Blvd, Fort Worth, TX - Monte Coon (817) 696-2003
Re: Boat insurance question [Re: Ben B] #14548945 11/28/22 11:49 PM
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ogles824 (aka Lakewaydr50) Offline
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Who are you with for your insurance? i've got Travelers on the my 2012 ZX200 for around $850 a year but that comes with some engine warranty as well. I don't mind paying a little extra to cover my rearend in case I grenade a motor.


2012 ZX200 Skeeter
2012 Yamaha 200 SHO

Isaiah 40:31 "but those who hope in the Lord will renew their strength. They will soar on wings like eagles, they will run and not grow weary, they will walk and not be faint.
On these Pro Staffs: McDonald's, Wendy's, Burger King, Chicken Express, Chick-Fil-A, and Dairy Queen.
Re: Boat insurance question [Re: ogles824 (aka Lakewaydr50)] #14548947 11/28/22 11:50 PM
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Ben B Offline OP
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Originally Posted by ogles824 (aka Lakewaydr50)
Who are you with for your insurance? i've got Travelers on the my 2012 ZX200 for around $850 a year but that comes with some engine warranty as well. I don't mind paying a little extra to cover my rearend in case I grenade a motor.


Progressive

Re: Boat insurance question [Re: Ben B] #14548955 11/28/22 11:54 PM
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Bassjiggin1955 Online Content
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Ben Green Insurance agency
626 290 0888
Boat Auto & Kayak program
He's a true tournament fisherman


Building and fishing jigs since 1977
Re: Boat insurance question [Re: Ben B] #14548978 11/29/22 12:18 AM
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ogles824 (aka Lakewaydr50) Offline
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Originally Posted by Ben B
Originally Posted by ogles824 (aka Lakewaydr50)
Who are you with for your insurance? i've got Travelers on the my 2012 ZX200 for around $850 a year but that comes with some engine warranty as well. I don't mind paying a little extra to cover my rearend in case I grenade a motor.


Progressive

Ryan McCoy is my agent @ (903) 574-2277


2012 ZX200 Skeeter
2012 Yamaha 200 SHO

Isaiah 40:31 "but those who hope in the Lord will renew their strength. They will soar on wings like eagles, they will run and not grow weary, they will walk and not be faint.
On these Pro Staffs: McDonald's, Wendy's, Burger King, Chicken Express, Chick-Fil-A, and Dairy Queen.
Re: Boat insurance question [Re: Ben B] #14549070 11/29/22 01:40 AM
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Rayzor Offline
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Talk to Bob Luelle of Worldwide Insurance He is a broker and will lead you in the right direction.

SOMEONE CHIME IN WITH BOB'S PHONE NUMBER, PLEASE.


Be safe,
Rayzor
[Linked Image]
2001 Triton Tx-21/225 Mercury EFI
Re: Boat insurance question [Re: Ben B] #14549073 11/29/22 01:42 AM
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SteezMacQueen Online Happy
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Allstate. I have an agreed value contract with a $10k rider for gear and electronics. $120 a month.


Eat. Sleep. Fish.
Re: Boat insurance question [Re: Ben B] #14549166 11/29/22 03:01 AM
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manhunter Offline
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Get ready, boat insurance isn't the only thing going up. With the losses insurance companies have taken this year with the Florida hurricanes, it's all going up.

Re: Boat insurance question [Re: Rayzor] #14549365 11/29/22 12:55 PM
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Bryanmc57 Offline
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Originally Posted by Rayzor
Talk to Bob Luelle of Worldwide Insurance He is a broker and will lead you in the right direction.

SOMEONE CHIME IN WITH BOB'S PHONE NUMBER, PLEASE.


800 339-1235

Re: Boat insurance question [Re: Ben B] #14549475 11/29/22 02:21 PM
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Ben B Offline OP
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I appreciate all the responses guys! Lots of good info, and yes unfortunately I think some of it is the nature of the industry. I had a broker yesterday tell me the same thing related to natural disasters causing insurance companies to take huge losses and now they are trying to recoup some of that. Also said labor/supply shortages with insurance related industries (repairs)…and even population increase specifically in our state has effected rates.

Re: Boat insurance question [Re: Ben B] #14549481 11/29/22 02:22 PM
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Vogey Online Content
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Worldwide did not work out for me...they claimed they had roadside assistance with the Progressive policy but did not honor it when I needed it. They also did not even bother to call me back in the follow up phase...poor service!

Re: Boat insurance question [Re: Ben B] #14549501 11/29/22 02:30 PM
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ForneySkeeter Offline
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Jeff Girdley 972.921.2900 in Canton. Ryan McCoy is another good option. I've used both for home, car, boat.

Re: Boat insurance question [Re: ogles824 (aka Lakewaydr50)] #14549506 11/29/22 02:34 PM
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forkduc Offline
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Mine too. Found best coverage and pricing. A broker, so he’s not tied to any company!

Re: Boat insurance question [Re: Vogey] #14549509 11/29/22 02:35 PM
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forkduc Offline
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My experience as well.

Re: Boat insurance question [Re: SteezMacQueen] #14550012 11/29/22 09:34 PM
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Originally Posted by SteezMacQueen
Allstate. I have an agreed value contract with a $10k rider for gear and electronics. $120 a month.


That seems high..I have a 23 model Phoenix with 15k in gear and mine is $74 a month with Progressive



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