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Mortgage folks
#14470422
09/07/22 04:15 PM
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Joined: Apr 2008
Posts: 1,271
HunterMatt
OP
Extreme Angler
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OP
Extreme Angler
Joined: Apr 2008
Posts: 1,271 |
Starting the process of house hunting in Mansfield.
Remember a couple folks on here who are mortgage folks, or at least brokers, but looking to start the process of getting information/rates/everything except credit check at this point. Not looking to have multiple credit checks on mine and my wife's reports.
Let's hear who you have, or who to steer clear of.
Thanks!
-Matt
It's hard to feel sorry for someone with one leg who shoots himself in the foot.
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Re: Mortgage folks
[Re: HunterMatt]
#14470438
09/07/22 04:37 PM
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Joined: Nov 2018
Posts: 798
Lon Hagler
Pro Angler
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Pro Angler
Joined: Nov 2018
Posts: 798 |
Around 6.25% right now for 20% down and 720 FICO. I did see today where NewRez(Caliber Home Loans) came out with a 40yr mortgage today but I haven't seen the rates or guidelines.
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Re: Mortgage folks
[Re: HunterMatt]
#14470455
09/07/22 05:03 PM
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Joined: Jan 2009
Posts: 3,932
JJ4MEL
TFF Team Angler
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TFF Team Angler
Joined: Jan 2009
Posts: 3,932 |
My team at PrimeLending is offering some really competitive rates if you have good credit and a down payment.
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Re: Mortgage folks
[Re: Lon Hagler]
#14470467
09/07/22 05:13 PM
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Joined: Jun 2020
Posts: 16,988
grandbassslayer
TFF Guru
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TFF Guru
Joined: Jun 2020
Posts: 16,988 |
Around 6.25% right now for 20% down and 720 FICO. I did see today where NewRez(Caliber Home Loans) came out with a 40yr mortgage today but I haven't seen the rates or guidelines. Is that a 15 year fixed? 40 year seems crazy to me..
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Re: Mortgage folks
[Re: HunterMatt]
#14470471
09/07/22 05:17 PM
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Joined: Nov 2018
Posts: 798
Lon Hagler
Pro Angler
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Pro Angler
Joined: Nov 2018
Posts: 798 |
I wouldn't expect rates to come down much in the near future, they should stay elevated until we have some consistency from the Fed and more positive economic data.
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Re: Mortgage folks
[Re: HunterMatt]
#14470524
09/07/22 06:25 PM
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Joined: Apr 2008
Posts: 4,821
Rockie Martin
TFF Team Angler
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TFF Team Angler
Joined: Apr 2008
Posts: 4,821 |
Love to answer any questions for you. The feds are about to increase most likely the short term rates again by .75. But when they do that, we should see mortgage rates improve some. They typically price it in the market leading up to the announcement and then we see alittle bit of improvement. However, mortgage rates are where they were pre-covid. Still pretty good......I have worked with alot of TFFer's..... Let me know if I can answer any questions for you...
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Re: Mortgage folks
[Re: HunterMatt]
#14470525
09/07/22 06:25 PM
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Joined: Apr 2008
Posts: 1,271
HunterMatt
OP
Extreme Angler
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OP
Extreme Angler
Joined: Apr 2008
Posts: 1,271 |
yeah, I guess I should rephrase it....looking for a local TFF/THF'r mortgage company or mortgage broker, or that who works for a larger company the great forums can recommend.
I'd rather have that than some big company just going to sell off immediately. A more personal scenario.
It's hard to feel sorry for someone with one leg who shoots himself in the foot.
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Re: Mortgage folks
[Re: HunterMatt]
#14470528
09/07/22 06:29 PM
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Joined: Apr 2010
Posts: 27,802
patriot07
TFF Guru
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TFF Guru
Joined: Apr 2010
Posts: 27,802 |
Rockie is good people. I've used him personally. He'll take good care of you.
I'd expect rates in the low/mid 6s now for 30 years.
Life can only be understood backwards; but it must be lived forwards. - Soren Kierkegaard
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Re: Mortgage folks
[Re: HunterMatt]
#14470536
09/07/22 06:47 PM
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Joined: Apr 2008
Posts: 1,271
HunterMatt
OP
Extreme Angler
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OP
Extreme Angler
Joined: Apr 2008
Posts: 1,271 |
Thanks. This is exactly what I'm looking for.
PM incoming Rockie.
It's hard to feel sorry for someone with one leg who shoots himself in the foot.
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