Clearly I should have been more precise. Over the last century the S&P delivered a negative return over two 10-year rolling periods (100 10-year periods in a century). So the probability of a negative 10-year return is approximately 2%. Over 15 and 20-year periods every return has been positive. Long-term investors with diversified equity portfolios do well; ETF and mutual fund investors do better in index funds than in actively managed funds over long-term periods. People who try to time the market do less well.

Leadership matters.

Stolen elections have consequences.

You should eat your vegetables, not elect them.