I am. I’m dragging my feet on getting another boat. I really believe if there’s any way you can delay big ticket purchases out at least a year, you’ll be better to do so. Interest rates have got to rise and the supply chain debacle will pass.

When it comes to money, I do my best the separate fact from emotion. If I can afford the purchase and it is going to useful and practical I can pull the trigger pretty quick. If it’s a “want” item, I really try to get over that urge until I’m certain it’s purchase won’t impact any other financial aspect of my life.

Building a house...trying to wait until some normalcy returns, but I’ve about decided this is about as normal as we will get.
Water well was $17K in November 2020, $21K 13 months later. It seems if 1 thing goes down, another thing goes up and offsets the savings. We shall see. I thought the wheels would’ve ran off the economy by now...

Yeah, been wanting a new truck but things are crazy..

If I want something and can afford it I buy it. We are not guaranteed another day on this rock. Life is fragile. I try to live the one I have as fully as possible.

I am. I'm not paying $50,000 for a used boat. I'll wait until the bubble pops or at least until someone is desperate to sell.

Gonna get a new truck in the next month or two. Interest rates are pretty good right now even if prices are high. My GMC 1/2 ton is a 2007. I'm about ready for something new.

I suspect houses and cars will stay high for another year or two

finding what you want is harder than getting off the wallet these days... for the first time in my life, I just ordered a new Ford truck, spec'd it out the way I want it, average time of delivery is apx. 3 months give or take, I can wait...

when the fed raises rates and they start hitting 3% or more on the prime rate houses should come way down and there may be a glut of existing homes in some places.

vehicles will not come down much I think, the mfrs probably have to offset the expense of going "green" to appease the pedo and his pedomongers.

This is True we are not promised tomorrow!! Live for today!!

3% is cheap money still, People are moving into Texas all the time. They are building new houses all around collin county like crazy the last few years, their is still a major housing shortage in our area.

Well, before I got sick, I was toying with the idea of buying a twin engine boat (22'-26'). But strangely, living without a vehicle payment or a mortgage payment for awhile now has really made me averse to taking on a boat payment. It's nice not having to meet a bank's monthly payment deadline.

In 2021

My wife wanted a new car….. I bought it at sticker
My boat wanted a new motor…..I bought it at just below retail
What’s crazy was I was glad just to get them!

We sold some overpriced investments this year too. Now I’m waiting for the shoe to drop on Real Estate etc.
A little more interest is cheap compared to overheated prices on larger things, namely Real Estate.
I’m on the sidelines

It took me 46 years but I just took delivery of my new boat.