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Financing and registration #14110940 08/27/21 10:57 PM
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LUguy08 Offline OP
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If I'm buying from a private seller through a lender how does registration and taxes work? Would that go through the lender since they will have the title until paid off?

Re: Financing and registration [Re: LUguy08] #14113785 08/30/21 06:56 PM
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MuglyFish Offline
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Taxes can be calculated and added to the asking price of the boat through the lender. Registration would be on you, but the titles would be in your name with the lender a lien holder, so getting it registered shouldn't be an issue. That the way I would "assume" it would work being from a private seller.

Re: Financing and registration [Re: MuglyFish] #14113873 08/30/21 07:53 PM
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tmd11111 Online Content
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Originally Posted by MuglyFishing
Taxes can be calculated and added to the asking price of the boat through the lender. Registration would be on you, but the titles would be in your name with the lender a lien holder, so getting it registered shouldn't be an issue. That the way I would "assume" it would work being from a private seller.


With a private sale a lender is not going to pay the tax man for you. You'll have to pay TPWD sales tax when you register and file for a title transfer on the boat and motor, bring your loan documents for lean holder on the title. For the trailer you'll have to write a separate check to DMV but pretty much the same process.

Last edited by tmd11111; 09/01/21 01:42 AM.
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