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Forums59
Topics1,039,264
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Most Online39,925
Dec 30th, 2023
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 Re: retirement
[Re: LoneStarSon]
#13917374
03/10/21 01:34 PM
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Joined: Apr 2006
Posts: 24,861
outfishdya
TFF Guru
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TFF Guru
Joined: Apr 2006
Posts: 24,861 |
i want to retire.
I think i'm able to.
but, i'm scared...………….
I need help...…………. Step one: locate sugar momma. Best advice so far! My sugar momma is 6 years younger than I am. She is not rich, I need her to work for me to retire. I am doubtful of this plan
Woke up this morning
Got yourself a gun....
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Re: retirement
[Re: bloo_rainger]
#13917389
03/10/21 01:40 PM
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Joined: Nov 2011
Posts: 7,105
beartrap
TFF Celebrity
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TFF Celebrity
Joined: Nov 2011
Posts: 7,105 |
retired when i reached 65 and been blessed with good health so it has been best 16 years of my life....would have liked to retire sooner but cost of insurance kept me working until i could get on medicare....best advice i can give is try to have everything paid for and cross as many things off your bucket list as soon as you can because after age 65, you're living on borrowed time....
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Re: retirement
[Re: bloo_rainger]
#13917397
03/10/21 01:47 PM
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Joined: Mar 2003
Posts: 10,733
Fishin' Nut
TFF Guru
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TFF Guru
Joined: Mar 2003
Posts: 10,733 |
Feb 2, 2024. I can't wait now that my employer has joined the Woke movement.
He is truly a sick individual.
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Re: retirement
[Re: bloo_rainger]
#13917406
03/10/21 01:55 PM
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Joined: Apr 2005
Posts: 5,097
flee fly
TFF Celebrity
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TFF Celebrity
Joined: Apr 2005
Posts: 5,097 |
For me my body was telling me it was time, job was getting more physical than I could handle. Luckily for me the wife has a fantastic job which made the decision easier, the scariest part was you don’t get up to go to work and you face the demons of self importance. I still get up extremely early and I’ll dress at times like I’m going to something important. You also value hard working folks trying to make in life even more
byron
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Re: retirement
[Re: BassFever]
#13917410
03/10/21 02:00 PM
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Joined: Jul 2005
Posts: 23,040
Hard Rain
TFF Guru
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TFF Guru
Joined: Jul 2005
Posts: 23,040 |
I'll be turning 59 in June. I want to retire or at least go part time. How are you all affording insurance? I checked and Cobra was around $600 a month. That is a very good deal versus what you will pay for insurance on the open market after COBRA is no longer an option. This is the very reason more opt to work until 65 when Medicare is available. Still not free but much more affordable than COBRA or open market insurance.
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Re: retirement
[Re: outfishdya]
#13917411
03/10/21 02:01 PM
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Joined: Nov 2002
Posts: 54,460
RayBob
Super Freak
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Super Freak
Joined: Nov 2002
Posts: 54,460 |
i want to retire.
I think i'm able to.
but, i'm scared...………….
I need help...…………. Step one: locate sugar momma. Best advice so far! My sugar momma is 6 years younger than I am. She is not rich, I need her to work for me to retire. I am doubtful of this plan I'm in with outty on this. Sugar mommas require too much maintenance although Mrs RayBob calls me "Daddy" every now and again  ![[Linked Image]](https://texasfishingforum.com/forums/pics/userpics/2021/03/full-2481-88314-happy_mugshots.jpg)
Advice? Wise men don't need it. Fools won't heed it.
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Re: retirement
[Re: bloo_rainger]
#13917418
03/10/21 02:06 PM
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Joined: Apr 2017
Posts: 12,194
tmd11111
TFF Guru
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TFF Guru
Joined: Apr 2017
Posts: 12,194 |
My sugar mama is quite a bit younger then me and banks. I want to tough it out until I turn 62 in 5 more years but may toss in the towel sooner.
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Re: retirement
[Re: bloo_rainger]
#13917419
03/10/21 02:06 PM
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Joined: Sep 2009
Posts: 16,052
steveiam
TFF Guru
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TFF Guru
Joined: Sep 2009
Posts: 16,052 |
What has happed to you does not define who you are-
HOW you react to what happens to you DOES!
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Re: retirement
[Re: Patriot Guard Rider]
#13917420
03/10/21 02:06 PM
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Joined: Nov 2006
Posts: 2,848
TLW
Extreme Angler
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Extreme Angler
Joined: Nov 2006
Posts: 2,848 |
THIS...... If possible get out of any debts. We retired 14 years ago and had positioned ourselves with no mortgage payments, no vehicle payments, no credit card balances (pay them off every month), and file with the county as an "old" so you can take advantage of any property, county and/or school tax breaks going forward.
If nearly all your funds are going toward items you actually use, and not to interest and taxes, your retirement funds will stretch a lot further.
We retired 14 years ago and had positioned ourselves with no mortgage payments, no vehicle payments, no credit card balances (pay them off every month), and file with the county as an "old" so you can take advantage of any property, county and/or school tax breaks going forward.
If nearly all your funds are going toward items you actually use, and not to interest and taxes, your retirement funds will stretch a lot further. been 12 for me and 10 for tha bride.. had doubts first coupla years... being a DV (had nothin' ta do with retirement) also helps quite a bit.. keep ya sense's and you can live pretty comfortably.. biggy is ya don't have ta put up wit all da "Karen's" in tha world now days....................
Last edited by TLW; 03/10/21 02:08 PM.
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Re: retirement
[Re: bloo_rainger]
#13917430
03/10/21 02:12 PM
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Joined: Jan 2007
Posts: 2,032
Techfisher
Extreme Angler
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Extreme Angler
Joined: Jan 2007
Posts: 2,032 |
I'm retiring in August of 2022. We don't really have enough money saved to really retire totally so I'll always have to do something part time if I can. It's been a good run...made money, spent it, laughed a lot, luved me some women, saw the world, physically not doing too bad. Just need to get a little boat to fish all the lakes in Florida around Palatka...:) Oh and I hope Flo-rida gets recreational weed....us "olds" need it for all the aches and pains we get.....:)
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Re: retirement
[Re: steveiam]
#13917464
03/10/21 02:29 PM
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Joined: Apr 2008
Posts: 41,000
CCTX
mapquest
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mapquest
Joined: Apr 2008
Posts: 41,000 |
Some people out kick their coverage; and then there’s Ray”Vinateiri”bob.
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Re: retirement
[Re: bloo_rainger]
#13917467
03/10/21 02:32 PM
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Joined: May 2008
Posts: 3,825
donothin
TFF Team Angler
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TFF Team Angler
Joined: May 2008
Posts: 3,825 |
Started slowing down the business at 65 and finally sold it at 77 and fully retired. Now 81, and doing ok but wife is having some health issues. I wish I had taken a little more time to travel while younger but otherwise I am good. Life is good, always frugal and retired with a secure future. No real worries except health and not much worry there. Gotten kind of lazy so every day I think I will go fishing tomorrow, but always find excuses not to go. Like too windy, too cold, too something.
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Re: retirement
[Re: bloo_rainger]
#13917492
03/10/21 02:42 PM
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Joined: Jan 2010
Posts: 19,875
Emit R Detsaw
TFF Guru
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TFF Guru
Joined: Jan 2010
Posts: 19,875 |
The trigger point is different for different people. I had always planned to retire at 55 so that I could be young enough to enjoy retirement. The economy crash of 2008/2009 accelerated my ability to retire early as it allowed me to do a lot of investing when the market had bottomed. When I thought I was getting close, I left my full time job and did a fun part-time job, selling hunting and fishing supplies at a sporting goods store. That allowed me to ease into retirement as well as get the employee discount to stock up my toys (guns and fishing supplies). Was able to pull the plug early and retired at 53 and haven't looked back. Bought a few acres in the country and living the good life ever since.
May you be treated the way you treat other people, today and everyday!
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Re: retirement
[Re: bloo_rainger]
#13917496
03/10/21 02:46 PM
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Joined: Mar 2012
Posts: 11,008
BigDozer66
TFF Guru
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TFF Guru
Joined: Mar 2012
Posts: 11,008 |
I am almost in the single digit range to retirement age and am well inside it if not waiting until 65. The insurance seems to be the biggest hindrance to an early retirement. 
2016 Ranger RT188 Charcoal Metallic Dual Console 2017 Yamaha 115 VMAX SHO (VF115LA) SS Prop Minn Kota Ultrex i-Pilot Link 45" 80 lb. Humminbird Helix 10 Mega SI BalZout Console Humminbird Helix 10 Mega SI BBT Bow Mount Trick Step ![[Linked Image]](http://img.photobucket.com/albums/v373/BigDozer66/Boating/Ranger%20Boats%2050%20Years_zpsqe1kjywq.jpg)
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Re: retirement
[Re: bloo_rainger]
#13917504
03/10/21 02:50 PM
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Joined: Dec 2019
Posts: 198
SkeeterGuy1
Outdoorsman
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Outdoorsman
Joined: Dec 2019
Posts: 198 |
I'm mid 20's and dream of retirement...got 40 years to go....not good. Y'all will just have to fill me in on how everything's fishing from Monday - Friday.
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