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Re: Student loans
[Re: Moto-Moto]
#13780403
11/22/20 02:48 AM
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Joined: Jan 2018
Posts: 2,561
Jeff From Iowa
Extreme Angler
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Extreme Angler
Joined: Jan 2018
Posts: 2,561 |
Your not even smart enough to know when I ignore you, youll still see my posts. *you're hahayouknowyouhitthebottomofthebarrelwhenyourcorrectingpunctuationandgrammar youmissedyou'll NEXT?
Last edited by Jeff From Iowa; 11/22/20 02:49 AM.
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Re: Student loans
[Re: Jeff From Iowa]
#13780410
11/22/20 02:55 AM
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Joined: Feb 2018
Posts: 15,267
Sawhorse
TFF Guru
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TFF Guru
Joined: Feb 2018
Posts: 15,267 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
If you mean lower tuition, I wouldnt be upset if they did that, it would help a lot of people. But you should probably start another thread for that conversation or duckhunter will be on here crying about ya not sticking with the context of this thread... No. I meant for your current student loan balance. I don’t know what your total balance is (you don’t have to disclose it) but say you’re paying $200 a month. My legislation would have you keep your current balance, but you would pay a reduced monthly payment. Obviously it would last longer.
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Re: Student loans
[Re: Sawhorse]
#13780413
11/22/20 02:57 AM
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Joined: Jan 2018
Posts: 2,561
Jeff From Iowa
Extreme Angler
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Extreme Angler
Joined: Jan 2018
Posts: 2,561 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
If you mean lower tuition, I wouldnt be upset if they did that, it would help a lot of people. But you should probably start another thread for that conversation or duckhunter will be on here crying about ya not sticking with the context of this thread... No. I meant for your current student loan balance. I don’t know what your total balance is (you don’t have to disclose it) but say you’re paying $200 a month. My legislation would have you keep your current balance, but you would pay a reduced monthly payment. Obviously it would last longer. Gotcha yeah who knows what theyll do if they do anything at all. I personally dont have any balance I pay in full each semester but I could see where that would certainly help people who have payments.
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Re: Student loans
[Re: Jeff From Iowa]
#13780416
11/22/20 02:58 AM
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Joined: Apr 2009
Posts: 30,009
Moto-Moto
TFF Guru
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TFF Guru
Joined: Apr 2009
Posts: 30,009 |
Your not even smart enough to know when I ignore you, youll still see my posts. *you're hahayouknowyouhitthebottomofthebarrelwhenyourcorrectingpunctuationandgrammar youmissedyou'll NEXT? Cute.
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Re: Student loans
[Re: Jeff From Iowa]
#13780421
11/22/20 03:06 AM
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Joined: Feb 2018
Posts: 15,267
Sawhorse
TFF Guru
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TFF Guru
Joined: Feb 2018
Posts: 15,267 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
If you mean lower tuition, I wouldnt be upset if they did that, it would help a lot of people. But you should probably start another thread for that conversation or duckhunter will be on here crying about ya not sticking with the context of this thread... No. I meant for your current student loan balance. I don’t know what your total balance is (you don’t have to disclose it) but say you’re paying $200 a month. My legislation would have you keep your current balance, but you would pay a reduced monthly payment. Obviously it would last longer. Gotcha yeah who knows what theyll do if they do anything at all. I personally dont have any balance I pay in full each semester but I could see where that would certainly help people who have payments. The comment on your post before the last post ^^ has me now wondering if DuckHunter would vote for, or against my legislation. DuckHunter: I don’t have all the details ironed out, but my proposed legislation is gaining momentum. Can I count on your support?
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Re: Student loans
[Re: Moto-Moto]
#13780425
11/22/20 03:08 AM
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Joined: Jan 2018
Posts: 2,561
Jeff From Iowa
Extreme Angler
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Extreme Angler
Joined: Jan 2018
Posts: 2,561 |
hahayouknowyouhitthebottomofthebarrelwhenyourcorrectingpunctuationandgrammar youmissedyou'll NEXT? [/quote] Cute. [/quote] Just call me "CAPTAIN OBVIOUS", I love to point out the obvious!!!
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Re: Student loans
[Re: Sawhorse]
#13780436
11/22/20 03:17 AM
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Joined: Mar 2008
Posts: 61,055
LoneStarSon
Private Dancer
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Private Dancer
Joined: Mar 2008
Posts: 61,055 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
Personally, I would be okay if they lowered the interest rate and the interest owed to say prime and adjust the interest back to what it would be if that was the case when the loan originated...You wouldn't be changing the principal owed, so the schools would get their money, and you'd still be lowering the debt owed...and not putting the taxpayers on the line for a 'forgiveness' type deal.
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Re: Student loans
[Re: Jeff From Iowa]
#13780459
11/22/20 03:41 AM
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Joined: Mar 2014
Posts: 29,845
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,845 |
The point is, you’re talking about loans (the 93,000 pay off no matter when you pay it off) that are not the way typical student loans work, but you were adamant they were facts. When asked a simple question about your “facts” you went on to say you didn’t know, because your wife and son were texting it about while you were fishing (and reading about it on your depth finder) and didn’t actually know because you weren’t involved. You didn’t know if it was a private lender loan? Kind of a big fact, because, as Zeek was alluding to, it makes a big difference. I’m 99% sure those aren’t the loans that will be cancelled.
You adamantly stated facts that don’t actually matter in the context of the story, then admitted that you don’t even know what kind of loan was being discussed, which is pointless to this conversation.
I dont remember how to set up my garmin live scopes or my helix units, if I do a update and dont write down each screen I have hidden and not hidden, as well as which ones I save to which favorites slot. And I used them last week, not over 3 years ago. I cant remember where the buttons are for my direct tv remote that is upstairs or in my shop since it is different than the one down stairs, I have to turn on a light and get my readers. WHO cares what you think is important or not, or 99%, certainly not me. Ive said many times NOBODY has any idea what loans may even be considered, this comes up every few years and never has gone any place. Either way thanks for your concern on my affairs Ill say it again I have NO payments, none of it matters to me. But if it helps out someone struggling to get food on the table or keep their power on by all means Im all for it........ [/quote] Jeff, my point is, you said you were stating facts, but you don’t know what you’re talking about. You were talking about private loans, not federally insured loans. You’re now admitting that no one even knows what the proposal is. Bottom line, you don’t know what you’re talking about, and you just admitted it for the third time.
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Re: Student loans
[Re: Jeff From Iowa]
#13780465
11/22/20 03:47 AM
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Joined: Mar 2014
Posts: 29,845
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,845 |
I’m not trying to argue for college debt cancellation. But if it helps out someone struggling to get food on the table or keep their power on by all means Im all for it........
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Re: Student loans
[Re: spacejunkie]
#13780471
11/22/20 03:52 AM
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Joined: Mar 2014
Posts: 29,845
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,845 |
If you mean lower tuition, I wouldnt be upset if they did that, it would help a lot of people.
But you should probably start another thread for that conversation or duckhunter will be on here crying about ya not sticking with the context of this thread...
No. I meant for your current student loan balance. I don’t know what your total balance is (you don’t have to disclose it) but say you’re paying $200 a month. My legislation would have you keep your current balance, but you would pay a reduced monthly payment. Obviously it would last longer. Gotcha yeah who knows what theyll do if they do anything at all. I personally dont have any balance I pay in full each semester but I could see where that would certainly help people who have payments. The comment on your post before the last post ^^ has me now wondering if DuckHunter would vote for, or against my legislation. DuckHunter: I don’t have all the details ironed out, but my proposed legislation is gaining momentum. Can I count on your support? I want the government completely out of it. That’s how we got into this mess to begin with. There is a chance that I’d support your legislation, but right now I’m a nay.
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Re: Student loans
[Re: LoneStarSon]
#13780546
11/22/20 08:04 AM
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Joined: Sep 2005
Posts: 27,571
Uncle Zeek
aka "Dad"
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aka "Dad"
Joined: Sep 2005
Posts: 27,571 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
Personally, I would be okay if they lowered the interest rate and the interest owed to say prime and adjust the interest back to what it would be if that was the case when the loan originated... You wouldn't be changing the principal owed, so the schools would get their money, and you'd still be lowering the debt owed...and not putting the taxpayers on the line for a 'forgiveness' type deal. I'm gonna sound contrary again, sorry. That's not how student loans work. By the time you're in repayment, you're done with school and the college has long since been paid. If I defaulted on my student loans, it wouldn't bother A&M one bit - they got paid, in advance and in full, every semester.
"Decency is not news; it is buried in the obituaries --but it is a force stronger than crime" ~ Robert A. Heinlein Artim Law Firm, PLLC Estate planning & tax attorney 2250 Morriss Road, Suite 205, Flower Mound, Texas 75028 972-746-0758 mobile zac@artimlegal.com
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Re: Student loans
[Re: Uncle Zeek]
#13780583
11/22/20 12:25 PM
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Joined: Oct 2005
Posts: 85,945
John175☮
MACHO MAN
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MACHO MAN
Joined: Oct 2005
Posts: 85,945 |
I'm gonna sound contrary again, sorry. That's not how student loans work. By the time you're in repayment, you're done with school and the college has long since been paid. If I defaulted on my student loans, it wouldn't bother A&M one bit - they got paid, in advance and in full, every semester.
I'm amazed people can graduate from "Higher Education" and not know that. So much ignorance in this thread; some people should get a refund. I am all for forgiving student loans as long as the degree/certification/diploma/title is null and void and a national registry is established that tracks void degrees/certifications/diplomas/titles. Don't pay the loan on your car or house and they repo them. Don't pay the loan on your degree/certification/diploma/title and you lose it. Hey, how about forgiving home loans next?
“Do not pray for easier lives. Pray to be stronger men.” -JFK
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Re: Student loans
[Re: Uncle Zeek]
#13780750
11/22/20 03:03 PM
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Joined: Mar 2008
Posts: 61,055
LoneStarSon
Private Dancer
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Private Dancer
Joined: Mar 2008
Posts: 61,055 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
Personally, I would be okay if they lowered the interest rate and the interest owed to say prime and adjust the interest back to what it would be if that was the case when the loan originated... You wouldn't be changing the principal owed, so the schools would get their money, and you'd still be lowering the debt owed...and not putting the taxpayers on the line for a 'forgiveness' type deal. I'm gonna sound contrary again, sorry. That's not how student loans work. By the time you're in repayment, you're done with school and the college has long since been paid. If I defaulted on my student loans, it wouldn't bother A&M one bit - they got paid, in advance and in full, every semester. I know that, but my fingers typed school instead of lenders.
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Re: Student loans
[Re: LoneStarSon]
#13780801
11/22/20 03:40 PM
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Joined: Sep 2005
Posts: 27,571
Uncle Zeek
aka "Dad"
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aka "Dad"
Joined: Sep 2005
Posts: 27,571 |
But what if legislation could be passed that would lower your current payments? To be clear, I’m not talking about eliminating any of your current balance, just maybe providing some help by way of lowering your payment amount...say lowering it 50%. (e.g. Nothing gets paid off or “forgiven”, you would just have a lower payment.)
Personally, I would be okay if they lowered the interest rate and the interest owed to say prime and adjust the interest back to what it would be if that was the case when the loan originated... You wouldn't be changing the principal owed, so the schools would get their money, and you'd still be lowering the debt owed...and not putting the taxpayers on the line for a 'forgiveness' type deal. I'm gonna sound contrary again, sorry. That's not how student loans work. By the time you're in repayment, you're done with school and the college has long since been paid. If I defaulted on my student loans, it wouldn't bother A&M one bit - they got paid, in advance and in full, every semester. I know that, but my fingers typed school instead of lenders. I do like John's idea in principle. Default on your loans, void your degree. Repay the loans to reinstate the degree.
"Decency is not news; it is buried in the obituaries --but it is a force stronger than crime" ~ Robert A. Heinlein Artim Law Firm, PLLC Estate planning & tax attorney 2250 Morriss Road, Suite 205, Flower Mound, Texas 75028 972-746-0758 mobile zac@artimlegal.com
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Re: Student loans
[Re: Sawhorse]
#13780868
11/22/20 04:35 PM
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Joined: Feb 2013
Posts: 5,249
Bass-N-Buck Master
TFF Celebrity
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TFF Celebrity
Joined: Feb 2013
Posts: 5,249 |
Your tax dollars pay for k-12.... And as I said I’m paying for my kid, I have No debt or loans. I have not read any place that federal taxes will be raised to pay for this if Any form of it ever got approved. I’m more inclined to say let’s fund k-12 and college 2 years etc. than let’s continue to spend millions in other countries. Let’s get our house straight before trying to help everyone else. You’re just doing a bit, right...just goofing...having a little fun on the TFF, right. There is no way you’re being serious. That’s what trump was doing putting our country 1st but liberals were too ignorant to see that, they want all the power so they can control the people. Do as I say not as I do! That’s why they give out welfare to control the recipients, now they want to forgive student loans they prey on the weak to control the strong. Basically bribing them,This should scare every American!
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