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Re: The back door to socialized medicine
[Re: Davedave]
#13710770
09/25/20 02:34 AM
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Joined: Mar 2014
Posts: 29,849
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,849 |
That industry was a mess before Obama. I have very little confidence it will do anything except get worse.
My opinion is that people need to have insurance for catastrophic events. Everything else should be out of pocket. That cuts insurance out of a lot of it. It also will force doctors to act like other businesses where they need to quote prices. Too many folks, me included, don’t worry about it because insurance is involved. It’s a terrible system, and has been for a long time. There is a lot of blame to go around. Bingo
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Re: The back door to socialized medicine
[Re: Gusick]
#13710771
09/25/20 02:35 AM
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Joined: Mar 2014
Posts: 29,849
Duck_Hunter
TFF Guru
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TFF Guru
Joined: Mar 2014
Posts: 29,849 |
I'd vote for just about anything that would bring transparency to medical costs, you can call that socialist if you'd like. This price gouging has gone on for way too long. Yep I am hard core conservative, but I would vote for single payer or government ran if it forced doctors and hospitals into bidding wars. Pharma also needs to be cut off at the knees. 7 11 needs to sell my drugs, prescription free I will never vote for single payer or government-run healthcare. It’s too expensive, it will lead to higher taxes, it will lead to poorer care and less advancement, and it’s not a function of the government that needs to be added, out of principle. There are other ways to lower the cost of healthcare. Adding more government to an issue government created is not the answer. The government is the answer. There is no other way.
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Re: The back door to socialized medicine
[Re: CCTX]
#13710841
09/25/20 04:39 AM
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Joined: Jun 2010
Posts: 5,181
JacksonBean
TFF Celebrity
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TFF Celebrity
Joined: Jun 2010
Posts: 5,181 |
It’s not hard.... “Your XXXXX is busted. I can do this for $458 or I can fix it for good for $973. Here are the risks and benefits of both or you can choose neither. Pay the lady up front and we will get started or go do the discount place down the road.”
This is the first time in history the dentists have been the example to follow. Yea, us!
P.S. Don’t listen to WAWI.... He hasn’t set foot into a dental office since 1978!
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Re: The back door to socialized medicine
[Re: CCTX]
#13710897
09/25/20 11:29 AM
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Joined: Jul 2011
Posts: 9,200
the skipper
TFF Celebrity
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TFF Celebrity
Joined: Jul 2011
Posts: 9,200 |
Single payer will just create more corruption in the already screwed up system.
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Re: The back door to socialized medicine
[Re: CCTX]
#13710907
09/25/20 11:42 AM
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Joined: May 2007
Posts: 40,510
WAWI
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 40,510 |
Medicare and insurance companies are partners with the medical fields. They basically serve as the collection agency and in this case unlike most others they are collecting up front. What's screwed up is the pricing is not determined up front or even between the customer and provider. It set by the collection agency and the provider. They have managed to create a large pot of money and the only thing you really see is a push pull between the 2. The customer is not in the conversation. There is a similar situation between other types of insurance and lawyers. Dental and orthodontics show a more realistic number because typically the dental coverage is much lower so the customer has to be in the conversation for any significant services. But I flip burgers so what do I know.
And dont worry Doc. When I need that dental work I'm coming to you. Probably get you a new boat by the time you get done with my mouth lol.
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Re: The back door to socialized medicine
[Re: CCTX]
#13710982
09/25/20 12:54 PM
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Joined: Mar 2003
Posts: 10,749
Fishin' Nut
TFF Guru
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TFF Guru
Joined: Mar 2003
Posts: 10,749 |
Surprise Billing should be illegal, unless the patient can agree to the charge(s) before treatment. Then it is no longer a surprise. I remember getting bills from ER physicians and anesthesiologists who where out of network. Was never told, just got a bill for hundred's of dollars after insurance had paid.
He is truly a sick individual.
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Re: The back door to socialized medicine
[Re: JacksonBean]
#13710989
09/25/20 01:03 PM
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Joined: Apr 2010
Posts: 26,211
patriot07
TFF Guru
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TFF Guru
Joined: Apr 2010
Posts: 26,211 |
It’s not hard.... “Your XXXXX is busted. I can do this for $458 or I can fix it for good for $973. Here are the risks and benefits of both or you can choose neither. Pay the lady up front and we will get started or go do the discount place down the road.”
This is the first time in history the dentists have been the example to follow. Yea, us!
P.S. Don’t listen to WAWI.... He hasn’t set foot into a dental office since 1978!
This is true - dentists are just about the only office you can call and get a straight answer on price. I'm not sure why other offices struggle with it so much. I think it has much less to do with the doctors or office staff and much more to do with corporate policies that intend to gouge consumers. Government is absolutely not the answer, but there has to be some way to put more transparency into it. It seems to me that the large companies know their time is limited and they'd rather milk the cow for all she's worth for a few more years and then hand it over to the government than try to be fair and push off socialized medicine for another few decades.
Life can only be understood backwards; but it must be lived forwards. - Soren Kierkegaard
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Re: The back door to socialized medicine
[Re: CCTX]
#13711025
09/25/20 01:34 PM
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Joined: Aug 2008
Posts: 1,644
CaptainCrunch
Extreme Angler
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Extreme Angler
Joined: Aug 2008
Posts: 1,644 |
Pre-Covid, the medical industry was spending a half a billion dollars a year on lobbying. Far and away the largest lobbying effort in history. This is what we describe as corruption in other countries, but call it legal here in America.
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Re: The back door to socialized medicine
[Re: CCTX]
#13711029
09/25/20 01:43 PM
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Joined: Jul 2017
Posts: 527
Patrnflyr
Pro Angler
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Pro Angler
Joined: Jul 2017
Posts: 527 |
I’m just a pediatric dentist and I performed most of my procedures while patient was under general anesthesia. The patients, depending on their insurance would pay anywhere from $0 to $3500 for the OR room. They would know beforehand what the cost would be. My procedure cost would vary depending on what was found during the procedure but they’d be aware of any changes in the treatment based on the findings. Rarely were we ever surprised
Last edited by Patrnflyr; 09/25/20 01:44 PM.
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Re: The back door to socialized medicine
[Re: Patrnflyr]
#13711054
09/25/20 02:09 PM
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Joined: May 2007
Posts: 40,510
WAWI
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 40,510 |
I’m just a pediatric dentist and I performed most of my procedures while patient was under general anesthesia. The patients, depending on their insurance would pay anywhere from $0 to $3500 for the OR room. They would know beforehand what the cost would be. My procedure cost would vary depending on what was found during the procedure but they’d be aware of any changes in the treatment based on the findings. Rarely were we ever surprised And that's how it should be. In every other transaction you can imagine there is very close to 100 percent transparency yet it the medical field they fight it tooth and nail.
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Re: The back door to socialized medicine
[Re: CCTX]
#13711059
09/25/20 02:15 PM
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Joined: May 2007
Posts: 40,510
WAWI
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 40,510 |
I would also second Dave's opinion on catastrophic policy. I'm under cobra currently and pay 24k a year for a family policy. I will be shopping hard for a 10k deductible where I pay 100 percent upto that point when my cobra runs out. In hindsight I wish I would have done this already.
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Re: The back door to socialized medicine
[Re: WAWI]
#13711079
09/25/20 02:42 PM
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Joined: Mar 2007
Posts: 12,040
soggybottom
TFF Guru
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TFF Guru
Joined: Mar 2007
Posts: 12,040 |
I I would also second Dave's opinion on catastrophic policy. I'm under cobra currently and pay 24k a year for a family policy. I will be shopping hard for a 10k deductible where I pay 100 percent upto that point when my cobra runs out. In hindsight I wish I would have done this already. That would be great but this is what I always had. it was 500mth for my family. I paid anything under 7k. Now that is pretty much how all policies work now but the cost is 1200 mth. The way it works now when you get sick you spend all the wealth your family might have and then you beg for money on the internet. sad Think about WAWI plan ,24k a year!!? That is outrageous and unsustainable. If you make 50-60k can you pay over 10K for insurance? not unless you live under a bridge.
pledge= fishstick
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Re: The back door to socialized medicine
[Re: soggybottom]
#13711149
09/25/20 04:07 PM
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Joined: May 2007
Posts: 40,510
WAWI
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 40,510 |
I I would also second Dave's opinion on catastrophic policy. I'm under cobra currently and pay 24k a year for a family policy. I will be shopping hard for a 10k deductible where I pay 100 percent upto that point when my cobra runs out. In hindsight I wish I would have done this already. That would be great but this is what I always had. it was 500mth for my family. I paid anything under 7k. Now that is pretty much how all policies work now but the cost is 1200 mth. The way it works now when you get sick you spend all the wealth your family might have and then you beg for money on the internet. sad Think about WAWI plan ,24k a year!!? That is outrageous and unsustainable. If you make 50-60k can you pay over 10K for insurance? not unless you live under a bridge. When you say you are paying 500 a month are you self employed or is your employers paying the rest. Most full coverage plans I have seen with low deductibles cost in the range of what I pay. You have to add the employer portion to get the real cost. I'm self employed so I pay entire amount
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Re: The back door to socialized medicine
[Re: CCTX]
#13711158
09/25/20 04:13 PM
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Joined: Sep 2008
Posts: 5,190
fishslime
TFF Celebrity
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TFF Celebrity
Joined: Sep 2008
Posts: 5,190 |
Obama was elected largely on the promise of health care reform and made an effort to make it a bipartisan effort, which was a big mistake. As a result, the public option was scuttled which would have kept the insurance companies in line. As a result, insurance companies with well-funded lobbys took it over and slanted it to their benefit. Even though I'm on Medicare with no complaints compared to my pre-Medicare coverage and costs, I do realize the ordeals younger folks especially with families go through to get affordable, effective coverage. One of the reasons I will vote for the candidate who at least hints at pursuing a public option. This one of the most important issues to many citizens in this country. I am ready for action other than trying to ditch the old plan with no evidence, except for empty rhetoric, of a replacement after 4 years.
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Re: The back door to socialized medicine
[Re: fishslime]
#13711172
09/25/20 04:27 PM
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Joined: Apr 2010
Posts: 26,211
patriot07
TFF Guru
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TFF Guru
Joined: Apr 2010
Posts: 26,211 |
Obama was elected largely on the promise of health care reform and made an effort to make it a bipartisan effort, which was a big mistake. As a result, the public option was scuttled which would have kept the insurance companies in line. As a result, insurance companies with well-funded lobbys took it over and slanted it to their benefit. Even though I'm on Medicare with no complaints compared to my pre-Medicare coverage and costs, I do realize the ordeals younger folks especially with families go through to get affordable, effective coverage. One of the reasons I will vote for the candidate who at least hints at pursuing a public option. This one of the most important issues to many citizens in this country. I am ready for action other than trying to ditch the old plan with no evidence, except for empty rhetoric, of a replacement after 4 years. As a result of the bipartisan effort, the public option was scuttled, yet the plan received zero republican votes? If that was the fix to all this, why didn't they add it back in since they didn't get any GOP votes anyway? Answer: democrats don't have a %@##%*&(! clue how to fix anything in this country, including healthcare. I will agree with you on one thing - Trump promised a replacement plan and came up completely empty. Totally unacceptable if he didn't actually have a plan. But at least he's tried to reign in drug costs, which has helped.
Life can only be understood backwards; but it must be lived forwards. - Soren Kierkegaard
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