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Topics1,039,912
Posts13,972,147
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Most Online39,925 Dec 30th, 2023
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Re: House payments
[Re: bill oxner]
#13034728
01/19/19 02:53 AM
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Joined: Dec 2011
Posts: 8,966
H.Town_paddler
TFF Celebrity
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TFF Celebrity
Joined: Dec 2011
Posts: 8,966 |
My house will be paid off in 5 years when I’m 40. I’ll probably buy a lake house at that point.
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Re: House payments
[Re: bill oxner]
#13034736
01/19/19 03:05 AM
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Joined: Jan 2012
Posts: 15,815
ko bass attack 27
TFF Guru
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TFF Guru
Joined: Jan 2012
Posts: 15,815 |
My home in Fritch and Lake Fork are both paid for.
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Re: House payments
[Re: RayBob]
#13034768
01/19/19 03:38 AM
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Joined: Sep 2005
Posts: 27,591
Uncle Zeek
aka "Dad"
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aka "Dad"
Joined: Sep 2005
Posts: 27,591 |
I live in a van down by the river. With an AR15?
"Decency is not news; it is buried in the obituaries --but it is a force stronger than crime" ~ Robert A. Heinlein Artim Law Firm, PLLC Estate planning & tax attorney 2250 Morriss Road, Suite 205, Flower Mound, Texas 75028 972-746-0758 mobile zac@artimlegal.com
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Re: House payments
[Re: bill oxner]
#13034823
01/19/19 05:16 AM
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Joined: Jun 2016
Posts: 10,372
Nickbyrd
TFF Guru
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TFF Guru
Joined: Jun 2016
Posts: 10,372 |
THis house will be paid off by the time I’m 37 . Got lucky !
Last edited by Nickbyrd; 01/19/19 05:17 AM.
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Re: House payments
[Re: bill oxner]
#13034830
01/19/19 05:34 AM
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Joined: May 2002
Posts: 82,981
Bob Davis
Bunkeroid Bob
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Bunkeroid Bob
Joined: May 2002
Posts: 82,981 |
House is paid for but guess what? Still have to pay the $420 a month for property taxes. Lovely.
Foxtrot Juliet Bravo
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Re: House payments
[Re: bill oxner]
#13034849
01/19/19 08:28 AM
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Joined: Aug 2003
Posts: 30,324
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,324 |
Everyone in Texas will have house payments, You only rent your house from the Property Tax Man in Texas
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Re: House payments
[Re: bill oxner]
#13034851
01/19/19 08:59 AM
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Joined: Jan 2009
Posts: 14,360
river-rat
TFF Guru
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TFF Guru
Joined: Jan 2009
Posts: 14,360 |
28 more years and this baby is mine
"I have not failed, I just found 10,000 ways it won't work". Thomas Edison
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Re: House payments
[Re: bill oxner]
#13034917
01/19/19 01:19 PM
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Joined: Mar 2008
Posts: 61,069
LoneStarSon
Private Dancer
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Private Dancer
Joined: Mar 2008
Posts: 61,069 |
Don't have any mortgage payments, but put $700/month aside for property taxes every year...so, might as well have a small mortgage payment. Money not paid into a mortgage goes into retirement account.
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Re: House payments
[Re: bill oxner]
#13034918
01/19/19 01:24 PM
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Joined: Jul 2007
Posts: 4,018
tech
TFF Team Angler
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TFF Team Angler
Joined: Jul 2007
Posts: 4,018 |
Buy more property, no way you put money in savings....lowest possible return
Trust your own instinct. Your mistakes might as well be your own, instead of someone else’s.
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Re: House payments
[Re: bill oxner]
#13034924
01/19/19 01:38 PM
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Joined: Jan 2009
Posts: 8,299
Jig Man
TFF Celebrity
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TFF Celebrity
Joined: Jan 2009
Posts: 8,299 |
Dave Ramsey has some purdy good advice on handling debt...
Life is Good..<><
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Re: House payments
[Re: bill oxner]
#13034932
01/19/19 01:45 PM
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Joined: May 2010
Posts: 3,067
bill oxner
OP
TFF Team Angler
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OP
TFF Team Angler
Joined: May 2010
Posts: 3,067 |
One thing I've learned is that people who pay off their house start paying more attention to their property taxes and the cost of their home owners insurance. It becomes lump sum rather than escrow.
The birds and the guides follow mr out
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Re: House payments
[Re: bill oxner]
#13034939
01/19/19 01:52 PM
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Joined: May 2007
Posts: 41,397
Patriot Guard Rider
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 41,397 |
No house payment since the middle of 1998. We don't live in a large, fancy house (it was built in the 60s and has just over 2,000 sq. ft.) but it is comfortable for the two of us. Taxes are low - less than $2K/yr. Makes retirement easy.
Family is everything! Life is precious. We don’t have forever. We have now. This moment. We can choose to love our lives now.
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Re: House payments
[Re: bill oxner]
#13034950
01/19/19 02:00 PM
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Joined: Sep 2005
Posts: 27,591
Uncle Zeek
aka "Dad"
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aka "Dad"
Joined: Sep 2005
Posts: 27,591 |
Three houses. One paid for, two with mortgages. But the two mortgaged properties pay the tax & insurance on my home.
"Decency is not news; it is buried in the obituaries --but it is a force stronger than crime" ~ Robert A. Heinlein Artim Law Firm, PLLC Estate planning & tax attorney 2250 Morriss Road, Suite 205, Flower Mound, Texas 75028 972-746-0758 mobile zac@artimlegal.com
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Re: House payments
[Re: bill oxner]
#13034954
01/19/19 02:05 PM
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Joined: May 2007
Posts: 40,570
WAWI
TFF Guru
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TFF Guru
Joined: May 2007
Posts: 40,570 |
No house payments, I will be making my giant tax payment to the property tax office next week so i can keep them.
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Re: House payments
[Re: bill oxner]
#13034965
01/19/19 02:13 PM
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Joined: Nov 2011
Posts: 7,150
beartrap
TFF Celebrity
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TFF Celebrity
Joined: Nov 2011
Posts: 7,150 |
my house has been paid for since I retired almost 14 years ago...1,700 sq ft plus screened in back porch,fishing room and double carport plenty big enough for wife and I …....taxes run approx. $1,400 and insurance about $1,200.00 per year...
not wealthy but having everything paid for when we retired has enabled us to travel all over U.S. and Canada several times plus I go to argentina dove hunting and mexico fishing each year....
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