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Dec 30th, 2023
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 Am I doing the wrong thing?
#11969550
12/06/16 07:55 PM
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Joined: Aug 2007
Posts: 1,404
mattm
OP
Extreme Angler
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OP
Extreme Angler
Joined: Aug 2007
Posts: 1,404 |
So I just sat down to eat and a guy comes up to me and says do you drive a grey Tundra? Yep I do. Well I just backed into you.
Guy could of drove away and noone would of known the difference. There is a vey smal gouge, not a dent, its like a insignificant amount of material was removed. The gouged area is still the same color of the bumper so it isnt easily noticeable, but the bumper on the side he hit is pushed in.
Here is my dilema. Not long after I got the truck I rubbed a metal panel fence, barely. It left no dent but there was some paint transfer. It was very small so ive decided to live with the idiot mark instead of repairing.
I know when I go to the shop with this issue they are most likely going to say 1800 bucks, new bumper, to fix. Am I wrong to let the offender incur the cost of a new bumper for a bumper that had damage to begin with?
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969560
12/06/16 08:02 PM
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Joined: Mar 2013
Posts: 6,091
aquaholic1822
TFF Celebrity
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TFF Celebrity
Joined: Mar 2013
Posts: 6,091 |
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969566
12/06/16 08:04 PM
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Joined: Feb 2002
Posts: 2,199
SoonerDG
Extreme Angler
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Extreme Angler
Joined: Feb 2002
Posts: 2,199 |
so speaking from some recent experience his adjuster will account for the previous damage and lower the settlement accordingly. You generally have to take it to one of their partners to be looked at even if you use someone else for the repair.
Last edited by SoonerDG; 12/06/16 08:05 PM.
"Life is a matter of luck and the odds of success are in no way enhanced by extreme caution." - Erich Topp, German U-boat Commander, 1943.
When in doubt, set the hook.
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969567
12/06/16 08:05 PM
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Joined: Jan 2002
Posts: 9,880
swalker9513
TFF Celebrity
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TFF Celebrity
Joined: Jan 2002
Posts: 9,880 |
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969571
12/06/16 08:07 PM
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Joined: Apr 2015
Posts: 6,886
04champ
TFF Celebrity
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TFF Celebrity
Joined: Apr 2015
Posts: 6,886 |
no, not if his damage would've resulted in a new bumper anyways
a bumper costs what a bumper costs
now, if the fix for his damage is a very cheap... I wouldn't even get insurance involved
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969572
12/06/16 08:07 PM
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Joined: Mar 2015
Posts: 13,125
UGLYSHCTICK
TFF Guru
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TFF Guru
Joined: Mar 2015
Posts: 13,125 |
Had a similar situation. I told they lady don't worry about it and went our separate ways. But it was my truck. Probably would be different if it was my Mustang.
Just want to make folks smile, and spit coffee on their keyboard.
If you put beans in your chili, you don't know beans about chili.
God doesn't create temporary people, you will spend eternity somewhere. Choose wisely.
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969586
12/06/16 08:17 PM
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Joined: Jan 2008
Posts: 43,957
Ghost4BH
TFF Guru
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TFF Guru
Joined: Jan 2008
Posts: 43,957 |
No, I don't think so. It just so happens the repairs from him hitting your truck will also fix the previous mistake.
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Re: Am I doing the wrong thing?
[Re: Ghost4BH]
#11969677
12/06/16 09:09 PM
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Joined: Aug 2007
Posts: 1,404
mattm
OP
Extreme Angler
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OP
Extreme Angler
Joined: Aug 2007
Posts: 1,404 |
Ok.....so now im getting nervous. Went to the shop the guy said he would appreciate me getting an estimate from instead of the dealership. It is a very reputable shop here in town. They said the bumpers had end panels so I would only need one end panel but a metal support bracket was bent that would also neep replacing. It also appeared that the bumper being pushed in looked to stop short of damaging the rear quarter panel but they wouldnt know until the bumper came off. If it was just the bumper damage cost would be 750.
Called the guy and he said there is probably more so he would just get insurance involved. Asked him if he was sure and told him we could always take the bumper off and see before that. Guy said nope thats what its there for. His deductible has to be 500 so who gets insurance involved over 280. I have a pic of the guys ins card but I have a feeling i'm about to get the wasnt me routine.
On a plus note I showed the shop the paint transfer thing and they said thats nothing. Rubbed some paint thinner on it and problem fixed.
Last edited by mattm; 12/06/16 09:11 PM.
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969692
12/06/16 09:13 PM
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Joined: Sep 2008
Posts: 121,182
hopalong
Pescador Loco
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Pescador Loco
Joined: Sep 2008
Posts: 121,182 |
don't do a thing till the insurance co. calls you and sends an appraiser out or tells you to just fix it, then get it in writing before any work is done.
an email from the ins. should suffice, just be sure it is really them.
" Hop, set the hook"!
hopalong 99,999
TexDawg 99,999
FJB! not my president by a long shot!
lake fork FISHERMANS COVE MARINA/reservations - 903 474 7479
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969714
12/06/16 09:21 PM
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Joined: Jul 2012
Posts: 22,230
Davedave
Bigfoot Seeker
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Bigfoot Seeker
Joined: Jul 2012
Posts: 22,230 |
My wife backed into someone's car a while,back and left a note. That's fine. What wasn't fine was when that person tried to have other things fixed which were not done by my wife. We got that corrected right away. With a bumper, that's different. If it has to be rep,aced, that's just the way it goes.
With my wife's example, the shop figured out real quick that not all of that ladies claims were true. Sometimes people will try to screw you over for doing the right thing. That's just the way baseball go.
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969721
12/06/16 09:24 PM
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Joined: Oct 2002
Posts: 16,285
Kahuna
TFF Guru
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TFF Guru
Joined: Oct 2002
Posts: 16,285 |
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Re: Am I doing the wrong thing?
[Re: Kahuna]
#11969724
12/06/16 09:25 PM
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Joined: Jul 2012
Posts: 22,230
Davedave
Bigfoot Seeker
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Bigfoot Seeker
Joined: Jul 2012
Posts: 22,230 |
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Re: Am I doing the wrong thing?
[Re: 04champ]
#11969728
12/06/16 09:27 PM
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Joined: Oct 2010
Posts: 14,712
Frenzy
TFF Guru
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TFF Guru
Joined: Oct 2010
Posts: 14,712 |
a bumper costs what a bumper costs
Yup. If they could just fix what he did, fine. But what he did requires the whole to to be replaced it doesn't matter if the previous damage was patched up with tinfoil and duct tape.
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969742
12/06/16 09:34 PM
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Joined: Mar 2015
Posts: 13,125
UGLYSHCTICK
TFF Guru
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TFF Guru
Joined: Mar 2015
Posts: 13,125 |
Ok.....so now im getting nervous. Went to the shop the guy said he would appreciate me getting an estimate from instead of the dealership. It is a very reputable shop here in town. They said the bumpers had end panels so I would only need one end panel but a metal support bracket was bent that would also neep replacing. It also appeared that the bumper being pushed in looked to stop short of damaging the rear quarter panel but they wouldnt know until the bumper came off. If it was just the bumper damage cost would be 750.
Called the guy and he said there is probably more so he would just get insurance involved. Asked him if he was sure and told him we could always take the bumper off and see before that. Guy said nope thats what its there for. His deductible has to be 500 so who gets insurance involved over 280. I have a pic of the guys ins card but I have a feeling i'm about to get the wasnt me routine.
On a plus note I showed the shop the paint transfer thing and they said thats nothing. Rubbed some paint thinner on it and problem fixed.
that's why I told the lady don't worry about it. a lot of headache for a ding. And it will show up if you go trade it in. And probably be used against the $$$$.
Just want to make folks smile, and spit coffee on their keyboard.
If you put beans in your chili, you don't know beans about chili.
God doesn't create temporary people, you will spend eternity somewhere. Choose wisely.
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Re: Am I doing the wrong thing?
[Re: mattm]
#11969748
12/06/16 09:39 PM
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Joined: Dec 2006
Posts: 7,579
Arkansas10 bass
TFF Celebrity
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TFF Celebrity
Joined: Dec 2006
Posts: 7,579 |
Doing the right thing is rarely wrong.
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