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What's your thought
#10087629
06/24/14 09:37 PM
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Joined: Apr 2003
Posts: 232
n2fishin
OP
Outdoorsman
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OP
Outdoorsman
Joined: Apr 2003
Posts: 232 |
Seeing an ever increasing number of kayaks going missing, I'm thinking of registering my yak just because of the TX numbers. I realize that one of the draws to the yak is lack of registration, but it is a substantial investment. The numbers on the side is only to keep an honest man honest, but tell me what you think.
Wayne Huggins
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Re: What's your thought
[Re: n2fishin]
#10087634
06/24/14 09:39 PM
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Joined: Jan 2007
Posts: 6,087
Robbie Milam
TFF Celebrity
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TFF Celebrity
Joined: Jan 2007
Posts: 6,087 |
Insurance is only $130 a year on mine and trailer
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Re: What's your thought
[Re: n2fishin]
#10087642
06/24/14 09:42 PM
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Joined: Jul 2006
Posts: 3,257
Neumie
TFF Team Angler
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TFF Team Angler
Joined: Jul 2006
Posts: 3,257 |
Just adding registration numbers to your kayak isn't going to stop a thief, powerboats get stolen too.
All you can do is preventative measures. I carry insurance on my kayaks and trailer in case of theft when I'm traveling.
My insurance breaks down like this:
4 Kayaks - Insured Value: $2,600 - Yearly Premium: $34 Misc. Boating Equip. - Insured Value: $1,912 - Yearly Premium: $26 1 Trailer - Insured Value: $2,000 - Yearly Premium: $21 2 Kayaks Watercraft Liability - Yearly Premium: $32
As of right now my Total Yearly Premium is $113. However, I'll have to start paying for the Watercraft Liability on my two other kayaks in December when their policy get's renewed (it's included as of now), so my Total Yearly Premium will jump up to $145. The $16 per vessel fee for Watercraft Liability was started in April; I'm not sure I like having to carry watercraft Liability for each kayak. The Misc. Boating Equipment only covers paddles, pfd's, seats, anchors, and anything permanently attached to my kayak (ie anchor trolley). All my other equipment will be covered by my renter's insurance.
I have $50 deductibles for each kayak and Misc. boating Gear, while my trailer has $100 deductible. Each kayak has a limit of Liability of $500,000 for Watercraft Liability and $5,000 for Medical Payment.
Last edited by Neumie; 06/24/14 09:48 PM.
"Water is life's matter and matrix, mother and medium. There is no life without water." -Albert Szent-Gyorgyi
"No man ever steps in the same river twice, for it's not the same river and he's not the same man." - Heraclitus
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Re: What's your thought
[Re: n2fishin]
#10087980
06/25/14 12:09 AM
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Joined: Mar 2010
Posts: 1,332
mjmfc
Extreme Angler
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Extreme Angler
Joined: Mar 2010
Posts: 1,332 |
I'll have insurance on mine from now on
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Re: What's your thought
[Re: n2fishin]
#10088006
06/25/14 12:21 AM
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Joined: Jul 2001
Posts: 2,180
bert
Extreme Angler
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Extreme Angler
Joined: Jul 2001
Posts: 2,180 |
Who do you have yours through Josh? Mine is coming up for renewal and that is better than what I am getting.
Bert
"Ipsa scientia potestas est"-Knowledge in itself is power - Sir Francis Bacon "Beware the lolipop of mediocrity, one lick and you could suck forever" - unknown author
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Re: What's your thought
[Re: n2fishin]
#10088346
06/25/14 02:29 AM
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Joined: May 2013
Posts: 181
DblNoob
Outdoorsman
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Outdoorsman
Joined: May 2013
Posts: 181 |
This is a great thread. Thanks for the info, I never considered insurance on my yaks, but this is something that I will definitely have to look into.
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Re: What's your thought
[Re: DblNoob]
#10088460
06/25/14 03:12 AM
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Joined: Jun 2012
Posts: 957
readtrio
Pro Angler
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Pro Angler
Joined: Jun 2012
Posts: 957 |
I need to check into this too. Makes sense to insure my kayaks, you never know what could happen these days.
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Re: What's your thought
[Re: n2fishin]
#10088710
06/25/14 10:45 AM
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Joined: Aug 2011
Posts: 3,756
christian myrick
TFF Team Angler
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TFF Team Angler
Joined: Aug 2011
Posts: 3,756 |
All of my kayaks are one of a kind colors. Ins would be nice but then again most ins companys are worse than the theives stealing your stuff...imo.
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Re: What's your thought
[Re: n2fishin]
#10088876
06/25/14 12:26 PM
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Joined: Jan 2012
Posts: 2,990
Jim Ford
Extreme Angler
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Extreme Angler
Joined: Jan 2012
Posts: 2,990 |
Put the hull number in your phone, so you can get it entered into TCIC/NCIC immediately if it's stolen. Do the same with the serial numbers on any firearms you routinely carry. And use a waterproof marker to put a unique number, like your DL number, somewhere inside the boat, out of view, in case the thief obliterates or alters the hull number (very easy to do). Your best chance at recovery is right after it's stolen. You can't imagine how frustrating it is to stop a crook with property you know is stolen, and have to let him go with it because it's not entered as stolen. Lock the boat to your truck with a cable through the scupper; that will deter most thieves. The ones driving around looking for yaks, and equipped to steal them, are probably going to get your boat if you aren't right there.
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Re: What's your thought
[Re: Jim Ford]
#10089134
06/25/14 01:57 PM
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Joined: Jul 2006
Posts: 3,257
Neumie
TFF Team Angler
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TFF Team Angler
Joined: Jul 2006
Posts: 3,257 |
Who do you have yours through Josh? Mine is coming up for renewal and that is better than what I am getting. Germania Put the hull number in your phone, so you can get it entered into TCIC/NCIC immediately if it's stolen. Do the same with the serial numbers on any firearms you routinely carry. And use a waterproof marker to put a unique number, like your DL number, somewhere inside the boat, out of view, in case the thief obliterates or alters the hull number (very easy to do). I have copies of all my MSO's, pictures of the serial numbers, and the serial numbers registered with the insurance company. I've also replicated the serial # within the hull since it's easy to remove the etched # from the hull. Of course, my kayaks are locked down when I'm not near them.
"Water is life's matter and matrix, mother and medium. There is no life without water." -Albert Szent-Gyorgyi
"No man ever steps in the same river twice, for it's not the same river and he's not the same man." - Heraclitus
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Re: What's your thought
[Re: Neumie]
#10089951
06/25/14 06:08 PM
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Joined: Jul 2001
Posts: 2,180
bert
Extreme Angler
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Extreme Angler
Joined: Jul 2001
Posts: 2,180 |
Thanks! I've also replicated the serial # within the hull since it's easy to remove the etched # from the hull. I go to a pet store and get one of the brass tags engraved with the serial number and add it to a bolt on the foot pegs or zip tie it to a scupper inside the hull, easy to read and show knowledge of proof of ownership.
Bert
"Ipsa scientia potestas est"-Knowledge in itself is power - Sir Francis Bacon "Beware the lolipop of mediocrity, one lick and you could suck forever" - unknown author
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Re: What's your thought
[Re: bert]
#10089961
06/25/14 06:11 PM
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Joined: Jul 2006
Posts: 3,257
Neumie
TFF Team Angler
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TFF Team Angler
Joined: Jul 2006
Posts: 3,257 |
I go to a pet store and get one of the brass tags engraved with the serial number and add it to a bolt on the foot pegs or zip tie it to a scupper inside the hull, easy to read and show knowledge of proof of ownership. I like that idea.
"Water is life's matter and matrix, mother and medium. There is no life without water." -Albert Szent-Gyorgyi
"No man ever steps in the same river twice, for it's not the same river and he's not the same man." - Heraclitus
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