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Dec 30th, 2023
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 Home owners Insurance
#12442594
09/26/17 03:04 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
Does anyone have Allstate? Pro's/Cons ? Any info/recommendations appreciated, trying to save some Money on renewal..
Thanks!
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442598
09/26/17 03:07 PM
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Joined: Nov 2003
Posts: 6,774
Holzer
TFF Celebrity
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TFF Celebrity
Joined: Nov 2003
Posts: 6,774 |
All insurance companies are great companies.......
until you need the service you are paying for. Just pick one. Good luck.
Holzer My pic is gone 
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442600
09/26/17 03:07 PM
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Joined: Feb 2004
Posts: 68,335
Derek ๐
Queen of Bees
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Queen of Bees
Joined: Feb 2004
Posts: 68,335 |
Ebolacane Researcher
CovidNado Chaser
McRib Pro Staff
Team Beans
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Re: Home owners Insurance
[Re: Derek ๐]
#12442607
09/26/17 03:14 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442637
09/26/17 03:35 PM
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Joined: Mar 2008
Posts: 61,080
LoneStarSon
Private Dancer
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Private Dancer
Joined: Mar 2008
Posts: 61,080 |
Germania is one of the very best for home owner's insurance. Call them as well.
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442651
09/26/17 03:44 PM
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Joined: Feb 2008
Posts: 3,170
Leonardo1
TFF Team Angler
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TFF Team Angler
Joined: Feb 2008
Posts: 3,170 |
There are pro's and con's with each and every one of them. If it saves you money then I wouldn't hesitate. There isn't a nickel difference between all the top tier companies. Personal preference and choice of agent.
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442656
09/26/17 03:49 PM
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Joined: Feb 2005
Posts: 4,656
410MAN
TFF Team Angler
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TFF Team Angler
Joined: Feb 2005
Posts: 4,656 |
I have had for 2 yrs now, I compared my old policy to their quote, I had to request only 1% deductible and have it written in my policy so it would be even compared to my old policy which was with Hartford. Allstate was ALMOST $600 lower than Hartford. Allstate has tried 2 times to get my auto ins on 2 vehicles, but not able beat my old policy with SAFCO
Smile while you still have teeth.
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Re: Home owners Insurance
[Re: LoneStarSon]
#12442662
09/26/17 03:53 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
Germania is one of the very best for home owner's insurance. Call them as well. Thanks LSS !
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Re: Home owners Insurance
[Re: Leonardo1]
#12442663
09/26/17 03:54 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
There are pro's and con's with each and every one of them. If it saves you money then I wouldn't hesitate. There isn't a nickel difference between all the top tier companies. Personal preference and choice of agent. Thanks Leornardo!
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Re: Home owners Insurance
[Re: 410MAN]
#12442664
09/26/17 03:54 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
I have had for 2 yrs now, I compared my old policy to their quote, I had to request only 1% deductible and have it written in my policy so it would be even compared to my old policy which was with Hartford. Allstate was ALMOST $600 lower than Hartford. Allstate has tried 2 times to get my auto ins on 2 vehicles, but not able beat my old policy with SAFCO Thanks for the info!
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442674
09/26/17 04:05 PM
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Joined: Oct 2001
Posts: 15,314
Mo
TFF Guru
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TFF Guru
Joined: Oct 2001
Posts: 15,314 |
I have allstate for home , car and boat. I probably overpay , but the last couple of home and auto claims could not have gone smoother. NO hassles. on the wind claim for my house , I felt the Adjuster went out of his way to give me all the $$ he could. your mileage may vary  MO
 MY BACKYARD , 20,000 ACRES , NO MOWING
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442707
09/26/17 04:28 PM
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Joined: Jan 2007
Posts: 1,590
kcb
Extreme Angler
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Extreme Angler
Joined: Jan 2007
Posts: 1,590 |
Couple things to consider. How old is your roof? If it is going on 15 years it will be covered only as actual cash value. A number of companies do this. If you are a new client it applies to you too. Ask your salesperson or agent if "leaks" are covered. Some policies now cover water loss if it is sudden but not if it is a slow leak. I don't care what company name is on your policy, if there is no coverage you won't get money for the claim settlement.
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Re: Home owners Insurance
[Re: CrappieHappy]
#12442709
09/26/17 04:29 PM
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Joined: Jul 2009
Posts: 1,539
dkershen
Extreme Angler
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Extreme Angler
Joined: Jul 2009
Posts: 1,539 |
Allstate homeowners and auto have been good as far as payouts over the past 2 decades. But... After my last huge hail claim on my homeowners, they dropped me like a hot rock after cutting me my last check. Took a while to find another insurance company willing to step up. I have several out buildings with metal roofs, and they didn't want to cover them anymore.
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Re: Home owners Insurance
[Re: Mo]
#12442724
09/26/17 04:38 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
I have allstate for home , car and boat. I probably overpay , but the last couple of home and auto claims could not have gone smoother. NO hassles. on the wind claim for my house , I felt the Adjuster went out of his way to give me all the $$ he could. your mileage may vary MO Thanks Mo!
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Re: Home owners Insurance
[Re: kcb]
#12442731
09/26/17 04:39 PM
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Joined: Nov 2010
Posts: 6,124
CrappieHappy
OP
TFF Celebrity
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OP
TFF Celebrity
Joined: Nov 2010
Posts: 6,124 |
Couple things to consider. How old is your roof? If it is going on 15 years it will be covered only as actual cash value. A number of companies do this. If you are a new client it applies to you too. Ask your salesperson or agent if "leaks" are covered. Some policies now cover water loss if it is sudden but not if it is a slow leak. I don't care what company name is on your policy, if there is no coverage you won't get money for the claim settlement. roof replaced in 2010, I will ask those Questions. Thanks!
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