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Where to get Health Insurance? #12072458 02/02/17 02:01 PM
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Big Hopper Offline OP
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61 Years old, forced to retire early with a pension, but no benefits. Tried to get on my wife's work insurance (Ind. School Dist.) but it is SKY HIGH !!!

Not yet eligible for Medicare.

Where do I go to look for insurance?


I'm glad there are wine drinkers in this world ..... it saves more beer for the rest of us.
Hopper
Re: Where to get Health Insurance? [Re: Big Hopper] #12072474 02/02/17 02:09 PM
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Bass_Bustin_Texan Offline
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Market Place, seems like easiest way to look at options. Blue Cross is the only option though...LOL!


You can avoid having ulcers by adapting to the situation: If you fall in the mud puddle, check your pockets for fish. ~Unknown

Open your eyes & look within, are you satisfied with the life youre living.

No matter how good or bad you have it, wake up each day thankful for your life. Someone somewhere else is desperately fighting for theirs.
Re: Where to get Health Insurance? [Re: Big Hopper] #12072501 02/02/17 02:24 PM
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soggybottom Offline
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its pretty easy math, pay your mortgage, your car payment, phone, electric, water, then you figure that health insurance is as much as you mortgage you go without.


pledge= fishstick
Re: Where to get Health Insurance? [Re: Big Hopper] #12072505 02/02/17 02:25 PM
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Re: Where to get Health Insurance? [Re: Big Hopper] #12072515 02/02/17 02:29 PM
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LoneStarSon Offline
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https://www.ehealthinsurance.com/

Open enrollment ended on the 31st. However, you would seem to have a qualifying event that would allow you to enroll now. Blue Cross Blue Shield is all that's available, and is HMO. My plan is good, but over $600/month.

Re: Where to get Health Insurance? [Re: Big Hopper] #12072648 02/02/17 03:39 PM
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Re: Where to get Health Insurance? [Re: Big Hopper] #12072661 02/02/17 03:45 PM
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skeeter Offline
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Originally Posted By: Big Hopper
61 Years old, forced to retire early with a pension, but no benefits. Tried to get on my wife's work insurance (Ind. School Dist.) but it is SKY HIGH !!!

Not yet eligible for Medicare.

Where do I go to look for insurance?

Don't worry Trump is going to help you with your insurance needs

Re: Where to get Health Insurance? [Re: Big Hopper] #12072662 02/02/17 03:45 PM
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Jeezy Offline
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Check out Christian Healthcare ministries. May or may not be right for you but it does meet the ACA requirements.


“The more you know about Donald Trump, the less likely you are to vote for him. The more you know about his business enterprises, the less successful he looks. The more you know about his political giving, the less Republican he looks.” - Lindsey Graham, 2016
Re: Where to get Health Insurance? [Re: skeeter] #12072668 02/02/17 03:49 PM
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Originally Posted By: skeeter
Originally Posted By: Big Hopper
61 Years old, forced to retire early with a pension, but no benefits. Tried to get on my wife's work insurance (Ind. School Dist.) but it is SKY HIGH !!!

Not yet eligible for Medicare.

Where do I go to look for insurance?

Don't worry Trump is going to help you with your insurance needs
MHCGA

Re: Where to get Health Insurance? [Re: Big Hopper] #12072700 02/02/17 04:08 PM
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Originally Posted By: Big Hopper
61 Years old, forced to retire early with a pension, but no benefits. Tried to get on my wife's work insurance (Ind. School Dist.) but it is SKY HIGH !!!

Not yet eligible for Medicare.

Where do I go to look for insurance?


TRS is most likely your best option

Re: Where to get Health Insurance? [Re: Big Hopper] #12072828 02/02/17 04:52 PM
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Agree with Hancock - you're very unlikely to find anything on the open market that's as good as what your wife's school district offers. I know it's high, but the marketplace is higher.


Life can only be understood backwards; but it must be lived forwards.
- Soren Kierkegaard
Re: Where to get Health Insurance? [Re: Big Hopper] #12072833 02/02/17 04:55 PM
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Bass_Bustin_Texan Offline
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It's all high, unless you are po folk!


You can avoid having ulcers by adapting to the situation: If you fall in the mud puddle, check your pockets for fish. ~Unknown

Open your eyes & look within, are you satisfied with the life youre living.

No matter how good or bad you have it, wake up each day thankful for your life. Someone somewhere else is desperately fighting for theirs.
Re: Where to get Health Insurance? [Re: patriot07] #12072975 02/02/17 06:08 PM
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Originally Posted By: patriot07
Agree with Hancock - you're very unlikely to find anything on the open market that's as good as what your wife's school district offers. I know it's high, but the marketplace is higher.


Agree. Haven't checked in a year or so, but there were three plans for retired teachers and their spouses last time I checked. Seemed they were priced at around $200, $400, and $600/month, which are very good prices nowadays.

Re: Where to get Health Insurance? [Re: Big Hopper] #12073030 02/02/17 06:38 PM
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Until you get medicare get something affordable. Then find the cheapest secondary insurance when you get Medicare. Medicare pays hospital and recovery for 20 days.
Also check prices on your local hospitals for treatment costs.

For example, my local hospitals, Texoma Medical Center MRI= $7,800.
Wilson N. Jones MRI= $1,200 and you can negotiate prices and payments.

Re: Where to get Health Insurance? [Re: Big Hopper] #12073427 02/02/17 10:26 PM
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Good luck.

I've been scouring for a plan for my son since October 31st, which is when Blue Cross sent a letter stating they're increasing my son's premium from $220 to over $350 beginning January 1st. I for sure couldn't afford that. The cheaper plans have ridiculous deductibles.

So yes, my son is actually uninsured at this time.

- Do I feel bad about about it? Absolutely.
- Can I do anything about it? Pray they'll finally get rid of this stupid "affordable healthcare" law. And throw what I was paying in premiums in a savings account and use it to pay out of pocket.

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