Actually he is spot on "correct" and with your response tone
You pretty well confirm it from every angle.
Your situation will not change until the last ticket falls off
the 3rd year from issuance(the day you got it)
You receive another ticket and the clock resets to another 3yrs.

34 Years with State Farm and couldnt be happier
Progressive,Geico and the like are all low rent scams,their coverage isnt worth the paper its written on come claim time.