I have never found Basspro to hagle on their prices - even though I tried. Call Beth @ West Boats in Mesquite. They sell Xpress boats and Yamaha motors. She's a straight shooter, tell her what your looking at and how much and the interest rate. She will quote you on what they have or tell you its a good deal and to go get it - either way you feel better about your deal.

972-289-7867.

Yes that is way too high. I financed my boat at 3.75% and my wifes car at 2.9% at our credit union. I wouldnt finance anything at 7% ever!

I have got to get into a credit union that will finance a boat..

Credit Union I bought my Skeeter from in 09 I paid 6.25 percent intrest.

a+ federal credit union out of austin. i bought an 08 boat in november and got 6.25%. not bad on a used 3 year old boat.

It's to high. I just got 4.99% on a used boat purchase with 10% equity requirement.

Chad shoot me a pm with what credit union your using please sir..I am having trouble finding one in the area that does notes in the 10yr range.

Does anyone know of a lender that will do 10 yr. or 12 yr. financing on a used boat? I'm looking to finance between 30K and 40K and I need longer terms to make the note affordable. Any help would be appreciated.

I currently borrowed against my 401k. NO penalties and NO tax problems. I paid a $50.00 paperwork fee and all interest comes back to me.(Win/Win) Yes, You should always, check into every detail before borrowing money, from anyone. Who cares about the credit part. The benefit to borrowing against your 401K. Is you pay yourself back instead of someone else rapeing you on the interest rate.

If you have a relatively new vehicle that is paid off, go to your local credit union and apply for a secured loan using that vehicle as collateral. You'll get a much better rate, with a shorter loan time. Especially with a good credit score.

When we need a new car or remodeling or a new motorycle we always get a home equity loan. The loan is secured and the rates are good and you can deduct the interest on your taxes.
We always get the best rates from RBFCU or Broadway Bank both serve the Military.
PS Evidently this was viewed as spam, I am here as a fisherman and not to make money. I am a libertarian and do not spend money unneccessary. My comment was not commercial but personal. I do not work for a bank or a lending institution I work for Johnson Controls.

Win/Win/Win

Good Fishing

Kevin

We do have a couple lenders that will go out to 180 on that amount of money. If you take it that long, make extra payments. Even if you win some money, pay your boat too.
Let us know if we can help,
Ken, Todd & Chris

mine did and several times once i threatened to refinance at another bank

Mine was a $75 fee. I could borrow up to half of my 401k and the interest rate was 6%. All interest goes back into my account. My employer deducts the payment from my check, so I don't have to worry about making a payment. I felt it was a win/win situation.

Your not going to find it. The best that I could find at the time with a decent interest rate was 5yrs. and that was 4.5%. Used boats seem to be a liability to lenders.