I dont know bob , bit now I want to work with him.

thanks guys

I have a 1993 Javelin, I have had Progressive since 1998. I had something in the engine break only allowing the boat to go forward, I ran it on some rocks, Progressive paid the $4k to get the bottom fiberglass fixed. Running across Amistad at 60, trolling motor went into the water, snapped the mount, Progressive bought new trolling motor. Last, spun a trailer wheel bearing at Choke, Progressive towed the boat from Three Rivers to San Antonio. After all of this, my premium has gone down. I have nothing but good things to say about them, and recommend them to my friends. Sorry some of you haven't had such good luck.

Guys,
Let me start by saying I have owned and operated a body shop for over 25 years. I would never buy any kind of insurance over the internet! I want to talk to the agent face to face. I have State Farm. They are one of the best companies I work with. Progressive is one of the worst! There are other good and bad ones, but those are the two we are discussing here.
A few months ago I damaged my Champion. I called State Farm to make the claim. They told me they would send out the adjuster. I know from personal experience I want the guy who is going to fix it to write the estimate. I told them I would rather do it that way. They agreed. I took it to the fiberglass shop and faxed the estimate to State Farm. In less than a week I got a check minus my deductible. The check was over $4300! That is how insurance should work, period. No bull about wet fiberglass, etc. They paid what the man wanted to fix my boat correctly. Cheap insurance can be very expensive. You get what you pay for. Get good insurance and get to know your agent. They will help you out. That is their job. If you buy insurance over the internet, maybe you can get your computer to help you! Just my two cents.

I have Progressive and filed my first claim last year. I was getting the boat up on plane and hit a floater. It gnarled my prop and bent the prop shaft. Progressive paid the claim and I thought all was well. I just got my renewal and my premium went from $350 to $525. I'm not very happy about that and will look for another insurance company.

greg- call Karen at state farm.. my rates never went up with the 11K stump damage.... shes gooder than gold and a perfect agent to have here locally.

I would look somewhere else also.

WHY did you leave State farm for progress to start with????????????? I'm guessing progress was cheaper then,or lower deduction.

i am with american casualty now. cheaper with better insurance thatnks bob

VetteRprMan could not have said it better, DONT EVER BUY INSURANCE OVER THE INTERNET!!!! Especially Progressive!

I am getting totally bent over right now on a damaged Skeeter ZX225 that Progressive won't help me get repaired. PM me if you want to hear my sob story.

PLEASE read your policy or you will become a victim like me!!!

Need an agent on insurance. Nothing against the internet, but a layman can not know all the possible scenarios that can happen. My wife has been an agent for 25 years and some of the stories I've heard would make you ? mankind. Ek you not only have to read your policy, but have the agent explain anything you have a question about. Most if not all are written in legal language.

this is EXACTLY why i tell folks to go to state farm with a good agent like mine, Karen. I get nothing, and I pay full price on my insurance! so there's no bonus for me helping yall out, other than being an avid angling brother

I got sued by progressive for a wreck I was never in! Took 3 years of cr@p to clear that mess up. Thanks to Allstate for helping me!

Was reading your problem and I'm the father of Beast from the East. I've been in the insurance business for over 20 years now, representing one of the nations largest companies. I'm leaving off the name to not make you think I'm trying to promote business. Here's my suggestion. First, go back to skeeter, have them on their letterhead type you a statement that they have inspected your damage and in their professional opinion, the damage is solely from the boat colliding with a fixed object and not from any deterioration or defects relating to age, care, or defects from the manufacturer. Present this statement to the Progressive adjuster and tell him that you wish to meet with him and the boat dealer at the dealership so that he can explain his position to the Skeeter people. That Skeeter is telling you one thing, and Progressive is telling you another, and that you are a customer to both and wish to be treated fairly. That you will have the boat at the dealership so that he can take another look. ( be nice but firm and give him a chance to correct himself)...if this is unsuccessful, simply call the State Board of Insurance of the State in which you live. Have your policy handy and tell them your problem. They will act on your behalf and assign a person to look into the matter. Matter of fact, you might just want to tell your adjuster that since Skeeter is telling you one thing and Progressive another, that your going to contact the State Board of Insurance and see who is right. Bet Ya a Red Soda Pop it get's paid if it's damage which should be covered by your policy. Let me know the outcome if you take my advice. (Metrozz@aol.com) Lastly, get out of the junkyard for your insurance needs.

One other bit of info while we are on this subject. Threating a insurance company with a law suit doesn't scare them one bit. Insurance companies are parties to law suits on a hourly basis. In fact most every company has their own legal dept.

Now, Want to make them sit up and really pay attention, contact the State Board of Insurance Consumer Complaint Dept. It's the State Board of Insurance that sets the bench mark rates for what insurance companies can charge... it even determines which companies operate within the State and when they can raise rates. Now which is more powerful, your local attorney or the State Board? Trust me, insurance companies do not like to hear anything adverse from the State Board in the form of consumer complaints for unfair business practices. Insurance companies must respond to any and all complaints. Once a complaint is reported, a person is assigned to it by the board to see if the consumer has been treated fairly. Best of all, it's free to the consumer and only takes a phone call. The public just doesn't know about it. Kind of like that phone number on the back of your Texas drivers license in very small print above the bar code. If your a stranded motorist and need help. You call the number and they are coming for you. All paid by tax dollars...but they sure don't seem to want you to know about it...do they?? You guys take care.