I have State Farm and they have paid twice in the past when rod and reels and tackle boxes were stolen out of my boat. I would pursue that past your local agent, that should be a covered loss.

I feel for ya, my truck got broken into at my house on halloween night (someone was throwing a party) and they got my gps, some cash, all my cds, but didnt take my boat key or my garage opener which was next to all the stuff they stole.....oh yeah they stole my Bible also...hopefully they read it and return my stuff!!!

no Army as soon as i realized it was in same town I emailed to ask if he had all gps transducers etc to go with it. I went to police next day so maybe they could stage a buy or something. The guy would not reply to me. I still have the box with the serial number on it. I put all that in police report.
I do have state farm and they have paid to replace it allready. They said if guy is prosecuted then i will get my $250 deductible back.
Next day i get an email back from the guy saying he sold it. I took a copy of the email to put in police file but I havent heard anything from them. My graph will get replaced but pisses me off sucker was going through my stuff. He knew what he was getting because he asked $1000 for it. He didnt mess with my curado E7's or falcons just took my dang graph.

was your boat in your driveway or in your garage? were the graphs on your boat or put up in your garage? I have to keep my boat out in my driveway too...

i think my agent could be the problem, I will not mention any names but, they would not cover my stolen rods and reels luckily my homeowers ins, covered it. And my boat was sitting on my driveway when it got hit..
I am currently paying more for my Toyota Yaris than for my Ford F250 Lariet. My agent said it was because of it being our 3rd vehicle.. I checked into switching to a different ins. company but because of a wreck my wife had a few years ago and the way it was handled as our agent told us to handle it, the other companies won't take us, THANKS STATE FARM!!!!

Sounds pretty much like normal policy.....can you ski from the bank shoreline?..probably not so your skis likely tend to stay with the boat. Can you cast/fish from the shore...probably so, so you likely store your rods and reels and tackle inside at night.

I have State Farm and when I went to them they explained what boat insurance does and doesn't cover vs a homeowners policy. Makes sense if you think about it. I had a recent claim and State Farm paid me up fully and quickly. If your agent isn't to your liking or doing their job, there's another one round most every corner.

my advise would be Not to wait ,untill you have a claim ,to see what your paying for..Get with your agent and go over possibilities that could cost you money..your paying for it,so you should know what your paying for..

i had the same question for state farm why does my wifes impala cost more to insure than my 3/4 ton dodge 4wd. diesel was told it is because it is rec. use only since i ahve a third vechile dosent make sense to me but i guess state farm figures since it is on the road less than my wifes car less chance of it being in an accident maybe i guess.

Thanks for the clarity. Should it happen to me I now have a method how to handle it. I have State Farm too and I have made sure I am covered for rods, reels, electronics etc.

it was not mounted but in the boat in a case under the tarp. I guess you neeed to make a list of equipment and go over it with them and make sure you are covered...

It was parked beside my house

Get a rope.

Hate to hear that...i would get the serial number and check it. If it is yours report it...if it is yours, you probable not the first and if he aint caught you won't be the last.

Anyway what catagoty do you find fishing electronics on craigs list. Looked tonight and didn't find anything. Thanks for the helf.

It was just under general category of boats. I just puled up boats then Hummingbird. Police dont seem to fired up about cacthing them though. I need to see that he is caught so i can get my deductible back.

I recently had my graphs stolen off my boat and I am currently waiting on my check from Progressive. They are going to cut me a check, but it has taken for ever for them to get the police report. They said they needed it in order to send me a check. I could have gone to the sheriffs department got the report myself and sent it to them quicker than what they are doing. I think they are mailing it via pony express. There were no questions about them covering it with my policy just has taken forever.