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Land Deeds #14735165 05/30/23 08:05 PM
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bsbeantx Offline OP
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So my wife and I recently paid off a loan on some timber land in East Texas and we were expecting to receive a nice fancy document such like a car title that shows ownership. So far the bank has only sent the original contract titled Promissory Note and they stamped it Paid in Full. The other document they sent was the Release of Lien which was notarized and we sent that to the County Clerk to have filed after which she sent it back with a sticker on it stating it was filed.

Is that it? County Clerk said I wouldn’t receive anything further but I was expecting an actual Deed of some sort not just a Release of Lien paper.

Any insight would be appreciated, google wasn’t very helpful.

Re: Land Deeds [Re: bsbeantx] #14735176 05/30/23 08:23 PM
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PondFish Offline
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Nope, nothing fancy.
The letter from the County Clerk states that the Release has been filed to be recorded. Call the Clerk's Office and ask how long it takes before you can get a copy of the Release of Lien.
Better yet, request a Clerk Certified Copy, you will have to pay for it. Get a couple copies and keep them in separate places.

Used to have to do things like this a lot.




Last edited by PondFish; 05/30/23 08:26 PM.
Re: Land Deeds [Re: bsbeantx] #14735479 05/31/23 03:58 AM
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SteezMacQueen Online Happy
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I have copies of all the deeds and mineral rights to all of my land in South Dakota, but it may be different there vs here.

It’s not some diploma looking thing. It’s a zeroxed copy from the offices up there. Plots, drawings, pictures, and other junk with a lot of gps coordinates. It’s only pretty when I get the lease payment checks to look at. roflmao


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Re: Land Deeds [Re: bsbeantx] #14735494 05/31/23 04:24 AM
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patriot07 Online Content
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Release of lein is all you get.

It's the same with a car title - the big difference is the finance company holds the title (in your name, but they hold the physical paper) until it's paid off.

With land, they deed it over to you immediately and the bank has first lein position on the property. When the lein is gone, they send you a letter documenting the release of it, and that's it. You owned it before - just with a caveat


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Re: Land Deeds [Re: bsbeantx] #14735495 05/31/23 04:55 AM
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MARKIT Offline
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I have an abstract in the works here in OK
Takes a while for sure

Re: Land Deeds [Re: bsbeantx] #14735677 05/31/23 02:04 PM
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bassfishinglawyer Offline
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Sounds like you got a deed when you bought it and you financed it at that time. The bank is just releasing its lien on the title (that you already have) now that it has been paid in full. This is the way it works unless you bought it on a contract for deed.

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