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Most Online39,925 Dec 30th, 2023
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Classic Financing
#11453811
03/03/16 04:12 PM
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Joined: Jan 2004
Posts: 1,356
Classic Used Boats
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2004
Posts: 1,356 |
I have been offering loans to my boat buying customers for over 3 years. Now I am excited to offer financing for any bass boat loans! I specialize in the older bass boats but I have also loaned on a couple 2015 rigs. Don't let a poor credit score scare you away from buying a boat. If you have a steady job and an established bank account, I can get it done.
I am licensed by the OCCC, I have my boat dealers license, and trailer dealers license. I use all industry standard forms. There are no prepayment penalties. I pull the payment direct from your bank account on an agreed date each month. I do not sell your loan paper off. I keep it, and I manage it. If you get in a bind and can no longer afford it, you bring the boat to me and I do a fair clearing of your equity on the boat when it sells, and there is no hit to your credit if handled this way.
I can work direct with you or I can work with any boat dealer, but I do not work with finance companies who work for fees and sell off the paper. I maintain a vested interest. For any loan, my typical fees are $150 for documents, and if I am wiring funds the cost to wire of $35. There are no hidden fees - all fees are disclosed.
If you are in the market for a bass boat, and need a loan, please give me a call! I can also help with your buying decision. I have a little experience with bass boats!
Thanks Mike Kernan 214-679-5186
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Re: Classic Financing
[Re: Classic Used Boats]
#11455271
03/04/16 03:28 AM
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Joined: Mar 2015
Posts: 55
Bobby Atchison
Outdoorsman
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Outdoorsman
Joined: Mar 2015
Posts: 55 |
I'm interested in a new to me boat but I have a trade in so what can you do for that situation?
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Re: Classic Financing
[Re: Classic Used Boats]
#11455332
03/04/16 04:08 AM
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Joined: Jan 2004
Posts: 1,356
Classic Used Boats
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2004
Posts: 1,356 |
I consider trade ins. Please send me the details. If I am not a buyer, you can find a buyer and come to the table with buyer. In that case I can let you trade it in, and sell it to your buyer to help save taxes.
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Re: Classic Financing
[Re: Classic Used Boats]
#11458795
03/06/16 02:48 PM
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Joined: Feb 2003
Posts: 55,496
SkeeterRonnie
Super Freak
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Super Freak
Joined: Feb 2003
Posts: 55,496 |
Mike is one of the nicest guys you can meet! He has always offered help to me! Last boat I sold, he told me if my buyer needed help he would float the loan on the Basscat! I can't recommend Mr Kernan enough! Great man with excellent business skills!
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Re: Classic Financing
[Re: Classic Used Boats]
#11462514
03/08/16 03:58 AM
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Joined: Oct 2011
Posts: 3,347
Mark Jones
TFF Team Angler
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TFF Team Angler
Joined: Oct 2011
Posts: 3,347 |
Mike handled financing for me on a recent boat purchase. Flawless process. 
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Re: Classic Financing
[Re: Classic Used Boats]
#11478422
03/15/16 01:27 PM
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Joined: Mar 2015
Posts: 24
txbasshunter77611
Outdoorsman
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Outdoorsman
Joined: Mar 2015
Posts: 24 |
Do you have a dealership with used boats on the lot or do you just provide financing?
2000 Sprint 221 DC Pro Tournament 2000 Mercury 200 Humminbird 898c si-console Humminbird Helix 7 di-bow Lowrance X48 indash 52 gallon fuel tank-empty
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Re: Classic Financing
[Re: Classic Used Boats]
#11488906
03/20/16 12:57 PM
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Joined: Jan 2004
Posts: 1,356
Classic Used Boats
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2004
Posts: 1,356 |
Occasionally I have boats. Two that we are refurbishing right now already have deposits on them. But I am willing to finance a boat you find on your own. I can provide some insight on any boats you are considering, after we have you pre-approved for a loan.
Thanks!
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Re: Classic Financing
[Re: Classic Used Boats]
#11492530
03/22/16 04:49 AM
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Joined: May 2012
Posts: 3
bass_master13
Green Horn
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Green Horn
Joined: May 2012
Posts: 3 |
I am interested i been looking for someone to help me to get in a bass boat if you think you can help me pm me or txt me please 9032887494 my name is jeremy
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Re: Classic Financing
[Re: Classic Used Boats]
#11492756
03/22/16 12:43 PM
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Joined: Jan 2004
Posts: 1,356
Classic Used Boats
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2004
Posts: 1,356 |
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.
Give me a call if I can help.
Thanks! Mike Kernan 214-679-5186
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Re: Classic Financing
[Re: Classic Used Boats]
#11499469
03/25/16 12:59 AM
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Joined: Nov 2013
Posts: 1,867
JMac-D
Extreme Angler
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Extreme Angler
Joined: Nov 2013
Posts: 1,867 |
PM sent. Just wanted to say thank you to those that have called. I put 7 anglers in boats this month.
Give me a call if I can help.
Thanks! Mike Kernan 214-679-5186 Great guy to deal with, thanks again...
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Re: Classic Financing
[Re: Classic Used Boats]
#11511975
03/30/16 09:53 PM
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Joined: Jan 2004
Posts: 1,356
Classic Used Boats
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2004
Posts: 1,356 |
Thanks. If you need financing on a boat, give me a call. I am on the road a bunch fishing the FLW Tour, but I always have my cell phone.
Mike Kernan 214-679-5186
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Re: Classic Financing
[Re: Classic Used Boats]
#11514667
04/01/16 12:02 AM
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Joined: Feb 2010
Posts: 551
JerryC
Pro Angler
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Pro Angler
Joined: Feb 2010
Posts: 551 |
Mike is a great guy. Recommend him whole heartedly!
Jerry
Good Fishing To You
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Re: Classic Financing
[Re: Classic Used Boats]
#11524796
04/06/16 12:58 PM
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Joined: Jan 2004
Posts: 1,356
Classic Used Boats
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2004
Posts: 1,356 |
My financing is a good fit for older boats-over 6 years because banks and credit unions do not often want to loan on them. The challenge is having the expertise to know what they are worth. Because I have been in and around bass boats for over 30 years, I can estimate value well. If you are selling your older boat, feel free to say 'Financing Available' in your ad and have the buyer call me. It very well may help you get it sold, and I appreciate the business!
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Re: Classic Financing
[Re: Classic Used Boats]
#11535336
04/11/16 10:13 PM
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Joined: Aug 2009
Posts: 480
Deputy T
Angler
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Angler
Joined: Aug 2009
Posts: 480 |
In God we trust, All others I run through TCIC/NCIC
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