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Vanguard funds?
#12863682
08/14/18 04:39 AM
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Joined: Mar 2005
Posts: 594
cbag1
OP
Pro Angler
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OP
Pro Angler
Joined: Mar 2005
Posts: 594 |
I have seen several posts before mentioning Vanguard funds but didn't see the answers when I searched. I am wondering if you have to set up an account through Vanguard or can the funds be bought through E*TRADE? Also are there any particular funds or indexes you guys recommend out of the many Vanguard options available?
I am 48 with a few years until I can comfortably say I am fully retired and feel like I have enough money socked away for the rest of my life. I need to get my current nest egg working for me.
Thanks for any suggestions.
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Re: Vanguard funds?
[Re: cbag1]
#12863699
08/14/18 05:06 AM
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Joined: Jan 2006
Posts: 32,920
Scagnetti
TFF Guru
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TFF Guru
Joined: Jan 2006
Posts: 32,920 |
In my opinion, if you have less than $750K to invest, Id recommend using a robo-advisor
More than that, Id interview a few CFPs and select one to manage your investments
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Re: Vanguard funds?
[Re: cbag1]
#12863761
08/14/18 11:59 AM
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Joined: Jul 2013
Posts: 5,900
Bissett
TFF Celebrity
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TFF Celebrity
Joined: Jul 2013
Posts: 5,900 |
I would set up your account through Vanguard. They have some of the lowest fees and everybody I know has done pretty well through them.
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Re: Vanguard funds?
[Re: cbag1]
#12863762
08/14/18 12:01 PM
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Joined: Dec 2011
Posts: 8,966
H.Town_paddler
TFF Celebrity
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TFF Celebrity
Joined: Dec 2011
Posts: 8,966 |
I buy it through my TD Ameritrade account. I buy their small cap etf every month.
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Re: Vanguard funds?
[Re: Chevy4dr57]
#12863771
08/14/18 12:08 PM
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Joined: Jun 2010
Posts: 5,844
David Welcher
TFF Celebrity
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TFF Celebrity
Joined: Jun 2010
Posts: 5,844 |
Can't go wrong with investing with Vanguard.
My financial advisor told me this 20 years ago, I have 80% of all my retirement in them, they simply do their research before they put their money into something. They look for little things like do they have automated lighting, and heat and energy systems.
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Re: Vanguard funds?
[Re: cbag1]
#12863779
08/14/18 12:22 PM
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Joined: Sep 2014
Posts: 3,384
crapyetr
TFF Team Angler
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TFF Team Angler
Joined: Sep 2014
Posts: 3,384 |
we went thru Dave Ramsey's program and found a local financial advisor https://www.daveramsey.com/smartvestor?ictid=HKDWD2241Vanguard is one of the recommendations...American Funds class A have shown a good return...makes a nice mix
MERCY - not receiving what you deserve GRACE - receiving what you don't deserve America's MESS = God's miracle fixes I'd rather walk with God with no questions answered than to walk thru life without Him and know the answers
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Re: Vanguard funds?
[Re: cbag1]
#12863781
08/14/18 12:23 PM
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Joined: Mar 2010
Posts: 4,669
B-rader
TFF Team Angler
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TFF Team Angler
Joined: Mar 2010
Posts: 4,669 |
You guess know a a lot more than I do . I have a 457b through work , it's not earning very much ( around 3% ). Should I stop this and start somewhere else?
A-RIGS , MAKING BAD FISHERMAN LOOK GOOD SINCE 2010
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Re: Vanguard funds?
[Re: cbag1]
#12863789
08/14/18 12:36 PM
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Joined: Apr 2014
Posts: 8,389
Jpurdue
TFF Celebrity
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TFF Celebrity
Joined: Apr 2014
Posts: 8,389 |
Buy them through vanguard. I think you have to have a minimum of 3000 to open an account. I own a variety of funds through them, but I favor their Vanguard 500 Index Fund Admiral Shares and their target retirement accounts like Vanguard Target Retirement 2045 Fund Investor Shares (adjust the target date based on when you are looking to retire).
Call them up if you have questions, I've always had awesome experiences with their customer service and investment advisers. The magic to vanguard is that you get great no nonsense funds ultra cheap.
"Bragging may not bring happiness, but no man having caught a large fish goes home through an alley." -A.L. www.LunkerLore.com
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Re: Vanguard funds?
[Re: cbag1]
#12863800
08/14/18 12:52 PM
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Joined: May 2002
Posts: 82,949
Bob Davis
Bunkeroid Bob
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Bunkeroid Bob
Joined: May 2002
Posts: 82,949 |
I have seen several posts before mentioning Vanguard funds but didn't see the answers when I searched. I am wondering if you have to set up an account through Vanguard or can the funds be bought through E*TRADE? Also are there any particular funds or indexes you guys recommend out of the many Vanguard options available?
I am 48 with a few years until I can comfortably say I am fully retired and feel like I have enough money socked away for the rest of my life. I need to get my current nest egg working for me.
Thanks for any suggestions. IF, you have some money in a brick and mortar bank savings account making .1% interest, move a chunk of it to Online banking like Marcus or Discover. Marcus for example is paying 1.8% interest and your money is easy to get if you need it for an emergency. A $100K account for example is $180 every month cha ching and there is no risk. None. FDIC insured and easy to bring it back. Go to "bankrate.com" and you can find some avenues. The less risk in Vanguard funds is less interest gained.
Foxtrot Juliet Bravo
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Re: Vanguard funds?
[Re: cbag1]
#12863803
08/14/18 12:53 PM
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Joined: Dec 2004
Posts: 559
fisherinok
Pro Angler
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Pro Angler
Joined: Dec 2004
Posts: 559 |
Google Boglehead three fund portfolio. It will give you the funds you seek from Vanguard, Fidelity or Schwab. Funds for total market, bond and international should you want it.
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Re: Vanguard funds?
[Re: cbag1]
#12863809
08/14/18 12:58 PM
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Joined: Feb 2011
Posts: 27,409
Der Vorsteher
TFF Guru
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TFF Guru
Joined: Feb 2011
Posts: 27,409 |
I do all my investing through vanguard. Great company.
Team Wolfs
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Re: Vanguard funds?
[Re: Bob Davis]
#12863817
08/14/18 01:07 PM
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Joined: Jul 2013
Posts: 5,900
Bissett
TFF Celebrity
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TFF Celebrity
Joined: Jul 2013
Posts: 5,900 |
I have seen several posts before mentioning Vanguard funds but didn't see the answers when I searched. I am wondering if you have to set up an account through Vanguard or can the funds be bought through E*TRADE? Also are there any particular funds or indexes you guys recommend out of the many Vanguard options available?
I am 48 with a few years until I can comfortably say I am fully retired and feel like I have enough money socked away for the rest of my life. I need to get my current nest egg working for me.
Thanks for any suggestions. IF, you have some money in a brick and mortar bank savings account making .1% interest, move a chunk of it to Online banking like Marcus or Discover. Marcus for example is paying 1.8% interest and your money is easy to get if you need it for an emergency. A $100K account for example is $180 every month cha ching and there is no risk. None. FDIC insured and easy to bring it back. Go to "bankrate.com" and you can find some avenues. The less risk in Vanguard funds is less interest gained. +1 for this. Not something you'll get rich off of obviously but if you keep some money in savings, I would definitely look into this. I opened an account with Marcus several months ago. Good choice
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Re: Vanguard funds?
[Re: Bissett]
#12863839
08/14/18 01:21 PM
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Joined: May 2002
Posts: 82,949
Bob Davis
Bunkeroid Bob
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Bunkeroid Bob
Joined: May 2002
Posts: 82,949 |
I have seen several posts before mentioning Vanguard funds but didn't see the answers when I searched. I am wondering if you have to set up an account through Vanguard or can the funds be bought through E*TRADE? Also are there any particular funds or indexes you guys recommend out of the many Vanguard options available?
I am 48 with a few years until I can comfortably say I am fully retired and feel like I have enough money socked away for the rest of my life. I need to get my current nest egg working for me.
Thanks for any suggestions. IF, you have some money in a brick and mortar bank savings account making .1% interest, move a chunk of it to Online banking like Marcus or Discover. Marcus for example is paying 1.8% interest and your money is easy to get if you need it for an emergency. A $100K account for example is $180 every month cha ching and there is no risk. None. FDIC insured and easy to bring it back. Go to "bankrate.com" and you can find some avenues. The less risk in Vanguard funds is less interest gained. +1 for this. Not something you'll get rich off of obviously but if you keep some money in savings, I would definitely look into this. I opened an account with Marcus several months ago. Good choice Yes, Marcus is a subsidiary of Goldman Sachs. Name recognition and good rating. Discover online, also a good choice.
Foxtrot Juliet Bravo
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Re: Vanguard funds?
[Re: cbag1]
#12863861
08/14/18 01:35 PM
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Joined: Aug 2009
Posts: 11,153
9094
TFF Guru
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TFF Guru
Joined: Aug 2009
Posts: 11,153 |
Setting up an account with Vanguard is simple and free. I would go Vanguard Index 500 for long term leave it and let it grow. For short term I would use their Index small caps or one of their medical funds. These have really performed well the past year. I think the index medical is a great long term also.
Vanguards fees are extremely low and no load. You can also use a Vanguard advisor for a small fee. We used one there for years and were never lead the wrong way.
Also I would not move any money into a 2.5 or 3% online CD. It is absurd to put money into a locked up account at 3% for 5 years when you can put it in safe funds like the index 500 and make 8 to 10%. Also you can move your money if you dont like how it is going you can move it. With a CD you are locked into the time,period or you lose the interest and with most pay a penalty.
Last edited by 9094; 08/14/18 01:39 PM.
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