Cevin to the Bluegill section of the TFF! Glad to have you on board. You picked a very good bunch of anglers to be with. I personally do 90 percent of my fishing from the bank. I prefer it that way. The best times to fish a bank for sunfish are during the spring, summer, and fall. Winter bank fishing is very slow but I have caught some BIG ONES during the winter months. If you are handicapped I would look for water bodies that have public docks. During the late spring and summer months docks on lakes in 10 to 16 feet of water hold plenty of nice Bluegill and Redear. Make sure your tackle is right for sunfish. I use a Shakespeare 5" Ugly Stick Combo. Academy has them for sell at $40.00. You can find them on sale for about $30.00 during certain times of the year. I use six pound test line and either size 6 or 8 hooks. I really am loving the size 8 hooks. I use small split shots and fish right off the bottom. If I am fishing docks I flip my worm close to the dock slips as possible. Bank fishing, I am moving around a lot and some of the places I fish the bank can be an adventure all by it's self. I do have several locations where the access is easy to get to the water and you can catch plenty of nice fish. City and county parks, that have ponds and lakes, storm water holding ponds, and State Parks that have fishing will be good places to look into as for easy access to water. A lot of State parks also have public docks. Also getting a guide is a great idea. I do not know any guides that fish for Bluegill( there are plenty of crappie guides) but I do know guides that will try to find Bluegill if the customer request it. Use Google to research water bodies that will meet your needs, Keep it simple and relax and enjoy the great outdoors.
Side Note: Some very good anglers post here often. Some may want to add to what I have said. Looking forward to reading more of your post and hopefully some fishing reports from your area as well.