I was thinking about it as well, as we have a couple of barns that would be ideal for collecting the suns rays. Was looking for an 8kW setup and after all was said and done, having Tesla come out, set it up along with two Tesla batteries for black outs was probably the cheapest way to go and I wouldn't have to touch a thing. Complete turn key and I'm getting to that age where, that doesn't bother me to much. I hear the incentive from the almighty Gov are going to be reduced at the end of the year too. Just hear say, if anyone can clear that up that would be awesome. More than anything, I just want back up power for when the power goes out and if my parents have some kind of life saving apparatus , it will be powered.
Side note, we're on a Co-Op power grid and so far, our highest electric bill has been a flat $100. So it would take a LONG time to recoup our savings. If I get rid of the water heaters in here eating up all the electric, I bet the monthly would be $30 in the lighter months. But I haven't fired up my shop yet either.
If the power goes out in a storm you usually don't the sun to power your house.
That's what the Tesla Power Wall batteries would be for. It could run essentials like well pump and HVAC for 2-3 days with the set up I had drawn up on their website. I also have a duel fuel generator and a 500 gal propane tank for emergencies. Unless a tornado of the F5 variety comes and completely wipes us off the face of the planet, I'm feeling pretty confident in survival of a storm. But...
Back to the OP question. How cost prohibitive is all of the solar? If the cost were not an issue, I would put up a ground based solar array and feed back into the grid that more than likely will be a Co-Op generated system. Will use this house as an example, based on Tesla solar estimate. I'm only referring back to Tesla as I have zero desire to climb back on roofs and do the work getting things wired and run around a sub panel and back feeds etc. etc. I just like their turn key operation, has nothing to do with the company itself.
2300 Sq Ft. house.
Avg. electric from the Co-Op is $80/month.
8.20 kW system with 2 Power Wall Batteries (damn they are expensive) = $33,400 cash price.
Federal Tax Credits $8684
For a grand total of $24,716.
So $25K / $80 month = 26 years to break even, give or take. And that's IF the equipment never breaks or has problems like the plastic being dirty/yellowing and reducing efficiency or as Hop mentioned, hail storms. Which brings up another question...
If you install a solar system, whether ground or roof mounted, how much of that is covered by insurance and if roof mounted, do you get a roof/hail discount for the solar panels taking the hail vs your roof?