Retirement Account

Things are looking great. It's got to slow or fall soon?????



What says the OT investment gurus?

Holy [censored], what do you have it all in, Bitcoin?

Same handfull of mutual funds our 401K offers. Haven't moved anything in over 25 years. I just let it ride.

It just shows how overpriced the market is due to billions in stimulus, not many fundamental involved.

My S&P 500 mutual fund had over 50% for the previous 12 months.

Your fixing to see the one of the largest 2 to 3 year booms you have ever seen in your life.

You've got to know when to hold 'em
Know when to fold 'em
Know when to walk away
And know when to run

don't be "that" guy talking about what he HAD in his account(s)

Mine's at 55.28% - if only....

That's exactly why I'm nervous.

I keep mine pretty safe. Getting I’ve 18%. I hope it holds .

Do your research, pick a number you are happy with and then adjust to protect your profits while still maximizing your "safer" earning opportunities.

Investing is still a huge risk even in a bullish market (or covidish market) as we are in now. Especially if you are anywhere close to retiring.

The market likes stability which is slowly returning. Of course there will be some bumps along the way, but I agree it is poised to do well over the long stretch. I'm staying with my moderate risk 60/40 portfolio at the age of 75.

I've taken enough out of mine that I am making money now just off the capital gains. All easy money now, so if there is a crash, I have lost nothing of my own.

WOW, the numbers I'm reading here are fabulous. Mine is way more conservative. I'm no expert, mainly follow the advice I'm given but if I had more Years to risk I would be asking why I'm not a part of this?
Congratulations for all of you in the 50% + range. You be smokin!

The returns being mentioned are mostly due to the market being way down on March 31 last year - and the market steadily increasing ever since.

JR

I think it’s awesome but BillyVanWard would probably consider that weak. His return rates have eclipsed that for decades. He picks nothing but winners.

I have that return as well but everyone has to understand how deep that hole was we just came out of. I’m just thankful I had the courage to stick it out. I’m trying to take it slow for now meaning if something happens to start a decline I’m bailing out. For now it looks semi safe.... I hope...

Yes and no. Even with the dip last year, the trend has been up for awhile. Just like after the 2007/2008 collapse. There is always a nice rebound, but it's the trend that matters for long term, like Retirement Accounts. Mine is only up 53% for the past 52 weeks, but is up 157% for the past 5 years.

Quit trying to time things, if you buy today you will pay less taxes tomorrow. If we lose 10% a day for the next month, you are buying new shares at a discount. The secret is to keep buying and never sell.


VTI and chill.

VTI is where all my early retirement money is.

Actually Yes and Yes - did you not read the last part where i said the market has steadily risen since last March??

Mine is only at 53.5% for the last 12 months.

Trumps Economey lol Biden waffle stomped it too.

My 1-YR is 69% in one account and 71% in another.

Right, it's all about frame of reference. If you stretch it out to 18 months, the numbers are much lower. Or if you take the last 4 months since the market hasn't done a ton since January. But everything shot up from April to December of last year...only because it dropped like a rock in March.

With a rate of return like that I would be extremely nervous waiting for the fall. It's like an oil boom. There will be a bust.

I would be curious to see how low the Covid dip took those accounts that are showing a 50% + rate of return. I'm thinking they got hit pretty hard early last year. My retirement showed a 35% rate of return for the last 12 months, but almost all of it was during the 3rd and 4th quarters of 2020. For the last 3 months the rate is 2.36%.