So... Who is a roofing contractor on TFF

We live in North Carrollton, and got hit by the hail last week.
The roofing companies have been wearing us out ever since.
Would rather do business with someone on the forum, that others on here have used and can vouch for.
If you don't want to post up a reply, feel free to PM me.
Thanks!

the guy you want cant come to the internet right now

Go to THF. Find droptine. I vouch for him.

Butch did a great job for me a few years back.

+1 - Butch did a great job for me as well.

I haven't gotten my magnetic truck sign yet or I'd be all over this!

BUTCH!!!!!!!!!!!!!!

Hell I�ll do it for a case a beer

Butch did such a great job on my house, I paid him my deductible and bought him a Big Green Egg.

LOL

we can do it
if you are not in a hurry
please don't hire those door knockers

thanks Men

I patched my roof after the last blow up and it passed two inspections. Pay me in beer, and I will gladly hammer random colored shingles on your house. The trick is the glue. If you use clear Lexel, you can�t see the imperfections. There is nothing more satisfying than scooting on a roof gluing down flappies. Rubber shoes, commonly called crocks are the bomb on a roof as well.

see somebody gets it

I can help you out and be trusted. most of the mods know me and JP knows where I live.

J.P. knows where all of us live.

I don't think he ever did any time. Last I knew he was getting probation. So he's probably out there somewhere hustling people.

So do all the neighborhood Boy Scouts

Droptine did my roof in Oak Point.

If you can, sell your house and buy a new one. You don't want to go through the living hell of roofing a house. There is no quality control, some shingles get 4 nails, some get maybe 2. I will say a prayer for you.

Just a note to say Thank You to all who responded publicly and by PM...
There are some very good and trustworthy individuals on this forum.
I suggest you give them a chance at your business.

So you�re paying your deductible right? Those of us that didn�t got blasted by the reputable roofers of the TFF

As should all!!

For some reason I have this mental image of someone with one arm around my shoulder and the other on my wallet.

FYI insurance is a contract stating for a premium covered losses will be paid by insurance companions minus the insurers costs which is their premiums and deductible. No lie many don�t pay deductibles but not paying deductible and contractor submitting invoice for full amount of claim like ded was paid is complete fraud and 100% against what insurance is intended to do.

What I don�t understand is you saying a contractor submitted an invoice and somehow committed fraud.

I just went thru this. Got my fiirst check and had mortgage company endorse it. I put it in the bank. Job was done and I notified adjuster it was finished. Adjuster paid me the 2nd check made out to me and mortgage company. I had mtg company endorse it and deposited it in my bank account. I wrote the roofer a check for an agreed amount. No one submitted any invoices. The adjuster determined the scope of work and what the claim value was.

I understand you work for an insurance company. When I sold cars I told people the MSRP was what the manufacturer determined the car was worth. This is no different in my mind. Both statements are designed to get someone to pay more than they have to.

Let me explain it a different way. If you go in for surgery and a Dr agrees to do the work for what the insurance company pays, is that fraud? Heck no...in both instances the insurance company determined what to pay.

Bottom line is an adjuster writes an estimate for what it should take to make customer whole. Part of insurance agreement is that customer pays deductible. If an invoice is submitted stating the entire estimated amount was needed to complete the work yet contractor doesn�t collect deductible that is fraud plain and simple. Insurance companies owe for reasonable cost to make you whole and have a tool to help determine that cost that is more than plentiful for contractors. Submitting an invoice for entire amount of a claim yet claim yet not collecting a deductible is against signed contract and drives insurance premiums up. Plain and simple fact!

You have been drinking too much kool aid from your training classes. If you subtract my deductible from what you pay me, whether I add that back to what I pay someone or keep it in my pocket has zero bearing on insurance costs. You�re the one who determined the value of the job and subtracted the deductible.

Obviously we aren�t going to change any ones mind here

And again.... you�re going on with the submitting an invoice stuff.

My previous roof when I was in Irving, Insurance came out and wrote me a check.

I fixed the house a few years later before I sold it.

I didn't go through all this BS of deductibles, etc that everyone on here talks about

in most cases, you have to show an executed contract or a final invoice to recieve your RCV check. So do you turn in a document with the deductible subtracted?

thats how it should be
depends on your policy though on wether you get 1 check, or 2

Just trying to understand the issue from both sides in case.

* Hail damages roof.
* Claims adjuster comes out and determines how much it will cost to replace (let's say $10,000).
* Insurance company mails me a check for $9,000 because I have a deductible of $1,000.
* I call Hail Heros and they tell me they will do all the work plus will throw in a few extra things for $9,000.
* I pay $9,000 for the work when it is completed and accepted by me.

Where is the fraud? To me, the roofer is giving a discount to get the work over some other company and is on him if he wants to take the job at the agreed upon price of $9,000. I did pay a deductible in essence because the insurance kept a thousand dollars that I could have used to buy beer and sat out on the lawn watching them roof my house while I got drunk.

What am I missing?

If you have a policy that allows that, thats great.
Most in Texas are RCV policies, Texas Homeowners Policy B.
You recieve part of the settlement up front & the rest when the job is completed.
At that point you send in an invoice or receipt to show the project is complete.
Usually the fraud occurs at this point.
The policy is a contract, signed by the homeowner.

fraud probably occurs %95 of the time, in residential storm work

That�s to funny...