I’ll play: I have a 2013 Ranger 521, Merc 250 and most of the goodies. Bought only a few months used in 2013 for $48,000. Insured by Bob Luellen w/Worldwide Marine for the contracted price of $48,000. Meaning in the case of a total loss they pay $48,000. Don’t remember the liability, bodily injury, liability and personal content(tackle...) but they are all high amounts and the trailer is separate from the $48,000 boat value. Very good coverage. I pay $600/yr for this policy. State Farm who has all our vehicles, RV, house... wanted $1200/yr for the same policy(many years ago) and in the rare event of a total loss they only pay a depreciated value. Drives me crazy with insurance companies when (even if rates remain unchanged) your premiums do not go down when the value of your boat, car....depreciated.
https://www.worldwidemarineins.com/