Direct sun does not bother my dog why would it bother fish who don’t have direct sun but refracted light? There just predators concealing themselves, why so critical? Chill out!
Uh, yikes!
1) How do you know direct sun doesn't bother your dog? Ya ever asked him? We exist and accomplish things in direct sun. That in no way means we are not bothered by it. Canine eyes are very sensitive, actually.
2) Fish are not dogs. And, dogs are not fish.
3) Light being refracted does not necessarily render it unbothersome.
4) Where just predators?
5) Claim that dogs ain't got no dang eyelids (or paws, lungs, or naughty bits) and people are gonna give ya a hard time. Ya just can't spout off something that hurtin' and then whine when you're called out. Stop it. It makes you look like a sissy.
6) There is usually not a need for someone offering rightful, astonished criticism to chill out.
As for the OP, 20 acres is a pretty decent sized little lake - close to 900K sq. ft....15 football fields - and it's unlikely to be as uniform as you fancy. A jon boat, trolling motor, and depth finder would likely offer some enlightenment. A systematic approach to the problem, including careful finesse lure presentations during solunar major periods mid-day, should eventually do something. If a rather robust 4x4 and a shallow draft aluminum boat with a good depth finder is suitable for your situation, I wouldn't mind taking ya out and doing a survey - I like tackling problems.
That said, I've simply seen fish go on great bites one day, then shut off for several days. Heck, come to think of it, it's kindasorta the story of my life.