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Re: Auto insurance rate increase [Re: tmd11111] #14457864 08/24/22 12:45 PM
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What a racket

Re: Auto insurance rate increase [Re: grout-scout] #14457881 08/24/22 01:02 PM
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Originally Posted by grout-scout
We had Farm Bureau and their prices went insane, this was about 2 months ago. Changed to Travelers and it was almost half as much, with the same coverage.



Must be a location thing. We have been with Farm Bureau for over 20 years and we had no increases.

Re: Auto insurance rate increase [Re: tmd11111] #14457883 08/24/22 01:06 PM
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oldjer Online Content
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I just switched to Progressive from Hartford and saved $300.00 a year. Car only.

Re: Auto insurance rate increase [Re: tmd11111] #14457886 08/24/22 01:09 PM
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I just switched to Progressive from Hartford and saved $300.00 a year. Car only.

Re: Auto insurance rate increase [Re: tmd11111] #14457889 08/24/22 01:13 PM
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How could the cost of insurance not go up when the replacement cost of vehicles has dramatically increased and cost of parts have also increased?

Re: Auto insurance rate increase [Re: tmd11111] #14457891 08/24/22 01:15 PM
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Someone in another thread was extolling the value of lawyers…..😆thank them for the increase, those payouts have to come from somewhere. A lot of it is insurance invests reserves in equities and they have not done well.

Re: Auto insurance rate increase [Re: AirForceAngler] #14457898 08/24/22 01:21 PM
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Originally Posted by AirForceAngler
The sadly ironic part is that you can blame a lot of that increase on having to carry uninsured motorist coverage.


You are correct.

La mayoría de los ilegales no tienen seguridad. And the numbers of illegals has skyrocketed with Open Borders. 2 million + estimated and rising.


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Re: Auto insurance rate increase [Re: Stump jumper] #14457904 08/24/22 01:33 PM
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Originally Posted by Stump jumper
Originally Posted by gander
I have not seen an increase with State Farm.

You are fortunate. State Farm raised my home insurance 15 years ago by 35% with no claims. I switched and the savings covered my truck. Their rate 15 years ago is what I pay today.
I have shopped every year for over the last 15 years around renewal time and have not been able to beat the prices. Maybe because I have been with same agent for 30 years IDK. Same agent for autos, home, motorcycle and boat when I had one.

Re: Auto insurance rate increase [Re: Mark Perry] #14457905 08/24/22 01:34 PM
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Originally Posted by Mark Perry
Originally Posted by grout-scout
We had Farm Bureau and their prices went insane, this was about 2 months ago. Changed to Travelers and it was almost half as much, with the same coverage.



Must be a location thing. We have been with Farm Bureau for over 20 years and we had no increases.



Could be, the lady told my wife that they have had a lot of claims and had to adjust their prices. We had some hail storms down here, but I think the whole state has.

Re: Auto insurance rate increase [Re: oldjer] #14457972 08/24/22 02:35 PM
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Originally Posted by oldjer
I just switched to Progressive from Hartford and saved $300.00 a year. Car only.


Originally Posted by oldjer
I just switched to Progressive from Hartford and saved $300.00 a year. Car only.


Do you have two cars?


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Re: Auto insurance rate increase [Re: tmd11111] #14457993 08/24/22 02:48 PM
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We had a huge increase w/ Geico too. Called a new agent in Kingsland and she quoted me twice the coverage through Germania for almost $600/yr less than what the gecko was fixin to rape us for! I am guessing that judge forcing Geico to pay out $3+ million to that gal that caught an STD while having sex in some dood's car might have something to do with it?


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Re: Auto insurance rate increase [Re: tmd11111] #14458034 08/24/22 03:24 PM
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It still holds true that most insurance companies slowly raise customers rates over the years to the point that they get enough from your payments to subsidize and entice "new customers". New customers often pay much less for the same coverage. Even USAA did this to me after a year or so of low premiums.

That is why, when you shop around you get "Real Good" rates to switch. It is a disgusting practice and should be outlawed. You would think being a good, loyal, honest customer that doesn't file a claim for every little thing, would get a break, but THAT is NOT the case. Money, is a hit.


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Re: Auto insurance rate increase [Re: tmd11111] #14458297 08/24/22 06:30 PM
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Texas Farm Bureau. Two vehicles, one driver. Got a renewal yesterday. Dropped from $912 for six months to $715. 22% reduction


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Re: Auto insurance rate increase [Re: Bob Davis] #14458774 08/25/22 03:26 AM
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Originally Posted by Bob Davis
It still holds true that most insurance companies slowly raise customers rates over the years to the point that they get enough from your payments to subsidize and entice "new customers". New customers often pay much less for the same coverage. Even USAA did this to me after a year or so of low premiums.

That is why, when you shop around you get "Real Good" rates to switch. It is a disgusting practice and should be outlawed. You would think being a good, loyal, honest customer that doesn't file a claim for every little thing, would get a break, but THAT is NOT the case. Money, is a hit.

I agree. It is the same with internet, cable, and satellite companies. I call once a year and renegotiate. When i call i ask the CSR why they value new customers more then retaining existing ones. Of course Joe in India has no answer for that one. Safeco has special rates for customers that renew with them. My agent said AllState has good new customer rates but they will jack them up quickly.


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Re: Auto insurance rate increase [Re: tmd11111] #14458778 08/25/22 03:42 AM
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It's the value of vehicles that is driving the price of insurance up. When you can sell a 5 year old F250 for 10K more than you paid for it, what do you think it will do to the valuation at collision time? Their costs translate to our costs.

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