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Farmers Insurance #14435008 07/30/22 09:27 PM
Joined: Jun 2017
Posts: 105
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Gray_Ghost9 Offline OP
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Joined: Jun 2017
Posts: 105
I am shopping for new boat insurance for a Nauticstar 195 XTS, what experience has anyone had with the carriers below?


Farmers
WorldWide
Allstate

Re: Farmers Insurance [Re: Gray_Ghost9] #14436529 08/01/22 05:38 PM
Joined: Mar 2012
Posts: 1,693
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4Weight Offline
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I get my boat insurance through my Farmer's agent. They contract with Foremost. The rates seem more than fair to me.


Aztec Anglers San Juan River Guide Service
www.aztecanglers.com
Re: Farmers Insurance [Re: Gray_Ghost9] #14479675 09/16/22 06:17 PM
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forkduc Online Content
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Add Goosehead, Ryan McCoy to your lit.
He’s local and represents many companies.

Re: Farmers Insurance [Re: Gray_Ghost9] #14480916 09/18/22 01:44 PM
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RedRanger Online Content
burro desagradable
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burro desagradable
Joined: Aug 2003
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Farmers suxs overall

Re: Farmers Insurance [Re: Gray_Ghost9] #14719278 05/13/23 02:15 PM
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whybass Offline
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farmers just went up 500.00 on my truck and rv and i have never had a claim. so now i am shopping for new coverage

Re: Farmers Insurance [Re: Gray_Ghost9] #14735996 05/31/23 07:25 PM
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Allen Bass Fisher Online Content
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I've used WorldWide for many years. In 2018 I hit a stump on Welsh. Needed a new hull and they paid out fine. Only thing I did not like, they would not pay to replace my engine mounts. Said they were a maintenance item. Sure, maintenance from hitting a tree.

Re: Farmers Insurance [Re: whybass] #14736007 05/31/23 07:30 PM
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Allen Bass Fisher Online Content
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whybass, have you have a hail or windshield claim? That's what happened to us, my wife had a hail claim, and a turkey vulture smashed her windshield. Two in one year so we got hit bad with a increase this year. I looked around to find other carries but with two nicks on our record, we are stuck with Farmers.

Re: Farmers Insurance [Re: Gray_Ghost9] #14809744 08/13/23 04:01 PM
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Paparon Offline
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No experience with those listed. I have homeowners, vehicle and boat with State Farm.

Re: Farmers Insurance [Re: Paparon] #14820840 08/23/23 08:46 PM
Joined: Oct 2020
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BoRick Offline
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BIA - Boater's Insurance Agency
They aren't the cheapest, but the coverage is awesome. You're paying in to full coverage, so X number of years in total boat replacement is covered at the price you paid for the boat or current market value (if greater). They cover towing and even tournament fees lost due to boat incident on day of.

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