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Bass Boat Insurance #14409002 06/30/22 07:06 PM
Joined: Sep 2019
Posts: 58
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EagleFish Offline OP
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Joined: Sep 2019
Posts: 58
Who's everyone using for Boat Insurance. My rates are going up $150.00 a year. With no claims at all.

Moritz Chevrolet - 9101 Camp Bowie W Blvd, Fort Worth, TX - Monte Coon (817) 696-2003
Re: Bass Boat Insurance [Re: EagleFish] #14409012 06/30/22 07:20 PM
Joined: Oct 2020
Posts: 186
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Skeeter John Offline
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Joined: Oct 2020
Posts: 186
I had Progressive and State Farm in the past. Switching back to State Farm as my rates with Progressive went up. I have a fishing buddy that is a State Farm agent I can put you in touch with if you want a quote.

Re: Bass Boat Insurance [Re: Skeeter John] #14409014 06/30/22 07:22 PM
Joined: Sep 2019
Posts: 58
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EagleFish Offline OP
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Joined: Sep 2019
Posts: 58
Yes, I would like to get him to quote mine.

Re: Bass Boat Insurance [Re: EagleFish] #14409018 06/30/22 07:25 PM
Joined: Oct 2006
Posts: 6,570
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Hook'em79 Offline
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Joined: Oct 2006
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This is who I use, pay $621 for the year.

Sandra Ellis

First Marine Underwriters

1-800-985-3679 Ext 16

1-573-348-2743 Local

sellis@fmuagency.com


God, Family, Friends
www.sterlingtractor.com

Re: Bass Boat Insurance [Re: EagleFish] #14409048 06/30/22 07:48 PM
Joined: Sep 2008
Posts: 1,624
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fishnfireman Offline
Extreme Angler
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Joined: Sep 2008
Posts: 1,624
BIA -- Boaters insurance of America.
Got dropped by State Farm after a claim on my last boat.. BIA insured it no problem for less. Got the yearly bill last week and noticed it had doubled in the last two years so I called. Agent said that co. for what ever reason was going up big time. Thirty minutes later she call back and had me with a new underwriter... Went from almost 1000.00 to 585.00

Re: Bass Boat Insurance [Re: EagleFish] #14409055 06/30/22 07:58 PM
Joined: Feb 2006
Posts: 904
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kirbydog Offline
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Posts: 904
Best rate I could find was with Progressive. Never have had a claim so can't speak about how they handle a claim.

Re: Bass Boat Insurance [Re: EagleFish] #14409056 06/30/22 07:58 PM
Joined: Aug 2003
Posts: 7,976
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Ranger1 Offline
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Bob with Worldwide Marine been with them for 25+ years

Re: Bass Boat Insurance [Re: EagleFish] #14409097 06/30/22 08:38 PM
Joined: Sep 2020
Posts: 43
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Rey Basser Offline
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Posts: 43
My rate when down, I have Progressive through USAA.


Just an IT guy with a fishing addiction.
Re: Bass Boat Insurance [Re: EagleFish] #14409127 06/30/22 09:06 PM
Joined: Nov 2002
Posts: 4,887
BMCD Offline
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Posts: 4,887
I switch every year, geico and progressive, and a few others in the mix.

Re: Bass Boat Insurance [Re: EagleFish] #14409191 06/30/22 10:02 PM
Joined: Oct 2014
Posts: 2,145
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Vogey Online Content
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Joined: Oct 2014
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There is a section here on the Forum that talks about boat insurance ...I think it's titled boat insurance 101...just go to the front page & scroll down...

Re: Bass Boat Insurance [Re: EagleFish] #14410233 07/02/22 08:26 AM
Joined: Mar 2010
Posts: 105
davisxx Offline
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Posts: 105
What Ins. companies offer "agreed" value policies? State Farm does not.... Also, what type of coverage is one getting for $500 to $600 a year? $300,000 in liability, $10K in personal property damage, etc... I just received a quote on my 2023 boat and it is $1600 a year with a $250 deductible....

Last edited by davisxx; 07/02/22 08:32 AM.
Re: Bass Boat Insurance [Re: EagleFish] #14410234 07/02/22 09:07 AM
Joined: Apr 2017
Posts: 8,534
tmd11111 Online Content
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Posts: 8,534
I use Foremost through Farmers, been using them for years with both my motorcycles when I had them and my boats. Just got my renewal and its $625 so no increase this year. Never had a claim on my boat policies but did once on one of my Harleys and it didn't affect my rates.

Re: Bass Boat Insurance [Re: EagleFish] #14410272 07/02/22 11:38 AM
Joined: Mar 2002
Posts: 858
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prosise Offline
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Joined: Mar 2002
Posts: 858
State farm no BS. Note: keep receipts of electronics. I had to bring my boat by my agent for a quick eyeball. Being that my boat is old, the value is pretty low based on blue book numbers. But replacing the boat would not be cheap. Talk to an agent and explain what you have as far as equipment (rods/reels), (electronics/trolling motor), and any accessories. Just my electronics alone are worth more than my 1989 boat. You get what you pay for.

Re: Bass Boat Insurance [Re: EagleFish] #14410340 07/02/22 01:29 PM
Joined: Dec 2005
Posts: 3,298
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ogles824 (aka Lakewaydr50) Offline
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Joined: Dec 2005
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I use Travelers/Goosehead,Ryan McCoy. Somewhere in the range of $850 a year. Comprehesive, liability, some level of warranty, and tournament level insurance on a 2012 Skeeter ZX200. I have everything else insured through State Farm but they couldn't beat what Ryan offered me.

Last edited by ogles824 (aka Lakewaydr50); 07/02/22 01:30 PM.

Isaiah 40:31 "but those who hope in the Lord will renew their strength. They will soar on wings like eagles, they will run and not grow weary, they will walk and not be faint.
On these Pro Staffs: McDonald's, Wendy's, Burger King, Chicken Express, Chick-Fil-A, and Dairy Queen.
Re: Bass Boat Insurance [Re: ogles824 (aka Lakewaydr50)] #14410345 07/02/22 01:40 PM
Joined: Jun 2012
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Douglas J Online Content
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Originally Posted by ogles824 (aka Lakewaydr50)
I use Travelers/Goosehead,Ryan McCoy. Somewhere in the range of $850 a year. Comprehesive, liability, some level of warranty, and tournament level insurance on a 2012 Skeeter ZX200. I have everything else insured through State Farm but they couldn't beat what Ryan offered me.



Been using Ryan for a few years now, good product and great CS!


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