texasfishingforum.com logo
Main Menu
Advertisement
Affiliates
Advertisement
Newest Members
Daniel lee83, zooey026, allhandsondeck, thediscochef, rcpalaska
115869 Registered Users
Top Posters(All Time)
TexDawg 104,068
hopalong 99,303
Pilothawk 81,173
John175☮ 79,876
Bigbob_FTW 75,739
JDavis7873 67,408
Derek 🐝 66,946
Mark Perry 63,768
Forum Statistics
Forums61
Topics1,155,701
Posts15,800,193
Members140,869
Most Online36,273
Jan 23rd, 2013
Print Thread
Insurance Input Sought from Full-time TFF Guides #14093033 08/12/21 09:27 PM
Joined: Dec 2007
Posts: 510
Holding The Line Online Content OP
Pro Angler
OP Online Content
Pro Angler
Joined: Dec 2007
Posts: 510
Sending this out to my fellow full-time professional fishing guides. That necessary evil of my boat insurance policy is coming up for renewal soon. I'd really like to "shop" this, as it seems less and less coverage costs more and more every year.

If you have any recommendations, I'd would appreciate you letting me know about it. Just a business (or agent) name and phone number is all I ask.

Thank you, fellows!


[Linked Image]
Bob Maindelle, 254-368-7411
Holding The Line Guide Service
Bob@HoldingTheLineGuideService.com
Stillhouse & Belton
Ask About Trips for Kids


Wet Rooster Jigs Fishing Super Store
Re: Insurance Input Sought from Full-time TFF Guides [Re: Holding The Line] #14093104 08/12/21 10:38 PM
Joined: Jun 2011
Posts: 4,720
B
BrandoA Online Content
TFF Team Angler
Online Content
TFF Team Angler
B
Joined: Jun 2011
Posts: 4,720
Sea Horse is who I use even though I don’t guide any longer. Always no hassle on claims

Re: Insurance Input Sought from Full-time TFF Guides [Re: Holding The Line] #14093335 08/13/21 02:06 AM
Joined: Jan 2011
Posts: 1,572
B
Bassthumb: Phill's Guide Svc Offline
Extreme Angler
Offline
Extreme Angler
B
Joined: Jan 2011
Posts: 1,572
I’m pretty happy with Geico so far. One claim that was relatively easy because it was just parts.


Phill's Guide Service - Lake Lewisville and Lake Ray Roberts
817-201-4144
https://phillsguideservice.com/
Like us on Facebook!
[Linked Image]
Re: Insurance Input Sought from Full-time TFF Guides [Re: Holding The Line] #14093567 08/13/21 11:59 AM
Joined: Jan 2018
Posts: 1,860
Notaguide Online Content
Extreme Angler
Online Content
Extreme Angler
Joined: Jan 2018
Posts: 1,860
Sorry I can’t help roflmao

Re: Insurance Input Sought from Full-time TFF Guides [Re: Holding The Line] #14093881 08/13/21 03:51 PM
Joined: Sep 2016
Posts: 385
J
JWC Nauticstar Offline
Angler
Offline
Angler
J
Joined: Sep 2016
Posts: 385
Worldwide Marine Underwriters, Inc.
Bob Luellen
www.worldwidemarineins.com
15200 S. Wright Road � Suite 4
Grand Ledge, Michigan 48837
Phone: 800-339-1235 or 517-627-8080
Fax: 517-627-3355

Re: Insurance Input Sought from Full-time TFF Guides [Re: JWC Nauticstar] #14094259 08/13/21 08:27 PM
Joined: Dec 2001
Posts: 2,999
Gone Fishin' Offline
Extreme Angler
Offline
Extreme Angler
Joined: Dec 2001
Posts: 2,999
Bob,

I went thru Texas Worldwide Insurance Agency 281-449-1422 and they set me up with the following:

Insurance Provided by Gallagher Charter Lakes/Great American Insurance Company 800 879-2248

I've been satisfied the couple of times over the years when I filed a claim for repairs on a Motor. Never had to use the Medical part of the Insurance.

You would be surprised at how many Guides don't carry Insurance because of the high cost. It is expensive but it's a whole lot more expensive to be sued or end up in Court. hammer

Good Luck!
Royce & Adam


Thanks,
Royce & Adam Simmons
Gone Fishin' Guide Service
www.gonefishin.biz

[Linked Image]
Re: Insurance Input Sought from Full-time TFF Guides [Re: Holding The Line] #14094264 08/13/21 08:32 PM
Joined: Nov 2007
Posts: 15,366
F
fishin'aholic2 Offline
TFF Guru
Offline
TFF Guru
F
Joined: Nov 2007
Posts: 15,366
I am looking to start guiding part time next month. What roughly does full coverage run you a month? I 100% plan to be insured and would love some kind of policy that handles motor/boat issues as well.

Re: Insurance Input Sought from Full-time TFF Guides [Re: fishin'aholic2] #14094280 08/13/21 08:49 PM
Joined: Dec 2001
Posts: 2,999
Gone Fishin' Offline
Extreme Angler
Offline
Extreme Angler
Joined: Dec 2001
Posts: 2,999
Regular Insurance Companies (Farmers, Allstate, State Farm, etc.) will not insure a Professional Guide. They will insure Boats/Motors for anyone who is not Guiding.

Insurance Cost for Outfitters, Guides, etc. is just like regular insurance as it depends on the amount of coverage you want to purchase, age of the boats you operate, deductible amount, etc.

We operate three Center Console Boats that are older, both 2 Stroke and 4 Stroke Motors, lots of Electronics and Equipment and maintain a Million $ Liability/Medical coverage. I try and keep the cost below $3000 annually by adjusting values on the stuff we have and shopping the insurance around. It's expensive and not very competitive.

Good Luck and I recommend you carry insurance as it just takes one incident/accident and you can be sued for every penny you have.

Royce & Adam


Thanks,
Royce & Adam Simmons
Gone Fishin' Guide Service
www.gonefishin.biz

[Linked Image]
Previous Thread
Index
Next Thread

© 1998-2021 OUTDOOR SITES NETWORK all rights reserved USA and Worldwide
Powered by UBB.threads™ PHP Forum Software 7.7.3