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Boat Insurance #13910838 03/04/21 07:00 PM
Joined: Jan 2020
Posts: 41
East2321 Offline OP
Outdoorsman
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Joined: Jan 2020
Posts: 41
Any Recommendations for boat insurance? What are y’all seeing as an average per year?

Moritz Chevrolet - 9101 Camp Bowie W Blvd, Fort Worth, TX - Monte Coon (817) 696-2003
Re: Boat Insurance [Re: East2321] #13910843 03/04/21 07:04 PM
Joined: Aug 2003
Posts: 7,483
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Ranger1 Offline
TFF Celebrity
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Joined: Aug 2003
Posts: 7,483
Around 460 a year thru Bob @ Worldwide Marine

Re: Boat Insurance [Re: East2321] #13910856 03/04/21 07:16 PM
Joined: Apr 2009
Posts: 474
J
june-bug Offline
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Posts: 474
I'm paying around $460.00 also with Progressive. Been with them for years. About a month ago I hit a submerged object and broke drive shaft, bent prop shaft and prop. It was the first claim I ever made and they were prompt, courteous, and completely hassle free. Paid my $500.00 deductible and was back on the water within 3 weeks with a new lower unit.

Re: Boat Insurance [Re: East2321] #13910888 03/04/21 07:41 PM
Joined: Dec 2019
Posts: 31
R
Ryan S Offline
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Joined: Dec 2019
Posts: 31
96 Champion - $274 per year - Ski Safe
02 Pontoon -$217 per year
$500 deductible

Have had them on both boats for a long time

Just repaired fiberglass ($2900) on the bass boat
Have never filed a claim on the pontoon.

They treat me awfully well.


Ryan

Re: Boat Insurance [Re: East2321] #13910896 03/04/21 07:50 PM
Joined: Jul 2013
Posts: 5,009
B52 Online Content
TFF Celebrity
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Posts: 5,009
New 2021 with 250hp. I shopped a few places and recieved quotes from 800 to 900 per year.

Re: Boat Insurance [Re: Ryan S] #13910911 03/04/21 07:57 PM
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Posts: 11,545
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Douglas J Offline
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Originally Posted by Ryan S
96 Champion - $274 per year - Ski Safe
02 Pontoon -$217 per year
$500 deductible

Have had them on both boats for a long time

Just repaired fiberglass ($2900) on the bass boat
Have never filed a claim on the pontoon.

They treat me awfully well.



I bet they do, you pay in for years and years and have filled one $2900 claim. You're the perfect insurance customer


“Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety."

Benjamin Franklin
Re: Boat Insurance [Re: East2321] #13910926 03/04/21 08:05 PM
Joined: Nov 2008
Posts: 2,787
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Chris G Offline
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Joined: Nov 2008
Posts: 2,787
I have Progressive (through USAA) and it's $900 a year but I have maxed out coverage and minimized deductibles. I have never had to file a claim but have always heard the service is pretty good.


[Linked Image][Linked Image][Linked Image][Linked Image]
Re: Boat Insurance [Re: East2321] #13911608 03/05/21 09:24 AM
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Posts: 1,733
M
Mac Town Fuzz Offline
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Joined: May 2009
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I have progressive. its just under $500 a year.

Re: Boat Insurance [Re: East2321] #13911634 03/05/21 11:28 AM
Joined: Mar 2002
Posts: 301
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prosise Offline
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Joined: Mar 2002
Posts: 301
Added late model champion to my state farm insurance and it was cheap.

Re: Boat Insurance [Re: Douglas J] #13911755 03/05/21 01:38 PM
Joined: Dec 2019
Posts: 31
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Ryan S Offline
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R
Joined: Dec 2019
Posts: 31
Quick math - I have paid in roughly $4145 over 9 years.
They have paid out 2900.

Pretty cheap on my end considering I use my boats 200 times per year or so.

Maybe not but Ski Safe would be my recommendation regardless.


Ryan

Re: Boat Insurance [Re: East2321] #13911948 03/05/21 03:41 PM
Joined: Jul 2002
Posts: 3,397
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SNAKEBIT Offline
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Joined: Jul 2002
Posts: 3,397
just make sure you have an agreed value policy !!!!


I love the smell of 2 stroke in the morning !!!

Re: Boat Insurance [Re: East2321] #13912602 03/06/21 12:37 AM
Joined: Feb 2002
Posts: 2,527
T
Txduckhunter Offline
Extreme Angler
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T
Joined: Feb 2002
Posts: 2,527
Have progressive through Bob @ worldwide.
Would never have them on my auto but they are on point for boats, etc. Have had 2 claims and they were easy and quick.

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