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Jan 23rd, 2013
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 Looking for recommendations for who has the best interest rates at this time
#13674634
08/20/20 04:59 PM
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Joined: Jan 2009
Posts: 2,803
Ranger Z118
OP
Extreme Angler
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OP
Extreme Angler
Joined: Jan 2009
Posts: 2,803 |
Looking to buy a new or like new boat and was hoping to get some suggestions on who has the best rates.
Thank You
Brian
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 Re: Looking for recommendations for who has the best interest rates at this time
[Re: Ranger Z118]
#13674656
08/20/20 05:16 PM
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Joined: Jun 2012
Posts: 19,351
Douglas J
TFF Guru
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TFF Guru
Joined: Jun 2012
Posts: 19,351 |
2-6 year term I would bet a credit union is hard to beat.
full send ![[Linked Image]](https://texasfishingforum.com/forums/pics/userpics/2021/08/full-72311-108779-dd_lsu_eye.png)
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Ranger Z118]
#13674682
08/20/20 05:40 PM
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Joined: Mar 2006
Posts: 2,590
basscaster46
Extreme Angler
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Extreme Angler
Joined: Mar 2006
Posts: 2,590 |
Credit Union is a nonprofit so yeah there’s that
I got all day I’m retired
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Ranger Z118]
#13674784
08/20/20 07:42 PM
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Joined: Jan 2018
Posts: 2,561
Jeff From Iowa
Extreme Angler
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Extreme Angler
Joined: Jan 2018
Posts: 2,561 |
Refi your house if possible, record low rates right now.
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Jeff From Iowa]
#13674796
08/20/20 07:53 PM
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Joined: Dec 2007
Posts: 1,934
Walls
Extreme Angler
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Extreme Angler
Joined: Dec 2007
Posts: 1,934 |
Refi your house if possible, record low rates right now.
+1
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Douglas J]
#13674823
08/20/20 08:19 PM
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Joined: Dec 2015
Posts: 3,356
Finesse EMPEROR/ Dropshot King
TFF Team Angler
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TFF Team Angler
Joined: Dec 2015
Posts: 3,356 |
2-6 year term I would bet a credit union is hard to beat. this is the truth bought a new truck through a credit union a few weeks ago at 4% which I think is still a little high but on a 50k a truck I wasn't gonna say no lol
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Jeff From Iowa]
#13674854
08/20/20 08:39 PM
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Joined: May 2019
Posts: 5,729
avid_basser
TFF Celebrity
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TFF Celebrity
Joined: May 2019
Posts: 5,729 |
Refi your house if possible, record low rates right now.
I thought in TX you couldn't refi for cash back?
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: avid_basser]
#13674869
08/20/20 08:51 PM
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Joined: Oct 2006
Posts: 7,188
Hook'em79
TFF Celebrity
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TFF Celebrity
Joined: Oct 2006
Posts: 7,188 |
Refi your house if possible, record low rates right now.
I thought in TX you couldn't refi for cash back? Pretty sure you can, have a couple of buddies that have done it in the past. Rec Lending offered me 5.99% on a like new boat if that helps any.
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Ranger Z118]
#13674899
08/20/20 09:19 PM
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Joined: Jan 2015
Posts: 1,982
bassmanrudy
Extreme Angler
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Extreme Angler
Joined: Jan 2015
Posts: 1,982 |
https://themortgagereports.com/41538/texas-cash-out-refinance-new-laws-you-need-to-know#:~:text=A%20Texas%20cash-out%20refinance%20loan%20is%20also%20called%20a,cash%20paid%20out%20at%20closing. ![[Linked Image]](https://texasfishingforum.com/forums/pics/userpics/2020/08/full-94570-63984-screenshot_20200820_161900_chrome.jpg)
...
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Re: Looking for recommendations for who has the best interest rates at this time
[Re: Ranger Z118]
#13675117
08/21/20 01:12 AM
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Joined: Sep 2011
Posts: 4,918
Minner Bucket
TFF Team Angler
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TFF Team Angler
Joined: Sep 2011
Posts: 4,918 |
There’s a new.5% fee on all mortgage refinancing making it more expensive. My boat I went to a credit union and got 4% for 4 years. That was 2 years ago.
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