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Jan 23rd, 2013
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Brad Whatley gets hit by car #13671710 08/18/20 01:48 AM
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champRD Offline OP
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Brad Whatley gets hit by a driver that fell asleep but has to pay 15 to 20k because of Michigan no fault insurance law? Story is on wired 2fish.

Moritz Chevrolet - 9101 Camp Bowie W Blvd, Fort Worth, TX - Monte Coon (817) 696-2003
Re: Brad Whatley gets hit by car [Re: champRD] #13671716 08/18/20 01:59 AM
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Brent S Online Content
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popcorn


Brent Shimanek
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Re: Brad Whatley gets hit by car [Re: champRD] #13671742 08/18/20 02:23 AM
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I saw it on his FB page the other day. It put Toyota Tundra on it's side! OMG


2016 Ranger RT188 Charcoal Metallic Dual Console
2017 Yamaha 115 VMAX SHO (VF115LA) SS Prop
Minn Kota Ultrex i-Pilot Link 45" 80 lb.
Humminbird Helix 10 Mega SI BalZout Console
Humminbird Helix 10 Mega SI BBT Bow Mount
Trick Step

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Re: Brad Whatley gets hit by car [Re: champRD] #13671753 08/18/20 02:26 AM
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Lake Fork Guide Marc Mitchell Offline
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Re: Brad Whatley gets hit by car [Re: champRD] #13671754 08/18/20 02:27 AM
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Man those fails from the trail are tough.

Re: Brad Whatley gets hit by car [Re: champRD] #13671809 08/18/20 03:16 AM
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[Linked Image]
Re: Brad Whatley gets hit by car [Re: champRD] #13672106 08/18/20 01:40 PM
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Fish2Chill 1 Offline
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Good ole blue state for you.
Glad he is okay.

Re: Brad Whatley gets hit by car [Re: champRD] #13672136 08/18/20 02:05 PM
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Glad he is ok, glad I live in Texas! There should never be such a thing as "no fault". That's ridiculous. I saw Phoenix was helping him out. Very commendable!

Re: Brad Whatley gets hit by car [Re: Brent S] #13672140 08/18/20 02:09 PM
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Originally Posted by Brent S
popcorn

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peep

Re: Brad Whatley gets hit by car [Re: champRD] #13672379 08/18/20 04:46 PM
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Greg W Offline
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I agree no fault sucks if you can prove the other person did it. Some times it's really hard to prove (say red light runner) unless there is a witness as the other person just lies their [censored] off.

My question is why not have insurance for the accessories. I don't have a high end boat so maybe I don't understand. But I added insurance for my graphs, TM, and poles in case they were stolen. Can't he get extra insurance for this?

Re: Brad Whatley gets hit by car [Re: Fish2Chill 1] #13672801 08/18/20 10:53 PM
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Originally Posted by Fish2Chill 1
Good ole blue state for you.
Glad he is okay.


Yep Liberal idiots. Brain damaged people for sure.

Last edited by ezbassin; 08/18/20 10:55 PM.
Re: Brad Whatley gets hit by car [Re: Greg W] #13672959 08/19/20 12:49 AM
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Bobby Milam Online Content
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Originally Posted by Greg W
I agree no fault sucks if you can prove the other person did it. Some times it's really hard to prove (say red light runner) unless there is a witness as the other person just lies their [censored] off.

My question is why not have insurance for the accessories. I don't have a high end boat so maybe I don't understand. But I added insurance for my graphs, TM, and poles in case they were stolen. Can't he get extra insurance for this?


Sounds like it was the truck that had the insurance issues with a lift kit, wheels, topper, etc. Not sure why his policy would not cover atleast some of those things

Re: Brad Whatley gets hit by car [Re: Bobby Milam] #13673178 08/19/20 07:38 AM
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Originally Posted by Bobby Milam
Originally Posted by Greg W
I agree no fault sucks if you can prove the other person did it. Some times it's really hard to prove (say red light runner) unless there is a witness as the other person just lies their [censored] off.

My question is why not have insurance for the accessories. I don't have a high end boat so maybe I don't understand. But I added insurance for my graphs, TM, and poles in case they were stolen. Can't he get extra insurance for this?


Sounds like it was the truck that had the insurance issues with a lift kit, wheels, topper, etc. Not sure why his policy would not cover atleast some of those things


One could only assume he didn't include the value of those modifications when he got his quote and purchased his insurance policy

Re: Brad Whatley gets hit by car [Re: champRD] #13673309 08/19/20 12:36 PM
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nb champ Offline
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Generally speaking most auto policies require a separate endorsement for Custom Equipment. If one was in force in this case it may have coverage limits that don't address the total amount of loss. Haven't seen many standard policies that offer an $15-20K in coverage for Custom Equipment. You can usually get coverage (I.E.- Hagertys), the question is cost.

Re: Brad Whatley gets hit by car [Re: champRD] #13673608 08/19/20 05:40 PM
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I'm confused how he is coming out of pocket on this? If he has his insurance correct, he should be able to file uninsured motorist coverage on the truck and of course the normal collision claim on the boat, or possibly uninsured on that side as well?

It's a really itty situation either way, and that no fault law needs to be updated.

EDIT: Scratch that, I read up on the Bassmaster article and it seems he just didn't have the proper endorsements on his vehicle to cover the accessories.

Last edited by bbassfishes; 08/19/20 05:55 PM.
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