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Dec 30th, 2023
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 reclending or other?
#13660313
08/08/20 02:30 AM
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Joined: Jul 2010
Posts: 4,108
wh2004
OP
TFF Team Angler
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OP
TFF Team Angler
Joined: Jul 2010
Posts: 4,108 |
Recommendations on excellent lenders please.
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Re: reclending or other?
[Re: wh2004]
#13660317
08/08/20 02:34 AM
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Joined: Mar 2012
Posts: 11,008
BigDozer66
TFF Guru
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TFF Guru
Joined: Mar 2012
Posts: 11,008 |
Your local Credit Union? 
2016 Ranger RT188 Charcoal Metallic Dual Console 2017 Yamaha 115 VMAX SHO (VF115LA) SS Prop Minn Kota Ultrex i-Pilot Link 45" 80 lb. Humminbird Helix 10 Mega SI BalZout Console Humminbird Helix 10 Mega SI BBT Bow Mount Trick Step ![[Linked Image]](http://img.photobucket.com/albums/v373/BigDozer66/Boating/Ranger%20Boats%2050%20Years_zpsqe1kjywq.jpg)
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Re: reclending or other?
[Re: wh2004]
#13660360
08/08/20 03:29 AM
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Joined: Jul 2010
Posts: 4,108
wh2004
OP
TFF Team Angler
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OP
TFF Team Angler
Joined: Jul 2010
Posts: 4,108 |
Local credit union is EECU and for the term I want they only go as low as 8-9%. That's no bueno
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Re: reclending or other?
[Re: wh2004]
#13660497
08/08/20 01:04 PM
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Joined: May 2002
Posts: 5,033
leethefishking
TFF Celebrity
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TFF Celebrity
Joined: May 2002
Posts: 5,033 |
I used rec lending in 2018 and have zero complaints about the process or rates.
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Re: reclending or other?
[Re: wh2004]
#13660552
08/08/20 02:07 PM
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Joined: Jul 2014
Posts: 612
goodman1389
Pro Angler
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Pro Angler
Joined: Jul 2014
Posts: 612 |
Rec Lending, especially if your financing a used boat. I talked to 3 or 4 different credit unions and Rec Lending had better terms and rates than all of them. Very easy to work with.
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Re: reclending or other?
[Re: goodman1389]
#13660634
08/08/20 03:44 PM
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Joined: Apr 2018
Posts: 83
Bermise
Outdoorsman
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Outdoorsman
Joined: Apr 2018
Posts: 83 |
Rec Lending, especially if your financing a used boat. I talked to 3 or 4 different credit unions and Rec Lending had better terms and rates than all of them. Very easy to work with. I disagree, a local credit union will beat them almost any day. I received 4.5% on a used boat. Reclending could not get me approval at all. My debt to income ratio is under 10%. I was shocked
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Re: reclending or other?
[Re: wh2004]
#13660732
08/08/20 06:00 PM
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Joined: Jul 2010
Posts: 4,108
wh2004
OP
TFF Team Angler
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OP
TFF Team Angler
Joined: Jul 2010
Posts: 4,108 |
Navy Fed and EECU booth advertising in the 8s on their websites.
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Re: reclending or other?
[Re: wh2004]
#13660820
08/08/20 08:10 PM
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Joined: Jan 2008
Posts: 584
Bass Boat Wired
Pro Angler
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Pro Angler
Joined: Jan 2008
Posts: 584 |
Inetrec.com used them for multiple Rv’s and boats.
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Re: reclending or other?
[Re: wh2004]
#13660834
08/08/20 08:31 PM
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Joined: Mar 2012
Posts: 11,008
BigDozer66
TFF Guru
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TFF Guru
Joined: Mar 2012
Posts: 11,008 |
Local credit union is EECU and for the term I want they only go as low as 8-9%. That's no bueno Wow!  When we bought ours we got right at 3% on it.
2016 Ranger RT188 Charcoal Metallic Dual Console 2017 Yamaha 115 VMAX SHO (VF115LA) SS Prop Minn Kota Ultrex i-Pilot Link 45" 80 lb. Humminbird Helix 10 Mega SI BalZout Console Humminbird Helix 10 Mega SI BBT Bow Mount Trick Step
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Re: reclending or other?
[Re: wh2004]
#13660837
08/08/20 08:34 PM
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Joined: Sep 2006
Posts: 12,447
JIM SR.
TFF Guru
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TFF Guru
Joined: Sep 2006
Posts: 12,447 |
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Re: reclending or other?
[Re: wh2004]
#13661107
08/09/20 02:17 AM
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Joined: Jun 2020
Posts: 263
FishAdmirer
Angler
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Angler
Joined: Jun 2020
Posts: 263 |
I had a great experience this spring with Recreational Dealer Services at rdsfinancing.com. I applied direct online and not through my dealer. I also talked to a rep on the phone several times. Very fast and friendly service.
Last edited by FishAdmirer; 08/09/20 02:22 AM.
Lowe 1860 CC on Eagle Mountain Lake
Catching fish never gets old.
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Re: reclending or other?
[Re: goodman1389]
#13661175
08/09/20 04:11 AM
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Joined: Sep 2003
Posts: 3,401
Champion1
TFF Team Angler
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TFF Team Angler
Joined: Sep 2003
Posts: 3,401 |
Rec Lending, especially if your financing a used boat. I talked to 3 or 4 different credit unions and Rec Lending had better terms and rates than all of them. Very easy to work with. This
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Re: reclending or other?
[Re: wh2004]
#13661196
08/09/20 08:42 AM
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Joined: Apr 2017
Posts: 12,149
tmd11111
TFF Guru
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TFF Guru
Joined: Apr 2017
Posts: 12,149 |
Check Bank of the West. Got my last boat loan there 3 years ago. 4.99% for 72mo. with Zero down. Credit has to be stout though.
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Re: reclending or other?
[Re: wh2004]
#13661806
08/09/20 08:26 PM
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Joined: Feb 2009
Posts: 209
Hittman23
Outdoorsman
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Outdoorsman
Joined: Feb 2009
Posts: 209 |
give neighborhood credit union a call. Rates start at 3.19%. I can refer you to my banker via PM, I enjoy the $100 bucks I’ll get when they fund your loan.
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