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Healthcare ?
#13572137
05/26/20 10:53 PM
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Joined: Mar 2005
Posts: 41,166
butch sanders
OP
TFF Guru
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OP
TFF Guru
Joined: Mar 2005
Posts: 41,166 |
How do you go about getting health insurance? I need catastrophic loss coverage. I lost the entire day shopping for this. Open enrollment is closed & I don't qualify for anything else.
Last edited by butch sanders; 05/26/20 11:18 PM.
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Re: Healthcare ?
[Re: butch sanders]
#13572225
05/27/20 12:22 AM
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Joined: Mar 2008
Posts: 61,005
LoneStarSon
Private Dancer
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Private Dancer
Joined: Mar 2008
Posts: 61,005 |
Go to esurance.com click on products and then health insurance. Sign up from there.
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Re: Healthcare ?
[Re: butch sanders]
#13572226
05/27/20 12:23 AM
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Joined: Jan 2012
Posts: 11,573
Coach Hark
TFF Guru
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TFF Guru
Joined: Jan 2012
Posts: 11,573 |
Yeah you can get decent health insurance for about $250-300 a month. Not sure about catastrophic loss, that’ll probably cost you depending on salary and age.
Last edited by Coach Hark; 05/27/20 12:25 AM.
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Re: Healthcare ?
[Re: butch sanders]
#13572234
05/27/20 12:32 AM
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Joined: Mar 2005
Posts: 41,166
butch sanders
OP
TFF Guru
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OP
TFF Guru
Joined: Mar 2005
Posts: 41,166 |
i am mainly worried about going to the emergency room not so much Dr. visits
Thank You Men
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Re: Healthcare ?
[Re: butch sanders]
#13572238
05/27/20 12:33 AM
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Joined: Mar 2008
Posts: 61,005
LoneStarSon
Private Dancer
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Private Dancer
Joined: Mar 2008
Posts: 61,005 |
The esurance site will show you what's available and right now that's gonna be catastrophic coverage.
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Re: Healthcare ?
[Re: butch sanders]
#13572266
05/27/20 12:52 AM
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Joined: Oct 2010
Posts: 14,695
Frenzy
TFF Guru
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TFF Guru
Joined: Oct 2010
Posts: 14,695 |
i am mainly worried about going to the emergency room not so much Dr. visits
Thank You Men
You might try this. It's a hospital indemnity plan that pays a fixed amount for services. Anywhere from 1000-5000 a day for hospitalization, upto 500 a day for ER visits, ambulance, etc. I combined it with an accident policy that adds more in case of an accident like broken bone. Both cost me under $150 a month. https://www.uhone.com/shop/#/plans/hospitalindemnity
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Re: Healthcare ?
[Re: butch sanders]
#13572456
05/27/20 04:41 AM
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Joined: Aug 2003
Posts: 30,306
RedRanger
burro desagradable
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burro desagradable
Joined: Aug 2003
Posts: 30,306 |
Those plans seem to have gone away since Obamacare was voted in years ago.
Good luck if you do find a decent one, send me a PM as well I used to carry that on myself
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Re: Healthcare ?
[Re: butch sanders]
#13572464
05/27/20 06:18 AM
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Joined: Aug 2004
Posts: 3,629
Allen Bass Fisher
TFF Team Angler
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TFF Team Angler
Joined: Aug 2004
Posts: 3,629 |
Contact TG-Fishing here on the board. He a independent broker so he knows and sells for quite a few companies. He knows his stuff!
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Re: Healthcare ?
[Re: Frenzy]
#13572736
05/27/20 02:20 PM
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Joined: Jan 2012
Posts: 246
TG-Fishing
Outdoorsman
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Outdoorsman
Joined: Jan 2012
Posts: 246 |
i am mainly worried about going to the emergency room not so much Dr. visits
Thank You Men
You might try this. It's a hospital indemnity plan that pays a fixed amount for services. Anywhere from 1000-5000 a day for hospitalization, upto 500 a day for ER visits, ambulance, etc. I combined it with an accident policy that adds more in case of an accident like broken bone. Both cost me under $150 a month. https://www.uhone.com/shop/#/plans/hospitalindemnityAll, PLEASE be VERY cautious with these plans. These are limited benefit plans and they truly leave a LOT of risk for major services and leave a lot of high end risk. They work pretty well on the small stuff, but lack a "stop loss" on them, which is typically what we all look for from ANY insurance we carry. "Stop Loss" is the number set on an insurance policy that YOU are responsible for, then the insurance picks up 100% of covered benefits after that. So if you have a stop loss of $10,000 on your insurance policy, and you run up a bill of $500,000 of covered benefits on that plan, you're responsibility is $10,000. On an indemnity/limited benefit plan, you have NO stop loss and that $500,000 bill will likely end up costing you hundreds of thousands of dollars and covering very little. If you have ANY questions regarding health insurance, policy options, or even questions about a policy that you are currently on, PLEASE reach out to me and we can talk about fishing AND health insurance. I am always available and I am a broker, so I offer every type of plan imaginable for individuals, families and small businesses and it costs ZERO to talk. https://www.facebook.com/TimTheHealthInsuranceGuy/Contact me ANY time via phone/text/PM here/facebook/email-- Tim Greifer (630) 215-4255 Tgreifer@myhst.com
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Re: Healthcare ?
[Re: butch sanders]
#13572805
05/27/20 03:06 PM
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Joined: Mar 2005
Posts: 41,166
butch sanders
OP
TFF Guru
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OP
TFF Guru
Joined: Mar 2005
Posts: 41,166 |
what a great experience i just had Thank You TG & THE TFF
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Re: Healthcare ?
[Re: butch sanders]
#13572845
05/27/20 03:55 PM
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Joined: Jan 2012
Posts: 246
TG-Fishing
Outdoorsman
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Outdoorsman
Joined: Jan 2012
Posts: 246 |
what a great experience i just had Thank You TG & THE TFF You bet! A pleasure speaking with you Butch! Ill give you a shout back this afternoon with all of the options and well get things all set for you. Thanks again for reaching out.
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